I’m a 20 year old college student with 2 years credit history and a full time job needing car insurance for cheap
There are a number of things you can do to get cheap car insurance as a 20 year old college student with 2 years credit history and a full time job. One option is to get a policy through your parents' insurance company. If they have good rates, you may be able to get a discount by being added to their policy. Another option is to look for car insurance discounts. Many companies offer discounts for good students, drivers who have taken a defensive driving course, and more. You can also raise your deductibles to lower your premiums. Be sure to shop around and compare rates from different companies before making a decision.
If you have any questions about how to get cheap car insurance as a 20 year old college student with 2 years credit history and a full time job, please feel free to ask in the comments section below. Good luck!
- Ken Selzer, Commissioner
- (Chair, Midwest Zone)
- Kansas Insurance Department
- 420 S.W. 9th Street
- Topeka, Kansas 66612-1678
- Phone: 785.296.3071
- Fax: 785.296.7805
Department of InsuranceTo request professional legal assistance with an insurance question or file an insurance-related complaint online, please visit website of licensed in your State.
Ask for better quotes - onlineThe states with the cheapest car insurance has average rates for this vehicle around $30 dollars, and the states with the most expensive rates are around $220 a month/year. The right discount can save you hundreds of dollars off your car insurance bill. Auto insurance companies in Wichita use rating factors, to determine how much to charge you for coverage. These rating factors include: the make, model and year of your Honda and similar vehicles.
Myths about car insuranceHow much do you pay to insure your Honda? Car insurance rates among states vary widely and insurance companies need to figure out if the applicant is too risky for them to insure. Auto insurance is very expensive, probably one of the most costly part of driving. How much do you pay for your policy in Wichita? 100$? More or less?
Minimum insurance requirements
Your liability coverage must meet at least the following minimum limits per accident:
- $25,000 for bodily injury, per person.
- $50,000 for total bodily injury, if multiple people get hurt.
- $25,000 for property damage.