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All Insurance Agents in Colorado

Generally speaking, the average cost of auto insurance in Colorado was $1.391 a year in 2017. Who has the cheapest car insurance in Colorado or the most affordable car insurance quotes and how to lower your car insurance bill? We reviewed auto insurance rates in Colorado and nearby localities to provide drivers with more information about insuring their vehicles and available discounts. Drivers in Colorado can often pay less than $1.113 a year. Even if car insurance rates are rising in 2018, you can pay less than $835 yearly or $70 monthly. How? Local insurance agents from Colorado can help you find the right policy. Combining (bundling) car and homeowner's insurance policies can save you more money. How much is homeowners insurance in Colorado and how to bundle your auto insurance and homeowners insurance? Average home insurance rates in Colorado are around $1.113 or $93 a month. How to find the right homeowners insurance agent near you? Before you purchase a policy, find out what type of insurance agent you are comfortable with.

Skip this info about discounts & compare insurance agencies in your area

How much is car insurance in Colorado? Which insurance company in Colorado (Pueblo & other cities) offers the cheapest auto insurance quotes? Below is the list of insurance companies & agents in Colorado (Pueblo). Find an insurance agent near you & see how much discount you may receive. The right discount can save you up to 30% on your coverage! Need legal advice? Find car accident lawyer in Colorado and schedule a free consultation. If you, or someone else, have been injured in a traffic accident, a well chosen personal injury attorney near Colorado can help with such matters.

How to pay less than $487 a year or $41 a month in Colorado in 2018?

Looking for really cheap car insurance for you vehicle in Colorado, CO? There are many things you should know about car insurance agents in Colorado before you buy your new "policy". Insurance companies with the cheapest car insurance rates in Colorado were: State Farm, American Family, Progressive, Auto Owners, USAA and The Hartford. While auto insurance rates can vary based on you location, marital status, education, driver's skills and your history, the biggest impact on costs is between insurance companies. Learn the insurance requirements in Colorado and save money with quality coverage..

Colorado auto insurance Facts

  1. Colorado drivers pay one of the highest car insurance premiums in the U.S. (2016-2018).
  2. The average Colorado driver pays an annual car insurance premium of $720 a year.- ask for better rates now.
  3. Colorado drivers are required to buy car insurance with minimum liability limits of $25,000 to pay for injuries to one person, $50,000 for injuries to two or more people and $15,000 to pay for vehicle damage. 
  4. 75 percent of insured Colorado's drivers buy comprehensive coverage in addition to liability insurance, and 70 percent buy collision coverage.
  5. In past years, Colorado State reported 11,502 motor vehicle thefts

Who has the cheapest auto insurance quotes in Colorado?

Are you paying too much for car insurance in Colorado? Auto insurance is a major expense for most people, and the cost of this coverage is on the rise, especially in some states. You really can lower your rates if you make the effort, but be sure you have adequate coverage against un-insured and under-insured drivers. If you lack uninsured/underinsured auto insurance in Colorado, which is insurance protection related to injuries received as a result of an uninsured or negligent driver, you can be at financial risk. Do not forget to pick an insurance agent in neighborhood of Colorado or company representative that takes the time to answer your questions. The easiest way to find the best agent is to ask for referrals and client reviews. According to many studies, people of Colorado are paying $1.391 per year for auto insurance on average. Do not ignore local & regional insurance providers, as they may have better rates than competitors on some insurances.

Colorado accident compensation and injury Laws

Colorado accident and injury law section is showing some of Colorado's main injury laws related to traffic accidents and auto insurance policies. If you've been in an auto accident, it is very important to know what damages you might be entitled to and how and when do you claim on car insurance. Well skilled automobile accident attorney should help you to make a claim from your car insurance if your car is stolen in Colorado, involved in an accident in Colorado, or suffered damages caused by some "specific" unfortunate events. The most obvious "car accident" claim is for damages to your vehicle. But there are also additional types of damages that result from car accidents include:

  1. Medical expenses & pain and suffering
  2. Rental cars, lost wages
  3. Loss of affection or companionship
Statute of Limitations Three Years (C.R.S.§ 13-80-101)
Non-Economic Damage Cap $250,000, adjusted for inflation, currently over $400,000
Wrongful Death Damage Cap Same Limit as Non-Economic Damages Cap (C.R.S. § 13-21-203(1))
Punitive Damages Cap One-to-one' limit against actual damages
Other Limits None

Colorado Department of Insurance & Commissioners

The Colorado Department of Insurance (https://www.colorado.gov/pacific/dora/node/90616) should help consumers with insurance-related questions, and everything associated with auto insurance, health insurance, home insurance or life insurance in your neighborhood. And even much more! The Colorado Bureau of Insurance is there to help you resolve complaints against insurance companies, agents and health maintenance organizations (HMOs).

Commissioner

  • Marguerite SalazarCommissioner
  • (Western Zone)
  • Colorado Dept. of Regulatory Agenciess
  • Division of Insurance
  • 1560 Broadway, Suite 850
  • Denver, Colorado 80202
  • Phone: 303.894.7499 
  • Fax 303.894.7455

Choose an insurance agent near you...

Switching auto insurance company or changing your policy in Colorado can save you hundred of dollars a year and that is the main reason why you should shop for car insurance every 6 months. Below is a complete list of insurance companies and agents in Colorado with contact information including address, phone numbers, emails, firm websites. This database contains both captive agents and independent agents from Colorado. Find out who has the best auto insurance quotes and ask about any discounts that might apply to you. Make sure you do not hurry through the process of getting insurance!

Average Cost in Colorado State Requirements Advanced Search
Ask for Quotes - Colorado agents
Car insurance in colorado

Homeowners & Auto Insurance

Insurance protects you and your family property from potential claims if you are the at-fault driver in an accident. Remember, that car insurance has a long-term relationship with homeowner insurance in Colorado. How much can you save by bundling your homeowners insurance with car insurance? If you buy your home insurance from the same company that provides your insurance policy, you can save between by 5% - 25%. If you compare comprehensive homeowner insurance plans in Colorado, you will probably find out, that average rates fluctuate around $1.400.

Progressive Insurance in Colorado

There are thousands of insurance agents from Colorado ready to help you with your auto & homeowner insurance needs. Looking for a Progressive insurance agency in Colorado or an independent agent that represents Progressive company? You can find and call your Progressive insurance agent from Colorado just by typing your zip code in to our search form (above). You can bundle your auto insurance with your home insurance, renters, condo or townhouse insurance and see, how much discount you can receive from Progresive Insurance Company in 2018/2019. See reviews, directions, phone numbers and more for Progressive Agents and local brokers locations in Colorado.

Auto Insurance Requirements

Colorado drivers must have liability coverage at the following minimums:

  • $25,000 per person for bodily injury.
  • $50,000 per accident for bodily injury.
  • $15,000 per accident for property damage.
Get more informations about Colorado's auto insurance requirements, coverage options, car insurance rates, and available discounts. Most U.S states - Colorado include - require drivers to purchase a minimum amount of liability insurance (Bodily injury coverage & Property damage coverage). But remember, the basic "liability insurance in Colorado " does not cover your own injuries or property damage. Average price for car insurance in Colorado is $1.391 dollars. This is only an indicative price for car insurance in Colorado. There are many factors that affect your auto insurance rates...
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Find Insurers in Colorado

Below is a complete list of auto insurance agents around (Colorado). Click on a particular location to view a list of insurance companies and local agents who offers automobile insurance near you. Compare car insurance quotes for your vehicle model, and look for an insurance agent with a good reputation and overall rating.

Compare Insurance Companies in Colorado

Who Has the Cheapest Auto Insurance Quotes in Colorado? Costs of car insurance in Colorado vary from one insurer to the next. You should researched auto insurance rates from the largest insurers around Colorado and found the cheapest options for your vehicle. Would you like to get lower premiums? Forget to hide or alter information! Report your mileage accurately, report all the drivers for the vehicle (even family members), list the actual parking location for your vehicle and do not forget to report the automobile accidents you've been involved. Errors on the car insurance application can result in a denied claim (after traffic accident) or even a policy revocation (read more about Colorado car insurance laws and regulations).
Cheapest rates in Colorado $278
Standard rates in Colorado $835
Most expensive rates in Colorado $1.808
Average cost of car insurance in Colorado (2016 - 2017) has been $1.391 dollars. But remember, your age (teen vs senior driver), marital status (married, single) and location has a huge impact on your car insurance rates. Before you buy any product, read customer reviews of auto insurance companies in Colorado and their agents/brokers who offer quotes on your car. As you can see, you can lower your car insurance fees to $835 dollars or even less than $278 - low cost rates near you.
Car insurance in colorado Motor vehicle owners (lessees too) are required by law to maintain continuous Colorado liability insurance coverage on vehicles with active registrations. Find the minimum car insurance requirements for every state to get car insurance that meets the legal requirements! Never drive a vehicle that does not have a valid vehicle registration. Minimum car insurance requirements vary from state to state. Many states require drivers to have insurance, but some of them provide alternatives such as "proof of financial responsibility" or "uninsured motorist registration". These requirements establish the minimum levels of insurance coverage in Colorado that every motorist must buy. Below is the list of minimum car insurance requirements - understand bodily injury & property damage liability. There are high penalties for driving without car insurance in Colorado.
How much auto insurance coverage do you need?

Colorado drivers must have liability coverage at the following minimums:

  • $25,000 per person for bodily injury.
  • $50,000 per accident for bodily injury.
  • $15,000 per accident for property damage.

Full Coverage Auto Insurance in Colorado (Example)

What does “Full Coverage" mean and what's included in minimum car insurance coverage required by your state? Full coverage policy in Colorado is perceived as a contract that combines state-required liability (liability insurance is one of the few coverage options that is mandatory in every U.S state) or no-fault insurance coverage that covers body injury and property damages to others in an accident you cause, collision coverage (this coverage will pay for the repairs to your car) and comprehensive coverage (theft, vandalism and other damages). The average price for full coverage car insurance in Colorado is $1.391 dollars. But it's only an indicative price! You can find and buy cheap full-coverage insurance in Colorado only with the right resources. Car insurance rates are based on a variety of risk factors (age, employment, residence, driving record) and therefore can grow up to $4.173 a year (cca $348 dollars a month), but even more! You could qualify for more affordable car insurance by purchasing basic "liability insurance", which can cost around $556 a year and even less. Find an agent near you, get the best quotes (consider buying one that fits your needs) and purchase your new and inexpensive car insurance! Department of insurance in Colorado offers guidance to local consumers.

Estimated Prices
Lowest auto insurance rates in Colorado
$556 a year
Average auto insurance rates in Colorado
$1.391 a year
Highest auto insurance rates in Colorado
$4.173 a year
How much will you pay for insurance? $278 or less?
unknown 90%

Colorado Car Insurance Guide: Questions & Answers

There are always many questions that must be answered before shopping for car insurance in Colorado or anywhere near you. Have questions about what your car insurance policy covers in different situations? Do you know, how insurers investigate accident claims in Colorado? After you file a claim with your car insurance company, the process - that leads to a financial settlement - is starting. If you have a car insurance policy (general liability insurance / car insurance premiums, deductibles / higher limits), you've likely had specific questions about what it covers. When to report a car accident in Colorado, when not and what are the legal (financial) consequences of this activity. We can inform you of what happens if you dont report your traffic accident in Colorado and what the responsible insurance company requires. If you have been involved in a car accident around Colorado, we can advise you of what laws will apply to your specific case.

$116 a month? Stop overpaying for auto insurance in Colorado!

We can help you save significant money on auto protection near Colorado...no matter what type of car you drive. How much is the average monthly/yearly car insurance premium in your state/city? As you already know, your car insurance premiums are based on a variety of factors including your location, the amount of coverage, model of your car, your driving history, your age and many others. If you are paying around $116 a month ($1391 a year), you can definitely save a lot of money annually. Do not hesitate to switch policies or insurance agent if getting a discount of $58 dollars is possible!

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