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All Insurance Agents in Texas

Generally speaking, the average cost of auto insurance in Texas was $1.508 a year in 2017. Who has the cheapest car insurance in Texas or the most affordable car insurance quotes and how to lower your car insurance bill? We reviewed auto insurance rates in Texas and nearby localities to provide drivers with more information about insuring their vehicles and available discounts. Drivers in Texas can often pay less than $1.206 a year. Even if car insurance rates are rising in 2018, you can pay less than $905 yearly or $75 monthly. How? Local insurance agents from Texas can help you find the right policy. Combining (bundling) car and homeowner's insurance policies can save you more money. How much is homeowners insurance in Texas and how to bundle your auto insurance and homeowners insurance? Average home insurance rates in Texas are around $1.206 or $101 a month. How to find the right homeowners insurance agent near you? Before you purchase a policy, find out what type of insurance agent you are comfortable with.

Skip this info about discounts & compare insurance agencies in your area

How much is car insurance in Texas? Which insurance company in Texas (Austin & other cities) offers the cheapest auto insurance quotes? Below is the list of insurance companies & agents in Texas (Austin). Find an insurance agent near you & see how much discount you may receive. The right discount can save you up to 30% on your coverage! Need legal advice? Find car accident lawyer in Texas and schedule a free consultation. If you, or someone else, have been injured in a traffic accident, a well chosen personal injury attorney near Texas can help with such matters.

How to pay less than $528 a year or $44 a month in Texas in 2018?

There are many ways to pay less on car insurance in Texas. Just by absolving a drug and alcohol awareness course, you can get a very good rate for your car insurance. One of the cheapest auto insurance companies in Texas include Progressive, GEICO, State Farm, Texas Farm Buerau, Unitrin or Mercury. Don’t ignore local (regional agents) insurers in your neighborhood as they often have higher customer satisfaction ratings and offer better prices. Remember, Texas only requires you to have basic liability insurance, thus collision, comprehensive and uninsured/underinsured driver are optional.

Car insurance for young drivers in Texas

Simply being a young man or student, or a good driver with clean driver's record may save you money on car insurance. Young drivers from Texas must comply with the state's financial responsibility laws. Depending on situation, adding a young driver to a parents' policy can be very expensive, but usually much cheaper than buying a separate insurance policy. Would you like to remove your children (teen driver) from your policy? You'll need to prove to the insurance company from Texas that your child has moved. Finding the right car insurance for your teenage driver from Texas may be difficult, because they’re new to driving and face a higher risk of being involved in traffic accidents. Don't overpay car insurance, find the best insurance agents near you with prices which beat the national average.

TAIPA coverage

If you're having trouble finding the right auto insurance in your city, consider the Texas Automobile Insurance Plan Association (TAIPA) for your policy. For more information please call toll-free number: (866) 321-9154 or read important TAIPA documentsTAIPA require you to have a valid driver license or request an SR-22 to obtain a valid license. IMPORTANT: Physical damage coverage is not available. Through TAIPA program, you will be covered for the minimum required liability coverage including:

  1. $30,000/60,000 Bodily Injury, $25,000 Property Damage.
  2. $2,500 Personal Injury Protection (Medical Payments are not available).
  3. $30,000/60,000/25,000 Uninsured/Underinsured Motorists

DUI & DWI law in Texas

Texas law prohibits driving (operating) a vehicle while having a blood alcohol concentration (BAC) of .08% or more or while actually impaired by drugs or alcohol. 

Texas & proof of insurance

The hot new is, that Texas passed legislation allowing drivers to show their "electronic" proof of liability insurance on cell phone. It means, the new law enables drivers to display insurance on mobiles. Your Texas' insurer will give you an insurance card to use as your proof of car insurance. You must show a proof of insurance when you:

  1. Register a new vehicle or renew your car's registration.
  2. Get into a car accident (getting involved).
  3. When you apply or renew your driver's license.
  4. Finaly when you are asked for it by a police officer.

Texas Department of Insurance & Commissioners

The Texas Department of Insurance (http://www.tdi.texas.gov/) should help consumers with insurance-related questions, and everything associated with auto insurance, health insurance, home insurance or life insurance in your neighborhood. And even much more! The Texas Bureau of Insurance is there to help you resolve complaints against insurance companies, agents and health maintenance organizations (HMOs).

New Texas commisioner - Sullivan Kent

  • Texas governor appoints insurance commissioner: Texas Gov. Greg Abbott has appointed Kent Sullivan as Insurance Commissioner for a term set to expire February 1, 2019. Mr. Kent Sullivan is a member of the Federal Judicial Evaluation Committee and Texas Supreme Court Advisory Committee. Kent Sullivan has previously served on the State Bar of Texas Board of Directors.
    TBDCommissioner
  • (Western Zone)
  • Texas Department of Insurance
  • PO Box 149104
  • Austin, Texas 78714-9104
  • Phone: 512.676.6000
  • Fax: 512.490.1045
  • Street Address:
  • 333 Guadalupe Street
  • Austin, Texas 78701

Choose an insurance agent near you...

Switching auto insurance company or changing your policy in Texas can save you hundred of dollars a year and that is the main reason why you should shop for car insurance every 6 months. Below is a complete list of insurance companies and agents in Texas with contact information including address, phone numbers, emails, firm websites. This database contains both captive agents and independent agents from Texas. Find out who has the best auto insurance quotes and ask about any discounts that might apply to you. Make sure you do not hurry through the process of getting insurance!

Average Cost in Texas State Requirements Advanced Search
Ask for Quotes - Texas agents
Car insurance in Texas
There are not any related links yet. You can google more information about car insurance rates in Texas. Liability insurance policy is the most important type of coverage you as a driver carry. Make sure you understand the basic auto insurance requirements and minimum coverage limits in Texas.

Homeowners & Auto Insurance

Insurance protects you and your family property from potential claims if you are the at-fault driver in an accident. Remember, that car insurance has a long-term relationship with homeowner insurance in Texas. How much can you save by bundling your homeowners insurance with car insurance? If you buy your home insurance from the same company that provides your insurance policy, you can save between by 5% - 25%. If you compare comprehensive homeowner insurance plans in Texas, you will probably find out, that average rates fluctuate around $1.900.

Progressive Insurance in Texas

There are thousands of insurance agents from Texas ready to help you with your auto & homeowner insurance needs. Looking for a Progressive insurance agency in Texas or an independent agent that represents Progressive company? You can find and call your Progressive insurance agent from Texas just by typing your zip code in to our search form (above). You can bundle your auto insurance with your home insurance, renters, condo or townhouse insurance and see, how much discount you can receive from Progresive Insurance Company in 2018/2019. See reviews, directions, phone numbers and more for Progressive Agents and local brokers locations in Texas.

Auto Insurance Requirements

If you choose to buy liability insurance to comply with the law, your policy must have the following minimum limits:

  • $30,000 for each injured person.
  • $60,000 for injuries per incident.
  • $25,000 for property damage.
Get more informations about Texas's auto insurance requirements, coverage options, car insurance rates, and available discounts. Most U.S states - Texas include - require drivers to purchase a minimum amount of liability insurance (Bodily injury coverage & Property damage coverage). But remember, the basic "liability insurance in Texas " does not cover your own injuries or property damage. Average price for car insurance in Texas is $1.508 dollars. This is only an indicative price for car insurance in Texas. There are many factors that affect your auto insurance rates...
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Find Insurers in Texas

Below is a complete list of auto insurance agents around (Texas). Click on a particular location to view a list of insurance companies and local agents who offers automobile insurance near you. Compare car insurance quotes for your vehicle model, and look for an insurance agent with a good reputation and overall rating.

Compare Insurance Companies in Texas

Who Has the Cheapest Auto Insurance Quotes in Texas? Costs of car insurance in Texas vary from one insurer to the next. You should researched auto insurance rates from the largest insurers around Texas and found the cheapest options for your vehicle. Would you like to get lower premiums? Forget to hide or alter information! Report your mileage accurately, report all the drivers for the vehicle (even family members), list the actual parking location for your vehicle and do not forget to report the automobile accidents you've been involved. Errors on the car insurance application can result in a denied claim (after traffic accident) or even a policy revocation (read more about Texas car insurance laws and regulations).
Cheapest rates in Texas $302
Standard rates in Texas $905
Most expensive rates in Texas $1.960
Average cost of car insurance in Texas (2016 - 2017) has been $1.508 dollars. But remember, your age (teen vs senior driver), marital status (married, single) and location has a huge impact on your car insurance rates. Before you buy any product, read customer reviews of auto insurance companies in Texas and their agents/brokers who offer quotes on your car. As you can see, you can lower your car insurance fees to $905 dollars or even less than $302 - low cost rates near you.
Car insurance in Texas Motor vehicle owners (lessees too) are required by law to maintain continuous Texas liability insurance coverage on vehicles with active registrations. Find the minimum car insurance requirements for every state to get car insurance that meets the legal requirements! Never drive a vehicle that does not have a valid vehicle registration. Minimum car insurance requirements vary from state to state. Many states require drivers to have insurance, but some of them provide alternatives such as "proof of financial responsibility" or "uninsured motorist registration". These requirements establish the minimum levels of insurance coverage in Texas that every motorist must buy. Below is the list of minimum car insurance requirements - understand bodily injury & property damage liability. There are high penalties for driving without car insurance in Texas.
How much auto insurance coverage do you need?

If you choose to buy liability insurance to comply with the law, your policy must have the following minimum limits:

  • $30,000 for each injured person.
  • $60,000 for injuries per incident.
  • $25,000 for property damage.

Full Coverage Auto Insurance in Texas (Example)

What does “Full Coverage" mean and what's included in minimum car insurance coverage required by your state? Full coverage policy in Texas is perceived as a contract that combines state-required liability (liability insurance is one of the few coverage options that is mandatory in every U.S state) or no-fault insurance coverage that covers body injury and property damages to others in an accident you cause, collision coverage (this coverage will pay for the repairs to your car) and comprehensive coverage (theft, vandalism and other damages). The average price for full coverage car insurance in Texas is $1.508 dollars. But it's only an indicative price! You can find and buy cheap full-coverage insurance in Texas only with the right resources. Car insurance rates are based on a variety of risk factors (age, employment, residence, driving record) and therefore can grow up to $4.524 a year (cca $377 dollars a month), but even more! You could qualify for more affordable car insurance by purchasing basic "liability insurance", which can cost around $603 a year and even less. Find an agent near you, get the best quotes (consider buying one that fits your needs) and purchase your new and inexpensive car insurance! Department of insurance in Texas offers guidance to local consumers.

Estimated Prices
Lowest auto insurance rates in Texas
$603 a year
Average auto insurance rates in Texas
$1.508 a year
Highest auto insurance rates in Texas
$4.524 a year
How much will you pay for insurance? $302 or less?
unknown 90%

Texas Car Insurance Guide: Questions & Answers

There are always many questions that must be answered before shopping for car insurance in Texas or anywhere near you. Have questions about what your car insurance policy covers in different situations? Do you know, how insurers investigate accident claims in Texas? After you file a claim with your car insurance company, the process - that leads to a financial settlement - is starting. If you have a car insurance policy (general liability insurance / car insurance premiums, deductibles / higher limits), you've likely had specific questions about what it covers. When to report a car accident in Texas, when not and what are the legal (financial) consequences of this activity. We can inform you of what happens if you dont report your traffic accident in Texas and what the responsible insurance company requires. If you have been involved in a car accident around Texas, we can advise you of what laws will apply to your specific case.

$126 a month? Stop overpaying for auto insurance in Texas!

We can help you save significant money on auto protection near Texas...no matter what type of car you drive. How much is the average monthly/yearly car insurance premium in your state/city? As you already know, your car insurance premiums are based on a variety of factors including your location, the amount of coverage, model of your car, your driving history, your age and many others. If you are paying around $126 a month ($1508 a year), you can definitely save a lot of money annually. Do not hesitate to switch policies or insurance agent if getting a discount of $63 dollars is possible!

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