If you are having issues finding high-risk car insurance at an affordable price in Michigan, we are here to help! Shopping around is the key to find and buy cheaper car insurance. But firstly, you should learn something about high-risk car insurance in Michigan and related topics, including DUI & DWI, SR-22 and license suspensions.
- Patrick M. McPharlin, Director
- (Midwest Zone)
- Department of Insurance and Financial Services
- PO Box 30220
- Lansing, Michigan 48909-7720
- Phone: 517.284-8800
- Fax: 517.284-8844
- Street Address:
- Mason Building, 8th Floor
- 530 W. Allegan Street
- Lansing, Michigan 48933
Department of InsuranceTo request professional legal assistance with an insurance question or file an insurance-related complaint online, please visit website of licensed in your State.
Ask for better quotes - onlineThe states with the cheapest car insurance has average rates for this vehicle around $146 dollars, and the states with the most expensive rates are around $1.067 a month/year. The right discount can save you hundreds of dollars off your car insurance bill. Auto insurance companies in Michigan, Denver use rating factors, to determine how much to charge you for coverage. These rating factors include: the make, model and year of your Toyota, Ford, Chrysler, Chevrolet and similar vehicles.
Myths about car insuranceHow much do you pay to insure your Toyota, Ford, Chrysler, Chevrolet? Car insurance rates among states vary widely and insurance companies need to figure out if the applicant is too risky for them to insure. Auto insurance is very expensive, probably one of the most costly part of driving. How much do you pay for your policy in Michigan, Denver? 485$? More or less?
Minimum insurance requirements
The minimum amounts of BI/PD insurance you must carry in Michigan are:
- $20,000 for injuries or death to an individual.
- $40,000 for injures or death per accident to multiple people.
- $10,000 for property damage in another state.