2005 Scion xA - car insurance quotes

How much does it cost to insure a  Scion xA Automatic 1.495 cc in 2023?

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The average insurance rate is at $807 per year for  adults, $1,340 for  teens and $670 for  senior drivers.

How much does 2005 Scion xA car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Scion xA (Automatic) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Scion xA is above $56 a month ($673 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Scion you drive (https://www.toyota.com/scion)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Scion model with 107 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Scion xA if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 2005 Scion xA is $56 a month, which is around $673 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How does age of your car affect car insurance costs?

2005 Scion xA is a 19 years old vehicle. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of xA (2005) are eligible for many discounts for vehicles loaded with a long list of safety features, technology, anti-theft and driver assistance equipement. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern xA cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control.

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Scion xA, Automatic has engine power of 1495 cc, which means it is a medium-powered car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates. If you want to lower your car insurance rates, be sure to buy a car that isn't a high performer.

Insurance Company	New Vehicles *	Used Vehicles *
Allied	$496	$478
GEICO	$365	$335
Nationwide	$532	$419
Progressive	$221	$179
State Farm	$299	$221
Texas Farm Bureau	$496	$401
USAA	$395	$335
* Rough estimate for a new vs 19 years old used Scion xA, Automatic. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 2005 Scion xA car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Scion, xA is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Scion (made in 2005) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Scion xA auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 2005 Scion xA in 2023? As you can see below, the lowest rates are around $598, while the highest ones fluctuate around $1255.8 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$637
American Family	$622
Erie	$621
Progressive	$732
State Farm	$806
Auto Owners	$716
State Auto	$849
Nationwide	$826
Farmers	$721
Allstate	$1,022
Safe Auto	$1,082
MetLife	$1,154
Victoria	$1,225
Allied	$864
Liberty Mutual	$1,030
Encompass	$1,283
* Just a rough estimate for 2005 Scion xA, Automatic

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model xA, make Scion) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Scion, xA will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 2005 xA car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 2005 Scion xA auto insurance rates by state!

How to calculate premium for Scion xA (2005) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 2005 xA (Automatic) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$449	$628
2	Ohio	$454	$640
3	Idaho	$466	$658
4	Virginia	$484	$688
5	Iowa	$502	$712
6	New Hampshire	$526	$724
7	Wisconsin	$532	$742
8	North Dakota	$544	$783
9	Indiana	$556	$825
10	North Carolina	$568	$855
11	Pennsylvania	$574	$903
12	Utah	$586	$915
13	Maine	$592	$933
14	Massachusetts	$604	$951
15	Alaska	$610	$963
16	Tennessee	$616	$987
17	South Dakota	$622	$1,041
18	Nebraska	$628	$1,070
19	Minnesota	$634	$1,088
20	Illinois	$634	$1,106
21	Hawaii	$640	$1,130
22	Alabama	$646	$1,148
23	Oregon	$652	$1,166
24	Missouri	$658	$1,208
25	Washington	$688	$1,250
26	South Carolina	$694	$1,280
27	Kansas	$712	$1,304
28	New Mexico	$724	$1,334
29	Arizona	$742	$1,346
30	New York	$753	$1,351
31	National average	$777	$1,369
32	New Jersey	$789	$1,411
33	West Virginia	$813	$1,423
34	Mississippi	$831	$1,441
35	Maryland	$849	$1,459
36	Montana	$873	$1,489
37	Nevada	$891	$1,501
38	Arkansas	$903	$1,525
39	Kentucky	$909	$1,549
40	Oklahoma	$939	$1,567
41	Wyoming	$957	$1,579
42	Colorado	$981	$1,609
43	Texas	$999	$1,621
44	Delaware	$1,023	$1,645
45	Georgia	$1,047	$1,650
46	California	$1,070	$1,668
47	DC	$1,088	$1,680
48	Connecticut	$1,112	$1,698
49	Rhode Island	$1,124	$1,704
50	Florida	$1,142	$1,740
51	Louisiana	$1,166	$1,764
52	Michigan	$1,190	$1,794
* Compare 2005 Scion xA car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 2005 Scion xA (Automatic transmission, 4200 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Scion xA annual insurance cost for a 16 year old is approximately $1375.4, while the cost of the same coverage for seniors aged 70 - 74 is $633.88. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Scion, xA have 1495 cc, 107 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$1,316
20 - 24	$1,280
25 - 29	$1,076
30 - 34	$927
35 – 39	$748
40 – 44	$777
45 – 49	$712
50 – 54	$622
55 – 59	$765
60 – 64	$640
65 – 69	$670
70 – 74	$604
75 and more	$622
* Rough estimate for teens, adults and seniors who are driving Scion xA (2005)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $508 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Scion, xA good for senior drivers? If you have questions or issues relevant to Scion xA or another vehicle, please ask in the discussion.

You know you need to insure your 2005 Front Scion, xA, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Scion xA: Exterior Specs, Features & Options

The engine of Scion, xA (4 cyl) is mated to a Automatic transmission, that in this case, sends power to the Front. xA Hatchback, 1495 CC (liter), 107 ps (98.6% of a brake horsepower) is matched to an Automatic for 2005. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Scion, xA has horsepower of 107 ps & 1495 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model Automatic has an engine torque of 142 nm & 4200 rpm. The power and maximum speed of the Scion xA vehicle (sorry, we do not know how fast will Scion, xA accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Scion, xA Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (1070 kg is the weight of this model), its engine torque and the engine rotation speed.