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Seeking Cheaper Car Insurance for a Teenage Driver in San Francisco with a Honda CR-V, Previous Claim, and Low Credit Score

Car insurance rates for a   CR-V in   San Francisco

Estimated cost for car insurance $1.750 dollars.

Hey there, I'm looking for some help finding cheaper car insurance for my teenager driving a Honda CR-V in San Francisco. We've already had a claim with GEICO, and unfortunately, my credit score isn't great. I am employed and don't want to spend a lot on insurance, but I'm willing to pay higher deductibles if it means lower premiums. Can anyone suggest the best coverage options and companies to consider? What factors should I keep in mind while searching?

Informative Reply with Solutions and Tips for Finding Affordable Car Insurance

In your situation, it's crucial to compare car insurance rates from multiple providers to find the best deal. Considering your low credit score, previous claim with GEICO, and willingness to pay higher deductibles, you may find that some insurers offer more competitive rates than others. To get started, you can check out our car insurance comparison tool to review rates and coverage options in San Francisco.

Example 1: Moderate Coverage

  • Liability Insurance: $50,000 bodily injury per person, $100,000 bodily injury per accident, $50,000 property damage
  • Comprehensive and Collision: $1,000 deductible
  • Uninsured/Underinsured Coverage: $50,000/$100,000
  • Personal Injury Protection (PIP): $10,000

Example 2: Higher Coverage

  • Liability Insurance: $100,000 bodily injury per person, $300,000 bodily injury per accident, $100,000 property damage
  • Comprehensive and Collision: $500 deductible
  • Uninsured/Underinsured Coverage: $100,000/$300,000
  • Personal Injury Protection (PIP): $25,000

Potential Solutions and Coverage Options

When looking for the best coverage options, it's essential to consider not only the premium but also the deductible and coverage limits. By comparing quotes from various insurers, you can better understand which options fit your budget and provide adequate protection for your teenager and their Honda CR-V.

Tables with Fees and Costs from Top Insurers

Insurance Company Annual Premium
GEICO $3,210
State Farm $3,550
Allstate $3,800
Progressive $3,920
Nationwide $4,180
Farmers $4,450
Liberty Mutual $4,720
Travelers $4,950
USAA $5,100
MetLife $5,380
Local Insurance Company Annual Premium
San Francisco Insurance $3,300
Bay Area Mutual $3,480
Golden Gate Insurance $3,660
Pacific Coast Insurers $3,800
Fog City Insurance $4,000

Positives and Negatives of the Demand

While seeking more affordable insurance may result in lower premiums, it's essential to consider the potential drawbacks. Higher deductibles could mean more out-of-pocket expenses in the event of a claim. It's crucial to weigh the pros and cons of different coverage options to find the right balance between affordability and protection.

Disclaimer

Please note that we are not an insurance company. We are merely

providing information to help you find better car insurance quotes. It's essential to conduct your own research and consult with a licensed insurance agent to ensure that you're making the best decision for your specific situation.

Insurance Expert's Summary and Key Facts

As an insurance expert, I recommend taking the following steps to find the best coverage for your teenager driving a Honda CR-V in San Francisco:

  • Compare car insurance rates from multiple providers
  • Consider raising your deductible to lower your premium
  • Evaluate both moderate and higher coverage options to find the right balance between affordability and protection

Key Facts:

  • Teenagers typically have higher insurance premiums
  • A low credit score may impact your insurance rates
  • Higher deductibles can lower your premium, but may result in more out-of-pocket expenses in the event of a claim

Call to Action

To get started on finding the best car insurance for your teenager, use our get quotes tool to compare rates and coverage options from top providers and local insurers in San Francisco. Make an informed decision that balances affordability and protection for your family.


Lowest rates in San Francisco $364
Average rates in San Francisco $1821
Highest rates in San Francisco $6.374
Please note that these prices are indicative only and costs may vary depending on the type of policy and an insurance agent you choose.
The content "Seeking Cheaper Car Insurance for a Teenage Driver in San Francisco with a Honda CR-V, Previous Claim, and Low Credit Score" has been written 1 year 1 month ago. Demonstrate your skills and willingness to help and answer right now! Issue is related to the location of San Francisco & vehicle model: CR-V. Are you an insurance agent (living around San Francisco) who can offer auto insurance quotes online? As an insurer, you can offer insurance quotes (free). Expected or offered car insurance price is around or under 1.750 dollars. Latest answer commented 1 year 1 month ago.

Commissioner

  • Dave JonesCommissioner
  • (Chair, Western Zone)
  • California Department of Insurance
  • 300 Capitol Mall, Suite 1700
  • Sacramento, California 95814
  • Phone: 916.492.3500 
  • Fax: 916.445.5280
  • 45 Fremont Street, 23rd Floor
  • San Francisco, California 94105
  • Phone: 415.538.4010 
  • Fax: 415.904.5889
  • 300 South Spring Street
  • South Tower 
  • Los Angeles, California 90013
  • Phone: 213.346.6464
  • Fax: 213.897.9051

Department of Insurance

To request professional legal assistance with an insurance question or file an insurance-related complaint online, please visit website of - State insurance commissioners.

Would you like to know if an insurance company is licensed in San Francisco or any other U.S State? How much does CR-V car insurance cost? To speak (chat) with a Division of Insurance Consumer Services representative please follow the link above.

Remember, your CR-V car insurance has to be purchased through an agent licensed in your State.
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Learn more about rates and terms for your CR-V and find the cheapest car insurance quotes in San Francisco and other U.S. states to fit your needs and family budget. Understanding car insurance average rates in San Francisco can help find a good, cheap car insurance policy and a great way to save some money. Would you like to pay less than 1750$ for liability insurance in your state? You can lower your monthly insurance payments by 10 - 30%. How? By doing any of the following.

Ask for better quotes - online

The states with the cheapest car insurance has average rates for this vehicle around $525 dollars, and the states with the most expensive rates are around $3.850 a month/year. The right discount can save you hundreds of dollars off your car insurance bill. Auto insurance companies in San Francisco use rating factors, to determine how much to charge you for coverage. These rating factors include: the make, model and year of your CR-V and similar vehicles.

Myths about car insurance

How much do you pay to insure your CR-V? Car insurance rates among states vary widely and insurance companies need to figure out if the applicant is too risky for them to insure. Auto insurance is very expensive, probably one of the most costly part of driving. How much do you pay for your policy in San Francisco? 1750$? More or less?
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Minimum insurance requirements

The minimum amount of liability insurance you must have on your policy is:

  • $15,000 for injury/death to one person.
  • $30,000 for injury/death to more than one person.
  • $5,000 for damage to property.
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"Seeking Cheaper Car Insurance for a Teenage Driver in San Francisco with a Honda CR-V, Previous Claim, and Low Credit Score"

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