Skip to main content

List of Insurance Agents in Rhode Island, RI

Would you like to know who has the best car insurance quotes in Rhode Island in 2019, how to find the cheapest auto insurance for less than $777 a year or which insurance company has the most affordable coverage for teens, seniors or drivers that have previous car accidents and violations on their records, we are here to help you! The average car insurance rates in Rhode Island, RI are at $1.266 per year for adults, $1.857 for young drivers (16 - 24 years) and $709 for senior drivers. But these are just average rates that may vary for the same coverage depending on your location, driving history or by your age. Below is a list of licensed and reviewed insurance agents and companies in Rhode Island with contact information, and with detailed profiles that include office hours, phone numbers, websites, as well as user reviews, customer testimonials and average insurance rates which are around $56 a month. We have reviewed and compared auto insurance rates in Rhode Island and nearby localities to provide drivers with more information about insuring their vehicles and available discounts. Here's what we found. Erie offers one of the cheapest vehicle insurance policies, which are currently around $675 and well below the national average. Among the regional insurers can also be highlighted and recommended Cincinnati, State Auto or Auto Owners with rates rising to $912.

How much is car insurance in Rhode Island by insurance company

Popular Insurers  Annual Premium * Teens (16-18) * Seniors * Bad Record *
Nationwide $1.097 $2.026 $929 $1.688
Farmers $1.182 $2.110 $1.097 $1.773
GEICO $844 $1.688 $675 $1.519
Progressive $1.435 $2.364 $1.097 $2.110
USAA $1.435 $2.448 $1.097 $2.195
Liberty Mutual $2.026 $2.532 $1.435 $2.060
State Farm $2.110 $2.617 $1.266 $1.688
Allstate $2.161 $2.735 $979 $2.448
American Family  $2.279 $2.904 $1.080 $2.566
Regional Insurers Annual Premium * Teens (16-18) Seniors Bad Record
Erie $675 $1.519 $540 $1.351
The Cincinnati $743 $1.722 $642 $1.452
Auto Owners  $827 $1.857 $726 $1.570
State Auto  $945 $2.060 $945 $1.671
Safe Auto  $1.097 $2.195 $1.114 $1.840
MetLife $1.216 $2.397 $1.367 $1.925
Victoria $1.384 $2.566 $1.536 $2.093
Allied $1.486 $2.802 $1.722 $2.347
Encompass $1.621 $3.022 $1.857 $2.448
* Rough estimate for drivers in the neighborhood of Rhode Island, RI. Find and compare insurance agents in Rhode Island and get rates lower than $591

Skip this info about discounts & compare insurance agencies in your area

How much is car insurance in Rhode Island? Which insurance company in Rhode Island (Richmond & other cities) offers the cheapest auto insurance quotes? Below is the list of insurance companies & agents in Rhode Island (Richmond). Find an insurance agent near you & see how much discount you may receive. The right discount can save you up to 30% on your coverage! Need legal advice? Find car accident lawyer in Rhode Island and schedule a free consultation. If you, or someone else, have been injured in a traffic accident, a well chosen personal injury attorney near Rhode Island can help with such matters.

How to pay less than $562 a year or $47 a month in Rhode Island in 2018?

Are you paying too much for car insurance in Rhode Island? Auto insurance is a major expense for most people, and the cost of this coverage is on the rise, especially in some states. You really can lower your rates if you make the effort, but be sure you have adequate coverage against un-insured and under-insured drivers. If you lack uninsured/underinsured auto insurance in Rhode Island, which is insurance protection related to injuries received as a result of an uninsured or negligent driver, you can be at financial risk. Do not forget to pick an insurance agent in neighborhood of Rhode Island or company representative that takes the time to answer your questions. The easiest way to find the best agent is to ask for referrals and client reviews. According to many studies, people of Rhode Island are paying $1.606 per year for auto insurance on average. Do not ignore local & regional insurance providers, as they may have better rates than competitors on some insurances.

Rhode Island Department of Insurance & Commissioners

The Rhode Island Department of Insurance (http://www.dbr.state.ri.us/divisions/insurance/) should help consumers with insurance-related questions, and everything associated with auto insurance, health insurance, home insurance or life insurance in your neighborhood. And even much more! The Rhode Island Bureau of Insurance is there to help you resolve complaints against insurance companies, agents and health maintenance organizations (HMOs).

Commissioner

  • Elizabeth Kelleher DwyerSuperintendent of Insurance
  • (Northeast Zone)
  • Rhode Island Department of Business Regulation Division of Insurance 
  • 1511 Pontiac Avenue, Bldg 69-2
  • Cranston, Rhode Island 02920-4407
  • Phone: 401.462.9520 
  • Fax: 401.462.9602

Choose an insurance agent near you...

Switching auto insurance company or changing your policy in Rhode Island can save you hundred of dollars a year and that is the main reason why you should shop for car insurance every 6 months. Below is a complete list of insurance companies and agents in Rhode Island with contact information including address, phone numbers, emails, firm websites. This database contains both captive agents and independent agents from Rhode Island. Find out who has the best auto insurance quotes and ask about any discounts that might apply to you. Make sure you do not hurry through the process of getting insurance!

Average Cost in Rhode Island State Requirements Advanced Search
Ask for Quotes - Rhode Island agents
Car insurance in Rhode Island
There are not any related links yet. You can google more information about car insurance rates in Rhode Island. Liability insurance policy is the most important type of coverage you as a driver carry. Make sure you understand the basic auto insurance requirements and minimum coverage limits in Rhode Island.

Homeowners & Auto Insurance

Insurance protects you and your family property from potential claims if you are the at-fault driver in an accident. Remember, that car insurance has a long-term relationship with homeowner insurance in Rhode Island. How much can you save by bundling your homeowners insurance with car insurance? If you buy your home insurance from the same company that provides your insurance policy, you can save between by 5% - 25%. If you compare comprehensive homeowner insurance plans in Rhode Island, you will probably find out, that average rates fluctuate around $1.190.

Progressive Insurance in Rhode Island

There are thousands of insurance agents from Rhode Island ready to help you with your auto & homeowner insurance needs. Looking for a Progressive insurance agency in Rhode Island or an independent agent that represents Progressive company? You can find and call your Progressive insurance agent from Rhode Island just by typing your zip code in to our search form (above). You can bundle your auto insurance with your home insurance, renters, condo or townhouse insurance and see, how much discount you can receive from Progresive Insurance Company in 2018/2019. See reviews, directions, phone numbers and more for Progressive Agents and local brokers locations in Rhode Island.

Auto Insurance Requirements

The minimum coverage limits you can purchase in Rhode Island are:

  • Bodily injury coverage:
    • $25,000 per person.
    • $50,000 total per accident.
  • Property damage coverage:
    • $25,000 per accident.
Get more informations about Rhode Island's auto insurance requirements, coverage options, car insurance rates, and available discounts. Most U.S states - Rhode Island include - require drivers to purchase a minimum amount of liability insurance (Bodily injury coverage & Property damage coverage). But remember, the basic "liability insurance in Rhode Island " does not cover your own injuries or property damage. Average price for car insurance in Rhode Island is $1.606 dollars. This is only an indicative price for car insurance in Rhode Island. There are many factors that affect your auto insurance rates...
Car Insurance:  AbarthRhode Island Car Insurance:  AcRhode Island Car Insurance:  AcuraRhode Island Car Insurance:  Alfa RomeoRhode Island Car Insurance:  AllardRhode Island Car Insurance:  AlpinaRhode Island Car Insurance:  AlpineRhode Island Car Insurance:  AlvisRhode Island Car Insurance:  AmcRhode Island Car Insurance:  ArielRhode Island Car Insurance:  Armstrong-SiddeleyRhode Island Car Insurance:  AscariRhode Island Car Insurance:  Aston MartinRhode Island Car Insurance:  AudiRhode Island Car Insurance:  AustinRhode Island Car Insurance:  Austin-HealeyRhode Island Car Insurance:  AutobianchiRhode Island Car Insurance:  AuverlandRhode Island Car Insurance:  AvantiRhode Island Car Insurance:  BeijingRhode Island Car Insurance:  BentleyRhode Island Car Insurance:  BerkeleyRhode Island Car Insurance:  BitterRhode Island Car Insurance:  BizzarriniRhode Island Car Insurance:  BmwRhode Island Car Insurance:  BrillianceRhode Island Car Insurance:  BristolRhode Island Car Insurance:  BugattiRhode Island Car Insurance:  BuickRhode Island Car Insurance:  CadillacRhode Island Car Insurance:  CaterhamRhode Island Car Insurance:  CheckerRhode Island Car Insurance:  ChevroletRhode Island Car Insurance:  ChryslerRhode Island Car Insurance:  CitroenRhode Island Car Insurance:  DaciaRhode Island Car Insurance:  DaewooRhode Island Car Insurance:  DafRhode Island Car Insurance:  DaihatsuRhode Island Car Insurance:  DaimlerRhode Island Car Insurance:  DatsunRhode Island Car Insurance:  De-TomasoRhode Island Car Insurance:  DkwRhode Island Car Insurance:  DodgeRhode Island Car Insurance:  DonkervoortRhode Island Car Insurance:  EagleRhode Island Car Insurance:  FairthorpeRhode Island Car Insurance:  FerrariRhode Island Car Insurance:  FiatRhode Island Car Insurance:  FiskerRhode Island Car Insurance:  FordRhode Island Car Insurance:  GazRhode Island Car Insurance:  GeelyRhode Island Car Insurance:  GinettaRhode Island Car Insurance:  GmcRhode Island Car Insurance:  HoldenRhode Island Car Insurance:  HondaRhode Island Car Insurance:  HudsonRhode Island Car Insurance:  HumberRhode Island Car Insurance:  HummerRhode Island Car Insurance:  HyundaiRhode Island Car Insurance:  InfinitiRhode Island Car Insurance:  InnocentiRhode Island Car Insurance:  IsuzuRhode Island Car Insurance:  ItaldesignRhode Island Car Insurance:  JaguarRhode Island Car Insurance:  JeepRhode Island Car Insurance:  JensenRhode Island Car Insurance:  KiaRhode Island Car Insurance:  KoenigseggRhode Island Car Insurance:  LadaRhode Island Car Insurance:  LamborghiniRhode Island Car Insurance:  LanciaRhode Island Car Insurance:  Land RoverRhode Island Car Insurance:  LexusRhode Island Car Insurance:  LincolnRhode Island Car Insurance:  LotecRhode Island Car Insurance:  LotusRhode Island Car Insurance:  LuxgenRhode Island Car Insurance:  MahindraRhode Island Car Insurance:  MarcosRhode Island Car Insurance:  MaseratiRhode Island Car Insurance:  Matra-SimcaRhode Island Car Insurance:  MaybachRhode Island Car Insurance:  MazdaRhode Island Car Insurance:  MccRhode Island Car Insurance:  MclarenRhode Island Car Insurance:  Mercedes-BenzRhode Island Car Insurance:  MercuryRhode Island Car Insurance:  MgRhode Island Car Insurance:  MiniRhode Island Car Insurance:  MitsubishiRhode Island Car Insurance:  MonteverdiRhode Island Car Insurance:  MorettiRhode Island Car Insurance:  MorganRhode Island Car Insurance:  MorrisRhode Island Car Insurance:  NissanRhode Island Car Insurance:  NobleRhode Island Car Insurance:  NsuRhode Island Car Insurance:  OldsmobileRhode Island Car Insurance:  OpelRhode Island Car Insurance:  PackardRhode Island Car Insurance:  PaganiRhode Island Car Insurance:  PanozRhode Island Car Insurance:  PeugeotRhode Island Car Insurance:  PininfarinaRhode Island Car Insurance:  PlymouthRhode Island Car Insurance:  PontiacRhode Island Car Insurance:  PorscheRhode Island Car Insurance:  ProtonRhode Island Car Insurance:  RamRhode Island Car Insurance:  ReliantRhode Island Car Insurance:  RenaultRhode Island Car Insurance:  RileyRhode Island Car Insurance:  Rolls-RoyceRhode Island Car Insurance:  RoverRhode Island Car Insurance:  SaabRhode Island Car Insurance:  SaleenRhode Island Car Insurance:  SamsungRhode Island Car Insurance:  SaturnRhode Island Car Insurance:  ScionRhode Island Car Insurance:  SeatRhode Island Car Insurance:  SimcaRhode Island Car Insurance:  SingerRhode Island Car Insurance:  SkodaRhode Island Car Insurance:  SmartRhode Island Car Insurance:  SpykerRhode Island Car Insurance:  SsangyongRhode Island Car Insurance:  SscRhode Island Car Insurance:  SteyrRhode Island Car Insurance:  StudebakerRhode Island Car Insurance:  SubaruRhode Island Car Insurance:  SunbeamRhode Island Car Insurance:  SuzukiRhode Island Car Insurance:  TalbotRhode Island Car Insurance:  TataRhode Island Car Insurance:  TatraRhode Island Car Insurance:  TeslaRhode Island Car Insurance:  ToyotaRhode Island Car Insurance:  TrabantRhode Island Car Insurance:  TriumphRhode Island Car Insurance:  TvrRhode Island Car Insurance:  VauxhallRhode Island Car Insurance:  VectorRhode Island Car Insurance:  VenturiRhode Island Car Insurance:  VolkswagenRhode Island Car Insurance:  VolvoRhode Island Car Insurance:  WartburgRhode Island Car Insurance:  WestfieldRhode Island Car Insurance:  Willys-OverlandRhode Island Car Insurance:  XedosRhode Island Car Insurance:  ZagatoRhode Island Car Insurance:  ZastavaRhode Island Car Insurance:  ZazRhode Island Car Insurance:  ZenvoRhode Island Car Insurance:  ZilRhode Island

Find Insurers in Rhode Island

Below is a complete list of auto insurance agents around (Rhode Island). Click on a particular location to view a list of insurance companies and local agents who offers automobile insurance near you. Compare car insurance quotes for your vehicle model, and look for an insurance agent with a good reputation and overall rating.

Compare Insurance Companies in Rhode Island

Who Has the Cheapest Auto Insurance Quotes in Rhode Island? Costs of car insurance in Rhode Island vary from one insurer to the next. You should researched auto insurance rates from the largest insurers around Rhode Island and found the cheapest options for your vehicle. Would you like to get lower premiums? Forget to hide or alter information! Report your mileage accurately, report all the drivers for the vehicle (even family members), list the actual parking location for your vehicle and do not forget to report the automobile accidents you've been involved. Errors on the car insurance application can result in a denied claim (after traffic accident) or even a policy revocation (read more about Rhode Island car insurance laws and regulations).
Cheapest rates in Rhode Island $321
Standard rates in Rhode Island $964
Most expensive rates in Rhode Island $2.088
Average cost of car insurance in Rhode Island (2016 - 2017) has been $1.606 dollars. But remember, your age (teen vs senior driver), marital status (married, single) and location has a huge impact on your car insurance rates. Before you buy any product, read customer reviews of auto insurance companies in Rhode Island and their agents/brokers who offer quotes on your car. As you can see, you can lower your car insurance fees to $964 dollars or even less than $321 - low cost rates near you.
Car insurance in Rhode Island Motor vehicle owners (lessees too) are required by law to maintain continuous Rhode Island liability insurance coverage on vehicles with active registrations. Find the minimum car insurance requirements for every state to get car insurance that meets the legal requirements! Never drive a vehicle that does not have a valid vehicle registration. Minimum car insurance requirements vary from state to state. Many states require drivers to have insurance, but some of them provide alternatives such as "proof of financial responsibility" or "uninsured motorist registration". These requirements establish the minimum levels of insurance coverage in Rhode Island that every motorist must buy. Below is the list of minimum car insurance requirements - understand bodily injury & property damage liability. There are high penalties for driving without car insurance in Rhode Island.
How much auto insurance coverage do you need?

The minimum coverage limits you can purchase in Rhode Island are:

  • Bodily injury coverage:
    • $25,000 per person.
    • $50,000 total per accident.
  • Property damage coverage:
    • $25,000 per accident.

Full Coverage Auto Insurance in Rhode Island (Example)

What does “Full Coverage" mean and what's included in minimum car insurance coverage required by your state? Full coverage policy in Rhode Island is perceived as a contract that combines state-required liability (liability insurance is one of the few coverage options that is mandatory in every U.S state) or no-fault insurance coverage that covers body injury and property damages to others in an accident you cause, collision coverage (this coverage will pay for the repairs to your car) and comprehensive coverage (theft, vandalism and other damages). The average price for full coverage car insurance in Rhode Island is $1.606 dollars. But it's only an indicative price! You can find and buy cheap full-coverage insurance in Rhode Island only with the right resources. Car insurance rates are based on a variety of risk factors (age, employment, residence, driving record) and therefore can grow up to $4.818 a year (cca $402 dollars a month), but even more! You could qualify for more affordable car insurance by purchasing basic "liability insurance", which can cost around $642 a year and even less. Find an agent near you, get the best quotes (consider buying one that fits your needs) and purchase your new and inexpensive car insurance! Department of insurance in Rhode Island offers guidance to local consumers.

Estimated Prices
Lowest auto insurance rates in Rhode Island
$642 a year
Average auto insurance rates in Rhode Island
$1.606 a year
Highest auto insurance rates in Rhode Island
$4.818 a year
How much will you pay for insurance? $321 or less?
unknown 90%

Rhode Island Car Insurance Guide: Questions & Answers

There are always many questions that must be answered before shopping for car insurance in Rhode Island or anywhere near you. Have questions about what your car insurance policy covers in different situations? Do you know, how insurers investigate accident claims in Rhode Island? After you file a claim with your car insurance company, the process - that leads to a financial settlement - is starting. If you have a car insurance policy (general liability insurance / car insurance premiums, deductibles / higher limits), you've likely had specific questions about what it covers. When to report a car accident in Rhode Island, when not and what are the legal (financial) consequences of this activity. We can inform you of what happens if you dont report your traffic accident in Rhode Island and what the responsible insurance company requires. If you have been involved in a car accident around Rhode Island, we can advise you of what laws will apply to your specific case.

$134 a month? Stop overpaying for auto insurance in Rhode Island!

We can help you save significant money on auto protection near Rhode Island...no matter what type of car you drive. How much is the average monthly/yearly car insurance premium in your state/city? As you already know, your car insurance premiums are based on a variety of factors including your location, the amount of coverage, model of your car, your driving history, your age and many others. If you are paying around $134 a month ($1606 a year), you can definitely save a lot of money annually. Do not hesitate to switch policies or insurance agent if getting a discount of $67 dollars is possible!

Get quotes (ask a question)

© 2017 carsurer.com