2004 Lincoln Aviator - car insurance quotes

How much does it cost to insure a  Lincoln Aviator AWD Luxury 4.604 cc in 2023?

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The average insurance rate is at $2,486 per year for  adults, $4,125 for  teens and $2,063 for  senior drivers.

How much does 2004 Lincoln Aviator car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Lincoln Aviator (AWD Luxury) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Lincoln Aviator is above $173 a month ($2.072 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Lincoln you drive (https://www.lincoln.com/)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Lincoln model with 306 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Lincoln Aviator if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 2004 Lincoln Aviator is $173 a month, which is around $2.072 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How does age of your car affect car insurance costs?

2004 Lincoln Aviator is a 20 years old vehicle. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of Aviator (2004) are eligible for many discounts for vehicles loaded with a long list of safety features, technology, anti-theft and driver assistance equipement. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern Aviator cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control.

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Your vehicle's performance is another important factor that determines your auto insurance rates. Lincoln Aviator, AWD Luxury has engine power of 4604 cc, which means it's a high performance car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates.

Insurance Company	New Vehicles *	Used Vehicles *
Allied	$1,529	$1,473
GEICO	$1,123	$1,031
Nationwide	$1,639	$1,289
Progressive	$681	$552
State Farm	$921	$681
Texas Farm Bureau	$1,529	$1,234
USAA	$1,215	$1,031
* Rough estimate for a new vs 20 years old used Lincoln Aviator, AWD Luxury. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 2004 Lincoln Aviator car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Lincoln, Aviator is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Lincoln (made in 2004) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Lincoln Aviator auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 2004 Lincoln Aviator in 2023? As you can see below, the lowest rates are around $1841.6, while the highest ones fluctuate around $3867.36 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$1,961
American Family	$1,915
Erie	$1,913
Progressive	$2,254
State Farm	$2,482
Auto Owners	$2,206
State Auto	$2,615
Nationwide	$2,543
Farmers	$2,219
Allstate	$3,147
Safe Auto	$3,331
MetLife	$3,554
Victoria	$3,772
Allied	$2,661
Liberty Mutual	$3,173
Encompass	$3,950
* Just a rough estimate for 2004 Lincoln Aviator, AWD Luxury

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model Aviator, make Lincoln) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Lincoln, Aviator will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 2004 Aviator car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 2004 Lincoln Aviator auto insurance rates by state!

How to calculate premium for Lincoln Aviator (2004) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 2004 Aviator (AWD Luxury) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$1,381	$1,934
2	Ohio	$1,400	$1,971
3	Idaho	$1,436	$2,026
4	Virginia	$1,492	$2,118
5	Iowa	$1,547	$2,192
6	New Hampshire	$1,621	$2,228
7	Wisconsin	$1,639	$2,284
8	North Dakota	$1,676	$2,412
9	Indiana	$1,713	$2,541
10	North Carolina	$1,750	$2,633
11	Pennsylvania	$1,768	$2,781
12	Utah	$1,805	$2,818
13	Maine	$1,823	$2,873
14	Massachusetts	$1,860	$2,928
15	Alaska	$1,878	$2,965
16	Tennessee	$1,897	$3,039
17	South Dakota	$1,915	$3,204
18	Nebraska	$1,934	$3,296
19	Minnesota	$1,952	$3,352
20	Illinois	$1,952	$3,407
21	Hawaii	$1,971	$3,481
22	Alabama	$1,989	$3,536
23	Oregon	$2,007	$3,591
24	Missouri	$2,026	$3,720
25	Washington	$2,118	$3,849
26	South Carolina	$2,136	$3,941
27	Kansas	$2,192	$4,015
28	New Mexico	$2,228	$4,107
29	Arizona	$2,284	$4,144
30	New York	$2,320	$4,162
31	National average	$2,394	$4,217
32	New Jersey	$2,431	$4,346
33	West Virginia	$2,505	$4,383
34	Mississippi	$2,560	$4,438
35	Maryland	$2,615	$4,494
36	Montana	$2,689	$4,586
37	Nevada	$2,744	$4,622
38	Arkansas	$2,781	$4,696
39	Kentucky	$2,799	$4,770
40	Oklahoma	$2,891	$4,825
41	Wyoming	$2,947	$4,862
42	Colorado	$3,020	$4,954
43	Texas	$3,075	$4,991
44	Delaware	$3,149	$5,064
45	Georgia	$3,223	$5,083
46	California	$3,296	$5,138
47	DC	$3,352	$5,175
48	Connecticut	$3,425	$5,230
49	Rhode Island	$3,462	$5,249
50	Florida	$3,517	$5,359
51	Louisiana	$3,591	$5,433
52	Michigan	$3,665	$5,525
* Compare 2004 Lincoln Aviator car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 2004 Lincoln Aviator (electronically controlled automatic, semi-automatic, continuously variable transmissions (CVTs) transmission, basic rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Lincoln Aviator annual insurance cost for a 16 year old is approximately $4235.68, while the cost of the same coverage for seniors aged 70 - 74 is $1952.096. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Lincoln, Aviator have 4604 cc, 306 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$4,052
20 - 24	$3,941
25 - 29	$3,315
30 - 34	$2,854
35 – 39	$2,302
40 – 44	$2,394
45 – 49	$2,192
50 – 54	$1,915
55 – 59	$2,357
60 – 64	$1,971
65 – 69	$2,063
70 – 74	$1,860
75 and more	$1,915
* Rough estimate for teens, adults and seniors who are driving Lincoln Aviator (2004)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $1,565 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Lincoln, Aviator good for senior drivers? If you have questions or issues relevant to Lincoln Aviator or another vehicle, please ask in the discussion.

You know you need to insure your 2004 4WD Lincoln, Aviator, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Lincoln Aviator: Exterior Specs, Features & Options

The engine of Lincoln, Aviator (8 cyl) is mated to a electronically controlled automatic, semi-automatic, continuously variable transmissions (CVTs) transmission, that in this case, sends power to the 4WD. Aviator SUV, 4604 CC (liter), 306 ps (98.6% of a brake horsepower) is matched to an AWD Luxury for 2004. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Lincoln, Aviator has horsepower of 306 ps & 4604 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model AWD Luxury has an engine torque of 407 nm & basic rpm. The power and maximum speed of the Lincoln Aviator vehicle (sorry, we do not know how fast will Lincoln, Aviator accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Lincoln, Aviator Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (2257 kg is the weight of this model), its engine torque and the engine rotation speed.