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How much is car insurance in Michigan? Which insurance company in Michigan (Howell & other cities) offers the cheapest auto insurance quotes? Below is the list of insurance companies & agents in Michigan (Howell). Find an insurance agent near you & see how much discount you may receive. The right discount can save you up to 30% on your coverage! Need legal advice? Find car accident lawyer in Michigan and schedule a free consultation. If you, or someone else, have been injured in a traffic accident, a well chosen personal injury attorney near Michigan can help with such matters.How to pay less than $819 a year or $68 a month in Michigan in 2018?
Where you live can greatly impacts the auto insurance coverage levels you're required to have. The State of Michigan is a perfect sample example. According to many studies and reality, Michigan has had the most expensive car insurance rates in the whole United States for the past 6 years. Who has the cheapest auto insurance quotes in Michigan and how much can you save by bundling your homeowners insurance in MI with car insurance? Drivers with no at-fault accidents, DUI/DWI and moving violations should focus attention on car insurance companies, such as Auto-Owners (reviews and complaints) with average auto insurance rates for Michigan's drivers around $2,185/year. Progressive, Frankenmuth Insurance and State Farm or GEICO have average premiums in Michigan $2,275/year.
Cheap auto insurance companies in Michigan
Car insurance rates in Michigan and surroundings can greatly rise, depending on where you actually live, drive, and park your car. For example: Michigan's premier city Detroit is the most expensive city for car insurance in the United States. There are some exceptions, but shopping around is the key to find cheaper car insurance in Michigan or directly in Detroit city. The first step in shopping for a new policy is examining the levels of liability insurance and learning more about the different coverage plans and available discounts. If you're a Michigan motorist, you already know this state has very unique insurance requirements.
Ins. Company | Yearly Rate |
MetLife | $1,145 |
Hastings Mutual | $1,310 |
Auto Owners | $2,184 |
Frankenmuth | $2,220 |
Grange Insurance | $2,601 |
Auto Club Group | $2,690 |
Nationwide | $2,840 |
Hanover | $2,900 |
Millers | $2,992 |
Brief explanation of Michigan No-Fault insurance
Under no-fault, drivers make claims against their own insurance company, no matter of who is at fault in the crash. Anyway, No-fault medical bills aren't the only explanations for why Detroit residents pay overpriced auto insurance premiums than others in the state of Michigan. Your basic no-fault insurance policy does not pay for repairs to your vehicle. The Basic No-Fault policy you must have has 3 parts:
- Personal Injury Protection (PIP - PDF document)
- Property Protection (PPI)
- Residual Liability Insurance - Bodily Injury and Property Damage - explanation (PDF)
Michigan Department of Insurance & Commissioners
The Michigan Department of Insurance (http://www.michigan.gov/difs) should help consumers with insurance-related questions, and everything associated with auto insurance, health insurance, home insurance or life insurance in your neighborhood. And even much more! The Michigan Bureau of Insurance is there to help you resolve complaints against insurance companies, agents and health maintenance organizations (HMOs).- Patrick M. McPharlin, Director
- (Midwest Zone)
- Department of Insurance and Financial Services
- PO Box 30220
- Lansing, Michigan 48909-7720
- Phone: 517.284-8800
- Fax: 517.284-8844
- Street Address:
- Mason Building, 8th Floor
- 530 W. Allegan Street
- Lansing, Michigan 48933