Skip this info about discounts & compare insurance agencies in your area
How much is car insurance in Colorado? Which insurance company in Colorado (Aspen & other cities) offers the cheapest auto insurance quotes? Below is the list of insurance companies & agents in Colorado (Aspen). Find an insurance agent near you & see how much discount you may receive. The right discount can save you up to 30% on your coverage! Need legal advice? Find car accident lawyer in Colorado and schedule a free consultation. If you, or someone else, have been injured in a traffic accident, a well chosen personal injury attorney near Colorado can help with such matters.How to pay less than $481 a year or $40 a month in Colorado in 2018?
Looking for really cheap car insurance for you vehicle in Colorado, CO? There are many things you should know about car insurance agents in Colorado before you buy your new "policy". Insurance companies with the cheapest car insurance rates in Colorado were: State Farm, American Family, Progressive, Auto Owners, USAA and The Hartford. While auto insurance rates can vary based on you location, marital status, education, driver's skills and your history, the biggest impact on costs is between insurance companies. Learn the insurance requirements in Colorado and save money with quality coverage..
Colorado auto insurance Facts
- Colorado drivers pay one of the highest car insurance premiums in the U.S. (2016-2018).
- The average Colorado driver pays an annual car insurance premium of $720 a year.- ask for better rates now.
- Colorado drivers are required to buy car insurance with minimum liability limits of $25,000 to pay for injuries to one person, $50,000 for injuries to two or more people and $15,000 to pay for vehicle damage.
- 75 percent of insured Colorado's drivers buy comprehensive coverage in addition to liability insurance, and 70 percent buy collision coverage.
- In past years, Colorado State reported 11,502 motor vehicle thefts.
Who has the cheapest auto insurance quotes in Colorado?
Are you paying too much for car insurance in Colorado? Auto insurance is a major expense for most people, and the cost of this coverage is on the rise, especially in some states. You really can lower your rates if you make the effort, but be sure you have adequate coverage against un-insured and under-insured drivers. If you lack uninsured/underinsured auto insurance in Colorado, which is insurance protection related to injuries received as a result of an uninsured or negligent driver, you can be at financial risk. Do not forget to pick an insurance agent in neighborhood of Colorado or company representative that takes the time to answer your questions. The easiest way to find the best agent is to ask for referrals and client reviews. According to many studies, people of Colorado are paying $1.391 per year for auto insurance on average. Do not ignore local & regional insurance providers, as they may have better rates than competitors on some insurances.
Colorado accident compensation and injury Laws
Colorado accident and injury law section is showing some of Colorado's main injury laws related to traffic accidents and auto insurance policies. If you've been in an auto accident, it is very important to know what damages you might be entitled to and how and when do you claim on car insurance. Well skilled automobile accident attorney should help you to make a claim from your car insurance if your car is stolen in Colorado, involved in an accident in Colorado, or suffered damages caused by some "specific" unfortunate events. The most obvious "car accident" claim is for damages to your vehicle. But there are also additional types of damages that result from car accidents include:
- Medical expenses & pain and suffering
- Rental cars, lost wages
- Loss of affection or companionship
Statute of Limitations | Three Years (C.R.S.§ 13-80-101) |
Non-Economic Damage Cap | $250,000, adjusted for inflation, currently over $400,000 |
Wrongful Death Damage Cap | Same Limit as Non-Economic Damages Cap (C.R.S. § 13-21-203(1)) |
Punitive Damages Cap | One-to-one' limit against actual damages |
Other Limits | None |
Colorado Department of Insurance & Commissioners
The Colorado Department of Insurance (https://www.colorado.gov/pacific/dora/node/90616) should help consumers with insurance-related questions, and everything associated with auto insurance, health insurance, home insurance or life insurance in your neighborhood. And even much more! The Colorado Bureau of Insurance is there to help you resolve complaints against insurance companies, agents and health maintenance organizations (HMOs).
- Marguerite Salazar, Commissioner
- (Western Zone)
- Colorado Dept. of Regulatory Agenciess
- Division of Insurance
- 1560 Broadway, Suite 850
- Denver, Colorado 80202
- Phone: 303.894.7499
- Fax 303.894.7455