2005 Land Rover LR3 - car insurance quotes

How much does it cost to insure a  Land Rover LR3 SE 4.390 cc in 2023?

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The average insurance rate is at $2,371 per year for  adults, $3,933 for  teens and $1,967 for  senior drivers.

How much does 2005 Land Rover LR3 car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Land Rover LR3 (SE) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Land Rover LR3 is above $165 a month ($1.976 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Land Rover you drive (https://www.landrover.com/market-selector/index.html)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Land Rover model with 304 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Land Rover LR3 if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 2005 Land Rover LR3 is $165 a month, which is around $1.976 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How does age of your car affect car insurance costs?

2005 Land Rover LR3 is a 19 years old vehicle. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of LR3 (2005) are eligible for many discounts for vehicles loaded with a long list of safety features, technology, anti-theft and driver assistance equipement. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern LR3 cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control.

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Your vehicle's performance is another important factor that determines your auto insurance rates. Land Rover LR3, SE has engine power of 4390 cc, which means it's a high performance car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates.

Insurance Company	New Vehicles *	Used Vehicles *
Allied	$1,457	$1,405
GEICO	$1,071	$983
Nationwide	$1,563	$1,229
Progressive	$650	$527
State Farm	$878	$650
Texas Farm Bureau	$1,457	$1,177
USAA	$1,159	$983
* Rough estimate for a new vs 19 years old used Land Rover LR3, SE. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 2005 Land Rover LR3 car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Land-Rover, LR3 is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Land Rover (made in 2005) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Land Rover LR3 auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 2005 Land Rover LR3 in 2023? As you can see below, the lowest rates are around $1756, while the highest ones fluctuate around $3687.6 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$1,870
American Family	$1,826
Erie	$1,824
Progressive	$2,149
State Farm	$2,367
Auto Owners	$2,104
State Auto	$2,494
Nationwide	$2,425
Farmers	$2,116
Allstate	$3,001
Safe Auto	$3,177
MetLife	$3,389
Victoria	$3,596
Allied	$2,537
Liberty Mutual	$3,026
Encompass	$3,767
* Just a rough estimate for 2005 Land Rover LR3, SE

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model LR3, make Land Rover) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Land-Rover, LR3 will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 2005 LR3 car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 2005 Land Rover LR3 auto insurance rates by state!

How to calculate premium for Land Rover LR3 (2005) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 2005 LR3 (SE) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$1,317	$1,844
2	Ohio	$1,335	$1,879
3	Idaho	$1,370	$1,932
4	Virginia	$1,422	$2,019
5	Iowa	$1,475	$2,090
6	New Hampshire	$1,545	$2,125
7	Wisconsin	$1,563	$2,177
8	North Dakota	$1,598	$2,300
9	Indiana	$1,633	$2,423
10	North Carolina	$1,668	$2,511
11	Pennsylvania	$1,686	$2,652
12	Utah	$1,721	$2,687
13	Maine	$1,738	$2,739
14	Massachusetts	$1,774	$2,792
15	Alaska	$1,791	$2,827
16	Tennessee	$1,809	$2,897
17	South Dakota	$1,826	$3,055
18	Nebraska	$1,844	$3,143
19	Minnesota	$1,861	$3,196
20	Illinois	$1,861	$3,249
21	Hawaii	$1,879	$3,319
22	Alabama	$1,896	$3,372
23	Oregon	$1,914	$3,424
24	Missouri	$1,932	$3,547
25	Washington	$2,019	$3,670
26	South Carolina	$2,037	$3,758
27	Kansas	$2,090	$3,828
28	New Mexico	$2,125	$3,916
29	Arizona	$2,177	$3,951
30	New York	$2,213	$3,969
31	National average	$2,283	$4,021
32	New Jersey	$2,318	$4,144
33	West Virginia	$2,388	$4,179
34	Mississippi	$2,441	$4,232
35	Maryland	$2,494	$4,285
36	Montana	$2,564	$4,372
37	Nevada	$2,616	$4,408
38	Arkansas	$2,652	$4,478
39	Kentucky	$2,669	$4,548
40	Oklahoma	$2,757	$4,601
41	Wyoming	$2,810	$4,636
42	Colorado	$2,880	$4,724
43	Texas	$2,933	$4,759
44	Delaware	$3,003	$4,829
45	Georgia	$3,073	$4,847
46	California	$3,143	$4,899
47	DC	$3,196	$4,934
48	Connecticut	$3,266	$4,987
49	Rhode Island	$3,301	$5,005
50	Florida	$3,354	$5,110
51	Louisiana	$3,424	$5,180
52	Michigan	$3,494	$5,268
* Compare 2005 Land Rover LR3 car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 2005 Land Rover LR3 (electronically controlled automatic, semi-automatic, continuously variable transmissions (CVTs) transmission, basic rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Land Rover LR3 annual insurance cost for a 16 year old is approximately $4038.8, while the cost of the same coverage for seniors aged 70 - 74 is $1861.36. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Land-Rover, LR3 have 4390 cc, 304 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$3,863
20 - 24	$3,758
25 - 29	$3,161
30 - 34	$2,722
35 – 39	$2,195
40 – 44	$2,283
45 – 49	$2,090
50 – 54	$1,826
55 – 59	$2,248
60 – 64	$1,879
65 – 69	$1,967
70 – 74	$1,774
75 and more	$1,826
* Rough estimate for teens, adults and seniors who are driving Land Rover LR3 (2005)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $1,493 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Land-Rover, LR3 good for senior drivers? If you have questions or issues relevant to Land Rover LR3 or another vehicle, please ask in the discussion.

You know you need to insure your 2005 4WD Land-Rover, LR3, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Land Rover LR3: Exterior Specs, Features & Options

The engine of Land-Rover, LR3 (8 cyl) is mated to a electronically controlled automatic, semi-automatic, continuously variable transmissions (CVTs) transmission, that in this case, sends power to the 4WD. LR3 SUV, 4390 CC (liter), 304 ps (98.6% of a brake horsepower) is matched to an SE for 2005. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Land-Rover, LR3 has horsepower of 304 ps & 4390 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model SE has an engine torque of 427 nm & basic rpm. The power and maximum speed of the Land Rover LR3 vehicle (sorry, we do not know how fast will Land-Rover, LR3 accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Land-Rover, LR3 Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (2461 kg is the weight of this model), its engine torque and the engine rotation speed.