how much can i pay a month cheap

Car insurance rates for a   Lexus in   Chicago

Estimated cost for car insurance $186 dollars.

i need something cheap

The cheapest car insurance providers in Illinois / Chicago can vary depending on your personal details, including your age, credit score, driving history, and the model of car you drive. While there's no definitive answer to who has the cheapest car insurance in Chicago, there are a few insurance providers that are often considered to be affordable options in the area:

1. Geico - Many drivers find that Geico offers competitive prices for car insurance. They offer a variety of discounts, including multi-policy discounts and safe driving discounts.
2. State Farm - State Farm may also offer affordable car insurance rates for drivers in Chicago. They have a variety of coverage options and discounts available, including discounts for safe driving.
3. Progressive - Progressive is another insurance provider that offers competitive pricing and a variety of discounts. They also offer a variety of coverage options, including collision and comprehensive coverage.
4. Esurance - Esurance is a digital-only insurance provider that offers competitive pricing in Chicago. They offer a variety of coverage options, including liability, collision, and comprehensive coverage.

It's important to note that the cheapest provider for one individual may not be the cheapest provider for another individual, which is why it's a good idea to shop around and compare quotes from multiple providers before deciding on a policy.

• Age: Generally, young drivers aged 16-25 will pay higher premiums due to their lack of experience on the road. However, drivers over 25 may receive lower premiums.
• Model Years: Usually, newer vehicles command higher premiums because they cost more to replace or repair. Additionally, safety features and equipment may vary from car to car.
• Credit Score: Your credit score may also affect car insurance rates as many insurance providers use it to determine the risk of financial loss.
• History: Your previous driving record is another significant factor insurance companies take into account when determining your car insurance rate. Drivers with a clean driving history usually receive a lower car insurance rate.
• Insurance Company: Prices for car insurance can vary based on the insurance provider. Each company has its own formula when deciding insurance premiums. A provider may include their customers' loyalty, years with the provider, even their driving record.

While these factors may impact car insurance rates, keep in mind that each individual driver is unique, and other variables can come into play when determining insurance rates. To get a more accurate estimate, you can use online comparison tools to compare car insurance rates from multiple providers for your Lexus based on your personal details.