2012 Opel Antara - car insurance quotes

How much does it cost to insure a  Opel Antara 2.4 2.404 cc in 2023?

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The average insurance rate is at $1,298 per year for  adults, $2,154 for  teens and $1,077 for  senior drivers.

How much does 2012 Opel Antara car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Opel Antara (2.4) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Opel Antara is above $90 a month ($1.082 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Opel you drive (http://www.opel.com/)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Opel model with 140 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Opel Antara if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 2012 Opel Antara is $90 a month, which is around $1.082 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How does age of your car affect car insurance costs?

2012 Opel Antara is a 12 years old vehicle. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of Antara (2012) are eligible for many discounts for vehicles loaded with a long list of safety features, technology, anti-theft and driver assistance equipement. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern Antara cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control.

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Opel Antara, 2.4 has engine power of 2404 cc, which means it is a medium-powered car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates. If you want to lower your car insurance rates, be sure to buy a car that isn't a high performer.

Insurance Company	New Vehicles *	Used Vehicles *
Allied	$798	$769
GEICO	$587	$538
Nationwide	$856	$673
Progressive	$356	$288
State Farm	$481	$356
Texas Farm Bureau	$798	$644
USAA	$635	$538
* Rough estimate for a new vs 12 years old used Opel Antara, 2.4. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 2012 Opel Antara car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Opel, Antara is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Opel (made in 2012) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Opel Antara auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 2012 Opel Antara in 2023? As you can see below, the lowest rates are around $961.6, while the highest ones fluctuate around $2019.36 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$1,024
American Family	$1,000
Erie	$999
Progressive	$1,177
State Farm	$1,296
Auto Owners	$1,152
State Auto	$1,365
Nationwide	$1,328
Farmers	$1,159
Allstate	$1,643
Safe Auto	$1,740
MetLife	$1,856
Victoria	$1,969
Allied	$1,390
Liberty Mutual	$1,657
Encompass	$2,063
* Just a rough estimate for 2012 Opel Antara, 2.4

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model Antara, make Opel) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Opel, Antara will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 2012 Antara car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 2012 Opel Antara auto insurance rates by state!

How to calculate premium for Opel Antara (2012) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 2012 Antara (2.4) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$721	$1,010
2	Ohio	$731	$1,029
3	Idaho	$750	$1,058
4	Virginia	$779	$1,106
5	Iowa	$808	$1,144
6	New Hampshire	$846	$1,164
7	Wisconsin	$856	$1,192
8	North Dakota	$875	$1,260
9	Indiana	$894	$1,327
10	North Carolina	$914	$1,375
11	Pennsylvania	$923	$1,452
12	Utah	$942	$1,471
13	Maine	$952	$1,500
14	Massachusetts	$971	$1,529
15	Alaska	$981	$1,548
16	Tennessee	$990	$1,587
17	South Dakota	$1,000	$1,673
18	Nebraska	$1,010	$1,721
19	Minnesota	$1,019	$1,750
20	Illinois	$1,019	$1,779
21	Hawaii	$1,029	$1,817
22	Alabama	$1,039	$1,846
23	Oregon	$1,048	$1,875
24	Missouri	$1,058	$1,942
25	Washington	$1,106	$2,010
26	South Carolina	$1,115	$2,058
27	Kansas	$1,144	$2,096
28	New Mexico	$1,164	$2,144
29	Arizona	$1,192	$2,164
30	New York	$1,212	$2,173
31	National average	$1,250	$2,202
32	New Jersey	$1,269	$2,269
33	West Virginia	$1,308	$2,289
34	Mississippi	$1,337	$2,317
35	Maryland	$1,365	$2,346
36	Montana	$1,404	$2,394
37	Nevada	$1,433	$2,414
38	Arkansas	$1,452	$2,452
39	Kentucky	$1,462	$2,491
40	Oklahoma	$1,510	$2,519
41	Wyoming	$1,539	$2,539
42	Colorado	$1,577	$2,587
43	Texas	$1,606	$2,606
44	Delaware	$1,644	$2,644
45	Georgia	$1,683	$2,654
46	California	$1,721	$2,683
47	DC	$1,750	$2,702
48	Connecticut	$1,789	$2,731
49	Rhode Island	$1,808	$2,741
50	Florida	$1,837	$2,798
51	Louisiana	$1,875	$2,837
52	Michigan	$1,914	$2,885
* Compare 2012 Opel Antara car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 2012 Opel Antara (Manual transmission, 2400 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Opel Antara annual insurance cost for a 16 year old is approximately $2211.68, while the cost of the same coverage for seniors aged 70 - 74 is $1019.296. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Opel, Antara have 2404 cc, 140 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$2,116
20 - 24	$2,058
25 - 29	$1,731
30 - 34	$1,490
35 – 39	$1,202
40 – 44	$1,250
45 – 49	$1,144
50 – 54	$1,000
55 – 59	$1,231
60 – 64	$1,029
65 – 69	$1,077
70 – 74	$971
75 and more	$1,000
* Rough estimate for teens, adults and seniors who are driving Opel Antara (2012)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $817 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Opel, Antara good for senior drivers? If you have questions or issues relevant to Opel Antara or another vehicle, please ask in the discussion.

You know you need to insure your 2012 4WD Opel, Antara, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Opel Antara: Exterior Specs, Features & Options

The engine of Opel, Antara (4 cyl) is mated to a Manual transmission, that in this case, sends power to the 4WD. Antara SUV, 2404 CC (liter), 140 ps (98.6% of a brake horsepower) is matched to an 2.4 for 2012. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Opel, Antara has horsepower of 140 ps & 2404 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model 2.4 has an engine torque of 220 nm & 2400 rpm. The power and maximum speed of the Opel Antara vehicle (11.9/100 Kph & 175 Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (1805 kg is the weight of this model), its engine torque and the engine rotation speed.