2011 Porsche Panamera - car insurance quotes

How much does it cost to insure a  Porsche Panamera 4S 4.800 cc in 2023?

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The average insurance rate is at $2,592 per year for  adults, $4,301 for  teens and $2,150 for  senior drivers.

How much does 2011 Porsche Panamera car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Porsche Panamera (4S) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Porsche Panamera is above $180 a month ($2.160 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Porsche you drive (https://www.porsche.com/usa/)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Porsche model with 406 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Porsche Panamera if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 2011 Porsche Panamera is $180 a month, which is around $2.160 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How does age of your car affect car insurance costs?

2011 Porsche Panamera is a 13 years old vehicle. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of Panamera (2011) are eligible for many discounts for vehicles loaded with a long list of safety features, technology, anti-theft and driver assistance equipement. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern Panamera cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control.

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Your vehicle's performance is another important factor that determines your auto insurance rates. Porsche Panamera, 4S has engine power of 4800 cc, which means it's a high performance car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates.

Insurance Company	New Vehicles *	Used Vehicles *
Allied	$1,594	$1,536
GEICO	$1,171	$1,075
Nationwide	$1,709	$1,344
Progressive	$710	$576
State Farm	$960	$710
Texas Farm Bureau	$1,594	$1,286
USAA	$1,267	$1,075
* Rough estimate for a new vs 13 years old used Porsche Panamera, 4S. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 2011 Porsche Panamera car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Porsche, Panamera is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Porsche (made in 2011) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Porsche Panamera auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 2011 Porsche Panamera in 2023? As you can see below, the lowest rates are around $1920, while the highest ones fluctuate around $4032 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$2,045
American Family	$1,997
Erie	$1,995
Progressive	$2,350
State Farm	$2,588
Auto Owners	$2,300
State Auto	$2,726
Nationwide	$2,652
Farmers	$2,314
Allstate	$3,281
Safe Auto	$3,473
MetLife	$3,706
Victoria	$3,932
Allied	$2,774
Liberty Mutual	$3,308
Encompass	$4,118
* Just a rough estimate for 2011 Porsche Panamera, 4S

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model Panamera, make Porsche) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Porsche, Panamera will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 2011 Panamera car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 2011 Porsche Panamera auto insurance rates by state!

How to calculate premium for Porsche Panamera (2011) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 2011 Panamera (4S) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$1,440	$2,016
2	Ohio	$1,459	$2,054
3	Idaho	$1,498	$2,112
4	Virginia	$1,555	$2,208
5	Iowa	$1,613	$2,285
6	New Hampshire	$1,690	$2,323
7	Wisconsin	$1,709	$2,381
8	North Dakota	$1,747	$2,515
9	Indiana	$1,786	$2,650
10	North Carolina	$1,824	$2,746
11	Pennsylvania	$1,843	$2,899
12	Utah	$1,882	$2,938
13	Maine	$1,901	$2,995
14	Massachusetts	$1,939	$3,053
15	Alaska	$1,958	$3,091
16	Tennessee	$1,978	$3,168
17	South Dakota	$1,997	$3,341
18	Nebraska	$2,016	$3,437
19	Minnesota	$2,035	$3,494
20	Illinois	$2,035	$3,552
21	Hawaii	$2,054	$3,629
22	Alabama	$2,074	$3,686
23	Oregon	$2,093	$3,744
24	Missouri	$2,112	$3,878
25	Washington	$2,208	$4,013
26	South Carolina	$2,227	$4,109
27	Kansas	$2,285	$4,186
28	New Mexico	$2,323	$4,282
29	Arizona	$2,381	$4,320
30	New York	$2,419	$4,339
31	National average	$2,496	$4,397
32	New Jersey	$2,534	$4,531
33	West Virginia	$2,611	$4,570
34	Mississippi	$2,669	$4,627
35	Maryland	$2,726	$4,685
36	Montana	$2,803	$4,781
37	Nevada	$2,861	$4,819
38	Arkansas	$2,899	$4,896
39	Kentucky	$2,918	$4,973
40	Oklahoma	$3,014	$5,030
41	Wyoming	$3,072	$5,069
42	Colorado	$3,149	$5,165
43	Texas	$3,206	$5,203
44	Delaware	$3,283	$5,280
45	Georgia	$3,360	$5,299
46	California	$3,437	$5,357
47	DC	$3,494	$5,395
48	Connecticut	$3,571	$5,453
49	Rhode Island	$3,610	$5,472
50	Florida	$3,667	$5,587
51	Louisiana	$3,744	$5,664
52	Michigan	$3,821	$5,760
* Compare 2011 Porsche Panamera car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 2011 Porsche Panamera (Manual transmission, 3500 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Porsche Panamera annual insurance cost for a 16 year old is approximately $4416, while the cost of the same coverage for seniors aged 70 - 74 is $2035.2. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Porsche, Panamera have 4800 cc, 406 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$4,224
20 - 24	$4,109
25 - 29	$3,456
30 - 34	$2,976
35 – 39	$2,400
40 – 44	$2,496
45 – 49	$2,285
50 – 54	$1,997
55 – 59	$2,458
60 – 64	$2,054
65 – 69	$2,150
70 – 74	$1,939
75 and more	$1,997
* Rough estimate for teens, adults and seniors who are driving Porsche Panamera (2011)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $1,632 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Porsche, Panamera good for senior drivers? If you have questions or issues relevant to Porsche Panamera or another vehicle, please ask in the discussion.

You know you need to insure your 2011 AWD Porsche, Panamera, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Porsche Panamera: Exterior Specs, Features & Options

The engine of Porsche, Panamera (8 cyl) is mated to a Manual transmission, that in this case, sends power to the AWD. Panamera Hatchback, 4800 CC (liter), 406 ps (98.6% of a brake horsepower) is matched to an 4S for 2011. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Porsche, Panamera has horsepower of 406 ps & 4800 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model 4S has an engine torque of 500 nm & 3500 rpm. The power and maximum speed of the Porsche Panamera vehicle (sorry, we do not know how fast will Porsche, Panamera accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Porsche, Panamera Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (1860 kg is the weight of this model), its engine torque and the engine rotation speed.