Skip to main content

All Insurance Agents in Michigan

Generally speaking, the average cost of auto insurance in Michigan was $2.738 a year in 2017. Who has the cheapest car insurance in Michigan or the most affordable car insurance quotes and how to lower your car insurance bill? We reviewed auto insurance rates in Michigan and nearby localities to provide drivers with more information about insuring their vehicles and available discounts. Drivers in Michigan can often pay less than $2.190 a year. Even if car insurance rates are rising in 2018, you can pay less than $1.643 yearly or $137 monthly. How? Local insurance agents from Michigan can help you find the right policy. Combining (bundling) car and homeowner's insurance policies can save you more money. How much is homeowners insurance in Michigan and how to bundle your auto insurance and homeowners insurance? Average home insurance rates in Michigan are around $2.190 or $183 a month. How to find the right homeowners insurance agent near you? Before you purchase a policy, find out what type of insurance agent you are comfortable with.

Skip this info about discounts & compare insurance agencies in your area

How much is car insurance in Michigan? Which insurance company in Michigan (Auburn Hills & other cities) offers the cheapest auto insurance quotes? Below is the list of insurance companies & agents in Michigan (Auburn Hills). Find an insurance agent near you & see how much discount you may receive. The right discount can save you up to 30% on your coverage! Need legal advice? Find car accident lawyer in Michigan and schedule a free consultation. If you, or someone else, have been injured in a traffic accident, a well chosen personal injury attorney near Michigan can help with such matters.

How to pay less than $958 a year or $80 a month in Michigan in 2018?

Where you live can greatly impacts the auto insurance coverage levels you're required to have. The State of Michigan is a perfect sample example. According to many studies and reality, Michigan has had the most expensive car insurance rates in the whole United States for the past 6 years. Who has the cheapest auto insurance quotes in Michigan and how much can you save by bundling your homeowners insurance in MI with car insurance? Drivers with no at-fault accidents, DUI/DWI and moving violations should focus attention on car insurance companies, such as Auto-Owners (reviews and complaints) with average auto insurance rates for Michigan's drivers around $2,185/year. Progressive, Frankenmuth Insurance and State Farm or GEICO have average premiums in Michigan $2,275/year.

Cheap auto insurance companies in Michigan

Car insurance rates in Michigan and surroundings can greatly rise, depending on where you actually live, drive, and park your car. For example: Michigan's premier city Detroit is the most expensive city for car insurance in the United States. There are some exceptions, but shopping around is the key to find cheaper car insurance in Michigan or directly in Detroit city. The first step in shopping for a new policy is examining the levels of liability insurance and learning more about the different coverage plans and available discounts. If you're a Michigan motorist, you already know this state has very unique insurance requirements. 

Ins. Company Yearly Rate
MetLife $1,145
Hastings Mutual $1,310
Auto Owners $2,184
Frankenmuth $2,220
Grange Insurance $2,601
Auto Club Group $2,690
Nationwide $2,840
Hanover $2,900
Millers $2,992

Brief explanation of Michigan No-Fault insurance

Under no-fault, drivers make claims against their own insurance company, no matter of who is at fault in the crash. Anyway, No-fault medical bills aren't the only explanations for why Detroit residents pay overpriced auto insurance premiums than others in the state of Michigan. Your basic no-fault insurance policy does not pay for repairs to your vehicle. The Basic No-Fault policy you must have has 3 parts:

  1. Personal Injury Protection (PIP - PDF document)
  2. Property Protection (PPI)
  3. Residual Liability Insurance - Bodily Injury and Property Damage - explanation (PDF)

Michigan Department of Insurance & Commissioners

The Michigan Department of Insurance (http://www.michigan.gov/difs) should help consumers with insurance-related questions, and everything associated with auto insurance, health insurance, home insurance or life insurance in your neighborhood. And even much more! The Michigan Bureau of Insurance is there to help you resolve complaints against insurance companies, agents and health maintenance organizations (HMOs).

Commissioner

  • Patrick M. McPharlinDirector
  • (Midwest Zone)
  • Department of Insurance and Financial Services
  • PO Box 30220
  • Lansing, Michigan 48909-7720
  • Phone: 517.284-8800
  • Fax: 517.284-8844
  • Street Address:
  • Mason Building, 8th Floor
  • 530 W. Allegan Street 
  • Lansing, Michigan 48933

Choose an insurance agent near you...

Switching auto insurance company or changing your policy in Michigan can save you hundred of dollars a year and that is the main reason why you should shop for car insurance every 6 months. Below is a complete list of insurance companies and agents in Michigan with contact information including address, phone numbers, emails, firm websites. This database contains both captive agents and independent agents from Michigan. Find out who has the best auto insurance quotes and ask about any discounts that might apply to you. Make sure you do not hurry through the process of getting insurance!

Average Cost in Michigan State Requirements Advanced Search
Ask for Quotes - Michigan agents
Car insurance in Michigan

Homeowners & Auto Insurance

Insurance protects you and your family property from potential claims if you are the at-fault driver in an accident. Remember, that car insurance has a long-term relationship with homeowner insurance in Michigan. How much can you save by bundling your homeowners insurance with car insurance? If you buy your home insurance from the same company that provides your insurance policy, you can save between by 5% - 25%. If you compare comprehensive homeowner insurance plans in Michigan, you will probably find out, that average rates fluctuate around $1.050.

Progressive Insurance in Michigan

There are thousands of insurance agents from Michigan ready to help you with your auto & homeowner insurance needs. Looking for a Progressive insurance agency in Michigan or an independent agent that represents Progressive company? You can find and call your Progressive insurance agent from Michigan just by typing your zip code in to our search form (above). You can bundle your auto insurance with your home insurance, renters, condo or townhouse insurance and see, how much discount you can receive from Progresive Insurance Company in 2018/2019. See reviews, directions, phone numbers and more for Progressive Agents and local brokers locations in Michigan.

Auto Insurance Requirements

The minimum amounts of BI/PD insurance you must carry in Michigan are:

  • $20,000 for injuries or death to an individual.
  • $40,000 for injures or death per accident to multiple people.
  • $10,000 for property damage in another state.
Get more informations about Michigan's auto insurance requirements, coverage options, car insurance rates, and available discounts. Most U.S states - Michigan include - require drivers to purchase a minimum amount of liability insurance (Bodily injury coverage & Property damage coverage). But remember, the basic "liability insurance in Michigan " does not cover your own injuries or property damage. Average price for car insurance in Michigan is $2.738 dollars. This is only an indicative price for car insurance in Michigan. There are many factors that affect your auto insurance rates...
Car Insurance:  AbarthMichigan Car Insurance:  AcMichigan Car Insurance:  AcuraMichigan Car Insurance:  Alfa RomeoMichigan Car Insurance:  AllardMichigan Car Insurance:  AlpinaMichigan Car Insurance:  AlpineMichigan Car Insurance:  AlvisMichigan Car Insurance:  AmcMichigan Car Insurance:  ArielMichigan Car Insurance:  Armstrong-SiddeleyMichigan Car Insurance:  AscariMichigan Car Insurance:  Aston MartinMichigan Car Insurance:  AudiMichigan Car Insurance:  AustinMichigan Car Insurance:  Austin-HealeyMichigan Car Insurance:  AutobianchiMichigan Car Insurance:  AuverlandMichigan Car Insurance:  AvantiMichigan Car Insurance:  BeijingMichigan Car Insurance:  BentleyMichigan Car Insurance:  BerkeleyMichigan Car Insurance:  BitterMichigan Car Insurance:  BizzarriniMichigan Car Insurance:  BmwMichigan Car Insurance:  BrillianceMichigan Car Insurance:  BristolMichigan Car Insurance:  BugattiMichigan Car Insurance:  BuickMichigan Car Insurance:  CadillacMichigan Car Insurance:  CaterhamMichigan Car Insurance:  CheckerMichigan Car Insurance:  ChevroletMichigan Car Insurance:  ChryslerMichigan Car Insurance:  CitroenMichigan Car Insurance:  DaciaMichigan Car Insurance:  DaewooMichigan Car Insurance:  DafMichigan Car Insurance:  DaihatsuMichigan Car Insurance:  DaimlerMichigan Car Insurance:  DatsunMichigan Car Insurance:  De-TomasoMichigan Car Insurance:  DkwMichigan Car Insurance:  DodgeMichigan Car Insurance:  DonkervoortMichigan Car Insurance:  EagleMichigan Car Insurance:  FairthorpeMichigan Car Insurance:  FerrariMichigan Car Insurance:  FiatMichigan Car Insurance:  FiskerMichigan Car Insurance:  FordMichigan Car Insurance:  GazMichigan Car Insurance:  GeelyMichigan Car Insurance:  GinettaMichigan Car Insurance:  GmcMichigan Car Insurance:  HoldenMichigan Car Insurance:  HondaMichigan Car Insurance:  HudsonMichigan Car Insurance:  HumberMichigan Car Insurance:  HummerMichigan Car Insurance:  HyundaiMichigan Car Insurance:  InfinitiMichigan Car Insurance:  InnocentiMichigan Car Insurance:  IsuzuMichigan Car Insurance:  ItaldesignMichigan Car Insurance:  JaguarMichigan Car Insurance:  JeepMichigan Car Insurance:  JensenMichigan Car Insurance:  KiaMichigan Car Insurance:  KoenigseggMichigan Car Insurance:  LadaMichigan Car Insurance:  LamborghiniMichigan Car Insurance:  LanciaMichigan Car Insurance:  Land RoverMichigan Car Insurance:  LexusMichigan Car Insurance:  LincolnMichigan Car Insurance:  LotecMichigan Car Insurance:  LotusMichigan Car Insurance:  LuxgenMichigan Car Insurance:  MahindraMichigan Car Insurance:  MarcosMichigan Car Insurance:  MaseratiMichigan Car Insurance:  Matra-SimcaMichigan Car Insurance:  MaybachMichigan Car Insurance:  MazdaMichigan Car Insurance:  MccMichigan Car Insurance:  MclarenMichigan Car Insurance:  Mercedes-BenzMichigan Car Insurance:  MercuryMichigan Car Insurance:  MgMichigan Car Insurance:  MiniMichigan Car Insurance:  MitsubishiMichigan Car Insurance:  MonteverdiMichigan Car Insurance:  MorettiMichigan Car Insurance:  MorganMichigan Car Insurance:  MorrisMichigan Car Insurance:  NissanMichigan Car Insurance:  NobleMichigan Car Insurance:  NsuMichigan Car Insurance:  OldsmobileMichigan Car Insurance:  OpelMichigan Car Insurance:  PackardMichigan Car Insurance:  PaganiMichigan Car Insurance:  PanozMichigan Car Insurance:  PeugeotMichigan Car Insurance:  PininfarinaMichigan Car Insurance:  PlymouthMichigan Car Insurance:  PontiacMichigan Car Insurance:  PorscheMichigan Car Insurance:  ProtonMichigan Car Insurance:  RamMichigan Car Insurance:  ReliantMichigan Car Insurance:  RenaultMichigan Car Insurance:  RileyMichigan Car Insurance:  Rolls-RoyceMichigan Car Insurance:  RoverMichigan Car Insurance:  SaabMichigan Car Insurance:  SaleenMichigan Car Insurance:  SamsungMichigan Car Insurance:  SaturnMichigan Car Insurance:  ScionMichigan Car Insurance:  SeatMichigan Car Insurance:  SimcaMichigan Car Insurance:  SingerMichigan Car Insurance:  SkodaMichigan Car Insurance:  SmartMichigan Car Insurance:  SpykerMichigan Car Insurance:  SsangyongMichigan Car Insurance:  SscMichigan Car Insurance:  SteyrMichigan Car Insurance:  StudebakerMichigan Car Insurance:  SubaruMichigan Car Insurance:  SunbeamMichigan Car Insurance:  SuzukiMichigan Car Insurance:  TalbotMichigan Car Insurance:  TataMichigan Car Insurance:  TatraMichigan Car Insurance:  TeslaMichigan Car Insurance:  ToyotaMichigan Car Insurance:  TrabantMichigan Car Insurance:  TriumphMichigan Car Insurance:  TvrMichigan Car Insurance:  VauxhallMichigan Car Insurance:  VectorMichigan Car Insurance:  VenturiMichigan Car Insurance:  VolkswagenMichigan Car Insurance:  VolvoMichigan Car Insurance:  WartburgMichigan Car Insurance:  WestfieldMichigan Car Insurance:  Willys-OverlandMichigan Car Insurance:  XedosMichigan Car Insurance:  ZagatoMichigan Car Insurance:  ZastavaMichigan Car Insurance:  ZazMichigan Car Insurance:  ZenvoMichigan Car Insurance:  ZilMichigan

Find Insurers in Michigan

Below is a complete list of auto insurance agents around (Michigan). Click on a particular location to view a list of insurance companies and local agents who offers automobile insurance near you. Compare car insurance quotes for your vehicle model, and look for an insurance agent with a good reputation and overall rating.

Compare Insurance Companies in Michigan

Who Has the Cheapest Auto Insurance Quotes in Michigan? Costs of car insurance in Michigan vary from one insurer to the next. You should researched auto insurance rates from the largest insurers around Michigan and found the cheapest options for your vehicle. Would you like to get lower premiums? Forget to hide or alter information! Report your mileage accurately, report all the drivers for the vehicle (even family members), list the actual parking location for your vehicle and do not forget to report the automobile accidents you've been involved. Errors on the car insurance application can result in a denied claim (after traffic accident) or even a policy revocation (read more about Michigan car insurance laws and regulations).
Cheapest rates in Michigan $548
Standard rates in Michigan $1.643
Most expensive rates in Michigan $3.559
Average cost of car insurance in Michigan (2016 - 2017) has been $2.738 dollars. But remember, your age (teen vs senior driver), marital status (married, single) and location has a huge impact on your car insurance rates. Before you buy any product, read customer reviews of auto insurance companies in Michigan and their agents/brokers who offer quotes on your car. As you can see, you can lower your car insurance fees to $1.643 dollars or even less than $548 - low cost rates near you.
Car insurance in Michigan Motor vehicle owners (lessees too) are required by law to maintain continuous Michigan liability insurance coverage on vehicles with active registrations. Find the minimum car insurance requirements for every state to get car insurance that meets the legal requirements! Never drive a vehicle that does not have a valid vehicle registration. Minimum car insurance requirements vary from state to state. Many states require drivers to have insurance, but some of them provide alternatives such as "proof of financial responsibility" or "uninsured motorist registration". These requirements establish the minimum levels of insurance coverage in Michigan that every motorist must buy. Below is the list of minimum car insurance requirements - understand bodily injury & property damage liability. There are high penalties for driving without car insurance in Michigan.
How much auto insurance coverage do you need?

The minimum amounts of BI/PD insurance you must carry in Michigan are:

  • $20,000 for injuries or death to an individual.
  • $40,000 for injures or death per accident to multiple people.
  • $10,000 for property damage in another state.

Full Coverage Auto Insurance in Michigan (Example)

What does “Full Coverage" mean and what's included in minimum car insurance coverage required by your state? Full coverage policy in Michigan is perceived as a contract that combines state-required liability (liability insurance is one of the few coverage options that is mandatory in every U.S state) or no-fault insurance coverage that covers body injury and property damages to others in an accident you cause, collision coverage (this coverage will pay for the repairs to your car) and comprehensive coverage (theft, vandalism and other damages). The average price for full coverage car insurance in Michigan is $2.738 dollars. But it's only an indicative price! You can find and buy cheap full-coverage insurance in Michigan only with the right resources. Car insurance rates are based on a variety of risk factors (age, employment, residence, driving record) and therefore can grow up to $8.214 a year (cca $685 dollars a month), but even more! You could qualify for more affordable car insurance by purchasing basic "liability insurance", which can cost around $1.095 a year and even less. Find an agent near you, get the best quotes (consider buying one that fits your needs) and purchase your new and inexpensive car insurance! Department of insurance in Michigan offers guidance to local consumers.

Estimated Prices
Lowest auto insurance rates in Michigan
$1.095 a year
Average auto insurance rates in Michigan
$2.738 a year
Highest auto insurance rates in Michigan
$8.214 a year
How much will you pay for insurance? $548 or less?
unknown 90%

Michigan Car Insurance Guide: Questions & Answers

There are always many questions that must be answered before shopping for car insurance in Michigan or anywhere near you. Have questions about what your car insurance policy covers in different situations? Do you know, how insurers investigate accident claims in Michigan? After you file a claim with your car insurance company, the process - that leads to a financial settlement - is starting. If you have a car insurance policy (general liability insurance / car insurance premiums, deductibles / higher limits), you've likely had specific questions about what it covers. When to report a car accident in Michigan, when not and what are the legal (financial) consequences of this activity. We can inform you of what happens if you dont report your traffic accident in Michigan and what the responsible insurance company requires. If you have been involved in a car accident around Michigan, we can advise you of what laws will apply to your specific case.

$228 a month? Stop overpaying for auto insurance in Michigan!

We can help you save significant money on auto protection near Michigan...no matter what type of car you drive. How much is the average monthly/yearly car insurance premium in your state/city? As you already know, your car insurance premiums are based on a variety of factors including your location, the amount of coverage, model of your car, your driving history, your age and many others. If you are paying around $228 a month ($2738 a year), you can definitely save a lot of money annually. Do not hesitate to switch policies or insurance agent if getting a discount of $114 dollars is possible!

Get quotes (ask a question)

© 2017 carsurer.com