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How much is Ford F-150 car insurance (rates & discounts )

If you're looking to buy a Ford F-150 in 2023, you'll want to know which model will be the cheapest one to insure. As it's among the most popular cars across America, we can help you determine what "year" of F-150 is best for your budget by providing insight into car insurance prices. The cost of insurance for a Ford F-150 depends on several factors, such as location, age of the driver, driving experience, and the insurance provider. To give you an idea, we can say that the average yearly insurance cost for a Ford F-150 is around $1,450. However, this cost can vary significantly depending on the insurer and the individual driver's profile.

Your Rates?

To get exact rates, I would suggest getting quotes from each of these insurance companies directly. Here are five insurance companies that typically offer lower rates for insuring a Ford F-150:

  1. GEICO
  2. State Farm
  3. Progressive
  4. Allstate
  5. Nationwide

Lower comprehensive and collision coverage

In terms of reducing comprehensive and collision coverage to a minimum, there are a few features of the Ford F-150 that may help. For example, its safety features like its advanced airbag system, rearview camera, and active safety technology can reduce the likelihood of a collision or damage in the event of an accident. Additionally, vehicles equipped with anti-theft features like alarms or tracking systems may also qualify for discounts on comprehensive coverage.

Safety rating

As for safety ratings, the 2023 Ford F-150 hasn't been rated yet since it isn't available in the market, but the 2022 model has excellent safety ratings from both the National Highway Traffic Safety Administration (NHTSA) and the Insurance Institute for Highway Safety (IIHS). The NHTSA gave it an overall safety rating of 4 out of 5 stars, while the IIHS awarded it a Top Safety Pick rating.

Features that can reduce insurance rates:

  • Safety features such as advanced airbags, rearview camera, and active safety technology
  • Anti-theft features like alarms or tracking systems
  • Advanced driver assistance technologies such as adaptive cruise control, lane departure warning and parking sensors
  • High strength and durability
  • Low maintenance costs and cost-effective repairs due to its popularity
  • Fuel-efficient engine option can save money on fuel and reduce carbon emissions.
Year
Model & Trim
Average Annual Rates
1990 Ford F-150, (base) $593 Find the lowest
1991 Ford F-150, (base) $686 Find the lowest
1992 Ford F-150, (base) $593 Find the lowest
1990 Ford F-150, (base) $593 Find the lowest
1991 Ford F-150, (base) $686 Find the lowest

How much is car insurance for a Ford F-150 and similar models? Which insurance company in your neighborhood offers the best auto insurance quotes for the 2019 Ford F-150 and other vehicle models? Find an insurance agent near you & see how much discount you may receive. The percentage of savings does vary by insurance carrier, but generally, you can save an average of 15% to 35% on your coverage! Learn how to bundle Ford car insurance with a homeowners or renters insurance policy.

Lower your auto insurance costs | Ford F-150

How much is a 2017, 2018 Ford F (150) series car insurance? The Ford F-Series is one of the most popular model of pickup truck in the United States and is currently the best-selling truck for over 30 years running. As we already know, a lot of different variables go into auto insurance rates, the age of the driver, the make and model of your Ford F-150 (2014, 2015, 2016), where you live and your driving history as well. To the point...the average car insurance costs for a 2016, 2017, 2018 Ford F-150 is approx $135 a month or $1,620 a year. 

We want to help you save on Ford F-150 car insurance.

The average auto insurance price of a used 2018/2017/2016/2015 Ford F-150 (XL, XLT model, Raptor, King Ranch and Limited Platinum) can range between $590 to $2,950 dollars.  It's really amazing how auto insurance rates can vary for the same person with the same model of F-150 between different companies. The first step in shopping for car insurance is examining the levels of liability insurance and learning more about the different coverage plans. Various safety features and trim levels make this decision (quotation) harder!  Our insurance experts gives you personalized Ford F-150 quotes that can help you find the lowest rates.

2018 Ford® F-150 Truck | pricing, trim levels & insurance

The larger versions of Ford F150 are Ford F250, F350 and F450. These automobiles are available in regular size, crew cab, extended cab and both two and four-wheel drive versions. Insurance companies also give a lot of consideration to the safety rating of your Ford F-Series when deciding what your car insurance rates should be.The safer your vehicle is, the less you will be paying for your policy! In terms of safety features and modern equipement, the 2018 Ford F150 rates very well.

  1. 2018 Ford F-150 XL is Starting at $27,550 MSRP
  2. 2018 Ford F-150 XLT is Starting at $33,100 MSRP
  3. 2018 Ford F-150 LARIAT is Starting at $40,900 MSRP
  4. 2018 Ford F-150 Raptor is Starting at $50,000 MSRP
  5. 2018 Ford F-150 King Ranch is Starting at $51,800 MSRP
  6. 2018 Ford F-150 Platinum is Starting at $54,300 MSRP
  7. 2018 Ford F-150 Limited is Starting at $60,000  MSRP

Customer expected price:
$1.245

The level and type of coverage you carry is up to you, however there are online tools (auto insurance calculators) allowing you to get personalized car insurance quotes for your Ford F-150 from a number of companies. If you are evaluating the average price of car insurance for your model of F-150 or any specific vehicle, you will need to decide if you want general liability insurance or comprehensive coverage, which is critical for protecting your vehicle against a lot of different types of physical damage.

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How much does Ford F-150 car insurance cost? Getting a quote for your model of F-150 is the fastest way to find the lowest rates and save money on your policy. But remember, the basic "liability insurance" does not cover your own injuries or property damage. You should compare car insurance companies near your location to find savings from different insurers and get cheap insurance quotes for Ford F-150.
Vehicle insurance in the USA is a kind of insurance that protects people - and their financial interests - if they have a car accident. For more information about Ford F-150 manufacturer, please visit Wikipedia. When and where was the F-150 originally developed? How many vehicles were sold in last years? These and other question may be answered on wiki and similar websites.
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2018-ford-f-150-lariat-sport-appearance-package - car insurance - red, purple color

Find cheap car insurance for Ford F-150

How much are you paying for your Ford auto insurance? The cost of F-150 car insurance depends on many factors that are unique to each driver and location. The good news is, there are ways to lower your premiums for Ford models, but also for other car makers. You can get more detailed answers to liability coverage questions from a local agents. It means, you should find an independent insurance agent or broker near your location who can help find the right coverages for your Ford F-150 vehicle (choose the right model). Searching for the cheapest car insurance is understandable but you must always care about minimum car insurance requirements in your state. A typical full coverage insurance policy for F-150 automobiles should cover liability insurance, uninsured motorist, medical coverage and comprehensive / collision coverage. The price difference for the same coverage can be huge, because each insurance company calculates potential risks differently. The question is...how new and used car make (such as the F-150 brand) and models affect car insurance quotes?

Compare Ford F-150 Auto Insurance Quotes

Car insurance comparison is one of the key elements to find the best auto insurance rates for you and your family. No matter whether you are a young (inexperienced) driver, a proud owner of a "good credit score", senior, invalid or veteran. We will try to help you find the best liability insurance for your F-150 Ford model. Even high-risk drivers can find affordable car insurance rates. Would you like to see the highest, average and lowest rates for new/used Ford F-150 in your area? Whether you use our online tools or calculator to calculate auto insurance rates, always check the minimum auto insurance requirements in your state. Compare rates from different insurance companies (search for agents near you), because each insurance company charges different rates for the same coverage. Find the coverage that's right for you and your budget. And by the way...It will not hurt your credit score when you ask for quotes here. Technical information and specifications of your F-150 car are detailed here or at the manufacturer. Official Website of Ford F-150 car makers can be found at https://www.ford.com/trucks/f150/models/.

Choose model of F-150

Questions & Answers: Ford F-150

How much does F-150 car insurance cost? Each insurance company has discounts available, so you should get the most actual insurance rates for your model of Ford F-150 and info on discounts. There are always many questions that must be answered before buying new model of F-150 or shopping for car insurance. You should know what exactly is the true cost of ownership of a new or used Ford F-150 car (taxes, insurance fees, vehicle maintenance, depreciation costs...). This all will result in a monthly fee increase. That mean, you should know, how to estimate car insurance before buying a car. What are the most and least expensive locations when comparing F-150 Ford car insurance quotes near you? The cost of car insurance is specific to every driver and vehicle type, based on many different factors. The most expensive state to insure your F-150 is probably Michigan (Detroit) or New Orleans (Louisiana), while the least expensive policies are in North Carolina (Greensboro, Durham, Raleigh...).

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