Skip to main content

All Insurance Agents in Louisiana

Generally speaking, the average cost of auto insurance in Louisiana was $1.842 a year in 2017. Who has the cheapest car insurance in Louisiana or the most affordable car insurance quotes and how to lower your car insurance bill? We reviewed auto insurance rates in Louisiana and nearby localities to provide drivers with more information about insuring their vehicles and available discounts. Drivers in Louisiana can often pay less than $1.474 a year. Even if car insurance rates are rising in 2018, you can pay less than $1.105 yearly or $92 monthly. How? Local insurance agents from Louisiana can help you find the right policy. Combining (bundling) car and homeowner's insurance policies can save you more money. How much is homeowners insurance in Louisiana and how to bundle your auto insurance and homeowners insurance? Average home insurance rates in Louisiana are around $1.474 or $123 a month. How to find the right homeowners insurance agent near you? Before you purchase a policy, find out what type of insurance agent you are comfortable with.

Skip this info about discounts & compare insurance agencies in your area

How much is car insurance in Louisiana? Which insurance company in Louisiana (Central & other cities) offers the cheapest auto insurance quotes? Below is the list of insurance companies & agents in Louisiana (Central). Find an insurance agent near you & see how much discount you may receive. The right discount can save you up to 30% on your coverage! Need legal advice? Find car accident lawyer in Louisiana and schedule a free consultation. If you, or someone else, have been injured in a traffic accident, a well chosen personal injury attorney near Louisiana can help with such matters.

How to pay less than $645 a year or $54 a month in Louisiana in 2018?

Those who drive a car without valid insurance in Louisiana are not only subject to legal penalties and fines, but being without - at least minimum - insurance will also prevent you from making insurance claims regardless of who is at fault in the accident. The cost of car insurance in Louisiana is one of the most expensive in the United States, just behind Michigan. Looking for a better car insurance quotes in the Pelican State? Don't overpay car insurance in Louisiana, find the best insurance agents near you with prices which beat the national average of $1840 a year.  Remember, even in some of the most expensive states such as Michigan or Louisiana, cheap car insurance can be found if you know how to chose the right insurance agent and where to look.

How much does car insurance cost in Louisiana cities?

Rank City (most expensive) Avg. Annual Premium
1 New Orleans $2,980
2 Harvey $2,640
3 Marrero $2,605
4 Terrytown $2,584
5 Metairie $2,275

Who has the cheapest auto insurance quotes in Louisiana?

Louisiana is lovely state, but car insurance can be very unpleasant. Are you looking for cheaper car insurance policy in Louisiana? We can compare auto insurance quotes from tens of insurance companies and agents in your neighborhood and find lower rates. Do not forget to learn which discounts lower your insurance rates and follow the studies and actual statistics and find other ways high-risk drivers in Louisiana can find affordable policy.

Rank Ins. Companies Yearly Insurance Rates
1 Southern Farm Bureau $1,685
2 GEICO $1,790
3 State Farm $2,005
4 Progressive $1,801
5 Safe Auto $2,480
6 UNKNOWN Ask for lower rates now!

Do i need to report a car accident in Louisiana?

If you have been involved in a traffic accident while driving on Louisiana roads, you must stop immediately. Leaving the scene of an accident is against the Louisiana law! If you don't, you will be considered a hit-and-run driver. It is a very good idea to report all - even minor - accidents that will happen in the Louisiana state. Once you file a claim (how to do that - PDF guide) with an insurance company (insurance agent), the insurer will evaluate damages and make settlement offers. A personal injury attorney from Louisiana or other US state may be able to help you receive compensation for medical expenses.

Compare insurance companies in Louisiana

Below are the best-rated auto insurance companies in Louisiana, sorted by number of complaints and written premium. Generally, the less customer complaints an insurance company receives, the more satisfied customers it has. Based on this statistics, the best insurance companies in Louisiana are Louisiana Farm Bureau (lafarmbureau.com), Progressive and Liberty Mutual.

Ins. Company Premiums (dollars) Complaints (descending)
State Farm 771,483,000 16
Progressive 322,499,000 4
Allstate 222,963,000 5
GEICO 175,118,000 4
USAA 95,458,000 4
Safeco 55,881,000 1
Safeway 41,883,000 1
Liberty Mutual $65,319,000 0
Louisiana Farm Bureau 104,923,000 0

Louisiana Department of Insurance & Commissioners

The Louisiana Department of Insurance (http://www.ldi.la.gov/) should help consumers with insurance-related questions, and everything associated with auto insurance, health insurance, home insurance or life insurance in your neighborhood. And even much more! The Louisiana Bureau of Insurance is there to help you resolve complaints against insurance companies, agents and health maintenance organizations (HMOs).

Commissioner

  • James J. DonelonCommissioner
  • (Southeast Zone)
  • Louisiana Department of Insurance
  • PO Box 94214
  • Baton Rouge, Louisiana 70804-9214
  • Phone: 225.342.5900
  • Fax: 225.342.8622 
  • Street Address:
  • 1702 N. 3rd Street
  • Baton Rouge, Louisiana 70802

Choose an insurance agent near you...

Switching auto insurance company or changing your policy in Louisiana can save you hundred of dollars a year and that is the main reason why you should shop for car insurance every 6 months. Below is a complete list of insurance companies and agents in Louisiana with contact information including address, phone numbers, emails, firm websites. This database contains both captive agents and independent agents from Louisiana. Find out who has the best auto insurance quotes and ask about any discounts that might apply to you. Make sure you do not hurry through the process of getting insurance!

Average Cost in Louisiana State Requirements Advanced Search
Ask for Quotes - Louisiana agents
Car insurance in Louisiana

Homeowners & Auto Insurance

Insurance protects you and your family property from potential claims if you are the at-fault driver in an accident. Remember, that car insurance has a long-term relationship with homeowner insurance in Louisiana. How much can you save by bundling your homeowners insurance with car insurance? If you buy your home insurance from the same company that provides your insurance policy, you can save between by 5% - 25%. If you compare comprehensive homeowner insurance plans in Louisiana, you will probably find out, that average rates fluctuate around $2.900.

Progressive Insurance in Louisiana

There are thousands of insurance agents from Louisiana ready to help you with your auto & homeowner insurance needs. Looking for a Progressive insurance agency in Louisiana or an independent agent that represents Progressive company? You can find and call your Progressive insurance agent from Louisiana just by typing your zip code in to our search form (above). You can bundle your auto insurance with your home insurance, renters, condo or townhouse insurance and see, how much discount you can receive from Progresive Insurance Company in 2018/2019. See reviews, directions, phone numbers and more for Progressive Agents and local brokers locations in Louisiana.

Auto Insurance Requirements

The minimum liability coverage limits required in Louisiana are:

  • $15,000 of bodily injury coverage per person.
  • $30,000 of bodily injury coverage per accident.
  • $25,000 of property damage coverage.
Get more informations about Louisiana's auto insurance requirements, coverage options, car insurance rates, and available discounts. Most U.S states - Louisiana include - require drivers to purchase a minimum amount of liability insurance (Bodily injury coverage & Property damage coverage). But remember, the basic "liability insurance in Louisiana " does not cover your own injuries or property damage. Average price for car insurance in Louisiana is $1.842 dollars. This is only an indicative price for car insurance in Louisiana. There are many factors that affect your auto insurance rates...
Car Insurance:  AbarthLouisiana Car Insurance:  AcLouisiana Car Insurance:  AcuraLouisiana Car Insurance:  Alfa RomeoLouisiana Car Insurance:  AllardLouisiana Car Insurance:  AlpinaLouisiana Car Insurance:  AlpineLouisiana Car Insurance:  AlvisLouisiana Car Insurance:  AmcLouisiana Car Insurance:  ArielLouisiana Car Insurance:  Armstrong-SiddeleyLouisiana Car Insurance:  AscariLouisiana Car Insurance:  Aston MartinLouisiana Car Insurance:  AudiLouisiana Car Insurance:  AustinLouisiana Car Insurance:  Austin-HealeyLouisiana Car Insurance:  AutobianchiLouisiana Car Insurance:  AuverlandLouisiana Car Insurance:  AvantiLouisiana Car Insurance:  BeijingLouisiana Car Insurance:  BentleyLouisiana Car Insurance:  BerkeleyLouisiana Car Insurance:  BitterLouisiana Car Insurance:  BizzarriniLouisiana Car Insurance:  BmwLouisiana Car Insurance:  BrillianceLouisiana Car Insurance:  BristolLouisiana Car Insurance:  BugattiLouisiana Car Insurance:  BuickLouisiana Car Insurance:  CadillacLouisiana Car Insurance:  CaterhamLouisiana Car Insurance:  CheckerLouisiana Car Insurance:  ChevroletLouisiana Car Insurance:  ChryslerLouisiana Car Insurance:  CitroenLouisiana Car Insurance:  DaciaLouisiana Car Insurance:  DaewooLouisiana Car Insurance:  DafLouisiana Car Insurance:  DaihatsuLouisiana Car Insurance:  DaimlerLouisiana Car Insurance:  DatsunLouisiana Car Insurance:  De-TomasoLouisiana Car Insurance:  DkwLouisiana Car Insurance:  DodgeLouisiana Car Insurance:  DonkervoortLouisiana Car Insurance:  EagleLouisiana Car Insurance:  FairthorpeLouisiana Car Insurance:  FerrariLouisiana Car Insurance:  FiatLouisiana Car Insurance:  FiskerLouisiana Car Insurance:  FordLouisiana Car Insurance:  GazLouisiana Car Insurance:  GeelyLouisiana Car Insurance:  GinettaLouisiana Car Insurance:  GmcLouisiana Car Insurance:  HoldenLouisiana Car Insurance:  HondaLouisiana Car Insurance:  HudsonLouisiana Car Insurance:  HumberLouisiana Car Insurance:  HummerLouisiana Car Insurance:  HyundaiLouisiana Car Insurance:  InfinitiLouisiana Car Insurance:  InnocentiLouisiana Car Insurance:  IsuzuLouisiana Car Insurance:  ItaldesignLouisiana Car Insurance:  JaguarLouisiana Car Insurance:  JeepLouisiana Car Insurance:  JensenLouisiana Car Insurance:  KiaLouisiana Car Insurance:  KoenigseggLouisiana Car Insurance:  LadaLouisiana Car Insurance:  LamborghiniLouisiana Car Insurance:  LanciaLouisiana Car Insurance:  Land RoverLouisiana Car Insurance:  LexusLouisiana Car Insurance:  LincolnLouisiana Car Insurance:  LotecLouisiana Car Insurance:  LotusLouisiana Car Insurance:  LuxgenLouisiana Car Insurance:  MahindraLouisiana Car Insurance:  MarcosLouisiana Car Insurance:  MaseratiLouisiana Car Insurance:  Matra-SimcaLouisiana Car Insurance:  MaybachLouisiana Car Insurance:  MazdaLouisiana Car Insurance:  MccLouisiana Car Insurance:  MclarenLouisiana Car Insurance:  Mercedes-BenzLouisiana Car Insurance:  MercuryLouisiana Car Insurance:  MgLouisiana Car Insurance:  MiniLouisiana Car Insurance:  MitsubishiLouisiana Car Insurance:  MonteverdiLouisiana Car Insurance:  MorettiLouisiana Car Insurance:  MorganLouisiana Car Insurance:  MorrisLouisiana Car Insurance:  NissanLouisiana Car Insurance:  NobleLouisiana Car Insurance:  NsuLouisiana Car Insurance:  OldsmobileLouisiana Car Insurance:  OpelLouisiana Car Insurance:  PackardLouisiana Car Insurance:  PaganiLouisiana Car Insurance:  PanozLouisiana Car Insurance:  PeugeotLouisiana Car Insurance:  PininfarinaLouisiana Car Insurance:  PlymouthLouisiana Car Insurance:  PontiacLouisiana Car Insurance:  PorscheLouisiana Car Insurance:  ProtonLouisiana Car Insurance:  RamLouisiana Car Insurance:  ReliantLouisiana Car Insurance:  RenaultLouisiana Car Insurance:  RileyLouisiana Car Insurance:  Rolls-RoyceLouisiana Car Insurance:  RoverLouisiana Car Insurance:  SaabLouisiana Car Insurance:  SaleenLouisiana Car Insurance:  SamsungLouisiana Car Insurance:  SaturnLouisiana Car Insurance:  ScionLouisiana Car Insurance:  SeatLouisiana Car Insurance:  SimcaLouisiana Car Insurance:  SingerLouisiana Car Insurance:  SkodaLouisiana Car Insurance:  SmartLouisiana Car Insurance:  SpykerLouisiana Car Insurance:  SsangyongLouisiana Car Insurance:  SscLouisiana Car Insurance:  SteyrLouisiana Car Insurance:  StudebakerLouisiana Car Insurance:  SubaruLouisiana Car Insurance:  SunbeamLouisiana Car Insurance:  SuzukiLouisiana Car Insurance:  TalbotLouisiana Car Insurance:  TataLouisiana Car Insurance:  TatraLouisiana Car Insurance:  TeslaLouisiana Car Insurance:  ToyotaLouisiana Car Insurance:  TrabantLouisiana Car Insurance:  TriumphLouisiana Car Insurance:  TvrLouisiana Car Insurance:  VauxhallLouisiana Car Insurance:  VectorLouisiana Car Insurance:  VenturiLouisiana Car Insurance:  VolkswagenLouisiana Car Insurance:  VolvoLouisiana Car Insurance:  WartburgLouisiana Car Insurance:  WestfieldLouisiana Car Insurance:  Willys-OverlandLouisiana Car Insurance:  XedosLouisiana Car Insurance:  ZagatoLouisiana Car Insurance:  ZastavaLouisiana Car Insurance:  ZazLouisiana Car Insurance:  ZenvoLouisiana Car Insurance:  ZilLouisiana

Find Insurers in Louisiana

Below is a complete list of auto insurance agents around (Louisiana). Click on a particular location to view a list of insurance companies and local agents who offers automobile insurance near you. Compare car insurance quotes for your vehicle model, and look for an insurance agent with a good reputation and overall rating.

Compare Insurance Companies in Louisiana

Who Has the Cheapest Auto Insurance Quotes in Louisiana? Costs of car insurance in Louisiana vary from one insurer to the next. You should researched auto insurance rates from the largest insurers around Louisiana and found the cheapest options for your vehicle. Would you like to get lower premiums? Forget to hide or alter information! Report your mileage accurately, report all the drivers for the vehicle (even family members), list the actual parking location for your vehicle and do not forget to report the automobile accidents you've been involved. Errors on the car insurance application can result in a denied claim (after traffic accident) or even a policy revocation (read more about Louisiana car insurance laws and regulations).
Cheapest rates in Louisiana $368
Standard rates in Louisiana $1.105
Most expensive rates in Louisiana $2.395
Average cost of car insurance in Louisiana (2016 - 2017) has been $1.842 dollars. But remember, your age (teen vs senior driver), marital status (married, single) and location has a huge impact on your car insurance rates. Before you buy any product, read customer reviews of auto insurance companies in Louisiana and their agents/brokers who offer quotes on your car. As you can see, you can lower your car insurance fees to $1.105 dollars or even less than $368 - low cost rates near you.
Car insurance in Louisiana Motor vehicle owners (lessees too) are required by law to maintain continuous Louisiana liability insurance coverage on vehicles with active registrations. Find the minimum car insurance requirements for every state to get car insurance that meets the legal requirements! Never drive a vehicle that does not have a valid vehicle registration. Minimum car insurance requirements vary from state to state. Many states require drivers to have insurance, but some of them provide alternatives such as "proof of financial responsibility" or "uninsured motorist registration". These requirements establish the minimum levels of insurance coverage in Louisiana that every motorist must buy. Below is the list of minimum car insurance requirements - understand bodily injury & property damage liability. There are high penalties for driving without car insurance in Louisiana.
How much auto insurance coverage do you need?

The minimum liability coverage limits required in Louisiana are:

  • $15,000 of bodily injury coverage per person.
  • $30,000 of bodily injury coverage per accident.
  • $25,000 of property damage coverage.

Full Coverage Auto Insurance in Louisiana (Example)

What does “Full Coverage" mean and what's included in minimum car insurance coverage required by your state? Full coverage policy in Louisiana is perceived as a contract that combines state-required liability (liability insurance is one of the few coverage options that is mandatory in every U.S state) or no-fault insurance coverage that covers body injury and property damages to others in an accident you cause, collision coverage (this coverage will pay for the repairs to your car) and comprehensive coverage (theft, vandalism and other damages). The average price for full coverage car insurance in Louisiana is $1.842 dollars. But it's only an indicative price! You can find and buy cheap full-coverage insurance in Louisiana only with the right resources. Car insurance rates are based on a variety of risk factors (age, employment, residence, driving record) and therefore can grow up to $5.526 a year (cca $461 dollars a month), but even more! You could qualify for more affordable car insurance by purchasing basic "liability insurance", which can cost around $737 a year and even less. Find an agent near you, get the best quotes (consider buying one that fits your needs) and purchase your new and inexpensive car insurance! Department of insurance in Louisiana offers guidance to local consumers.

Estimated Prices
Lowest auto insurance rates in Louisiana
$737 a year
Average auto insurance rates in Louisiana
$1.842 a year
Highest auto insurance rates in Louisiana
$5.526 a year
How much will you pay for insurance? $368 or less?
unknown 90%

Louisiana Car Insurance Guide: Questions & Answers

There are always many questions that must be answered before shopping for car insurance in Louisiana or anywhere near you. Have questions about what your car insurance policy covers in different situations? Do you know, how insurers investigate accident claims in Louisiana? After you file a claim with your car insurance company, the process - that leads to a financial settlement - is starting. If you have a car insurance policy (general liability insurance / car insurance premiums, deductibles / higher limits), you've likely had specific questions about what it covers. When to report a car accident in Louisiana, when not and what are the legal (financial) consequences of this activity. We can inform you of what happens if you dont report your traffic accident in Louisiana and what the responsible insurance company requires. If you have been involved in a car accident around Louisiana, we can advise you of what laws will apply to your specific case.

$154 a month? Stop overpaying for auto insurance in Louisiana!

We can help you save significant money on auto protection near Louisiana...no matter what type of car you drive. How much is the average monthly/yearly car insurance premium in your state/city? As you already know, your car insurance premiums are based on a variety of factors including your location, the amount of coverage, model of your car, your driving history, your age and many others. If you are paying around $154 a month ($1842 a year), you can definitely save a lot of money annually. Do not hesitate to switch policies or insurance agent if getting a discount of $77 dollars is possible!

Get quotes (ask a question)

© 2017 carsurer.com