1996 Land Rover Discovery - car insurance quotes

How much does it cost to insure a  Land Rover Discovery 3.944 cc in 2023?

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The average insurance rate is at $2,130 per year for  adults, $3,534 for  teens and $1,767 for  senior drivers.

How much does 1996 Land Rover Discovery car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Land Rover Discovery (this trim level of the 1996 Discovery) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Land Rover Discovery is above $148 a month ($1.775 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Land Rover you drive (https://www.landrover.com/market-selector/index.html)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Land Rover model with 184 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Land Rover Discovery if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 1996 Land Rover Discovery is $148 a month, which is around $1.775 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How much is car insurance for a 28-year-old auto?

How does age of your car affect car insurance costs? 1996 Land Rover Discovery is older than 28 years. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of Discovery (1996) are eligible for many discounts for vehicles loaded with a long list of safety features. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern Discovery cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control. Discounts for safety features on 28-year Land Rover Discovery may reduce your coverage to the prices around $1,341 for 2023-2024. Here are other undisputed benefits of buying a used car. You can buy the cheapest liability insurance for your 1996 Land Rover Discovery because if you get into a collision, it’s not worth spending high amounts of money to repair your older vehicle and therefore you do not need overpriced car insurance.

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Your vehicle's performance is another important factor that determines your auto insurance rates. Land Rover Discovery, has engine power of 3944 cc, which means it's a high performance car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates. If you are looking for high performance car (lots of horsepower) as well as affordable insurance rates for your 1996 Land Rover Discovery, choose an insurer wisely.

Insurance Company	New Vehicles *	Used Vehicles *
Allied	$1,309	$1,262
GEICO	$962	$883
Nationwide	$1,404	$1,104
Progressive	$584	$473
State Farm	$789	$584
Texas Farm Bureau	$1,309	$1,057
USAA	$1,041	$883
* Rough estimate for a new vs 28 years old used Land Rover Discovery, this trim level of the 1996 Discovery. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 1996 Land Rover Discovery car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Land-Rover, Discovery is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Land Rover (made in 1996) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Land Rover Discovery auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 1996 Land Rover Discovery in 2023? As you can see below, the lowest rates are around $1577.6, while the highest ones fluctuate around $3312.96 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$1,680
American Family	$1,641
Erie	$1,639
Progressive	$1,931
State Farm	$2,127
Auto Owners	$1,890
State Auto	$2,240
Nationwide	$2,179
Farmers	$1,901
Allstate	$2,696
Safe Auto	$2,854
MetLife	$3,045
Victoria	$3,231
Allied	$2,280
Liberty Mutual	$2,718
Encompass	$3,384
* Just a rough estimate for 1996 Land Rover Discovery, this trim level of the 1996 Discovery

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model Discovery, make Land Rover) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Land-Rover, Discovery will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 1996 Discovery car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 1996 Land Rover Discovery auto insurance rates by state!

How to calculate premium for Land Rover Discovery (1996) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 1996 Discovery () car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$1,183	$1,656
2	Ohio	$1,199	$1,688
3	Idaho	$1,231	$1,735
4	Virginia	$1,278	$1,814
5	Iowa	$1,325	$1,877
6	New Hampshire	$1,388	$1,909
7	Wisconsin	$1,404	$1,956
8	North Dakota	$1,436	$2,067
9	Indiana	$1,467	$2,177
10	North Carolina	$1,499	$2,256
11	Pennsylvania	$1,514	$2,382
12	Utah	$1,546	$2,414
13	Maine	$1,562	$2,461
14	Massachusetts	$1,593	$2,508
15	Alaska	$1,609	$2,540
16	Tennessee	$1,625	$2,603
17	South Dakota	$1,641	$2,745
18	Nebraska	$1,656	$2,824
19	Minnesota	$1,672	$2,871
20	Illinois	$1,672	$2,919
21	Hawaii	$1,688	$2,982
22	Alabama	$1,704	$3,029
23	Oregon	$1,720	$3,076
24	Missouri	$1,735	$3,187
25	Washington	$1,814	$3,297
26	South Carolina	$1,830	$3,376
27	Kansas	$1,877	$3,439
28	New Mexico	$1,909	$3,518
29	Arizona	$1,956	$3,550
30	New York	$1,988	$3,565
31	National average	$2,051	$3,613
32	New Jersey	$2,082	$3,723
33	West Virginia	$2,146	$3,755
34	Mississippi	$2,193	$3,802
35	Maryland	$2,240	$3,849
36	Montana	$2,303	$3,928
37	Nevada	$2,351	$3,960
38	Arkansas	$2,382	$4,023
39	Kentucky	$2,398	$4,086
40	Oklahoma	$2,477	$4,133
41	Wyoming	$2,524	$4,165
42	Colorado	$2,587	$4,244
43	Texas	$2,635	$4,275
44	Delaware	$2,698	$4,338
45	Georgia	$2,761	$4,354
46	California	$2,824	$4,402
47	DC	$2,871	$4,433
48	Connecticut	$2,934	$4,480
49	Rhode Island	$2,966	$4,496
50	Florida	$3,013	$4,591
51	Louisiana	$3,076	$4,654
52	Michigan	$3,139	$4,733
* Compare 1996 Land Rover Discovery car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 1996 Land Rover Discovery (Manual transmission, 3000 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Land Rover Discovery annual insurance cost for a 16 year old is approximately $3628.48, while the cost of the same coverage for seniors aged 70 - 74 is $1672.256. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Land-Rover, Discovery have 3944 cc, 184 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$3,471
20 - 24	$3,376
25 - 29	$2,840
30 - 34	$2,445
35 – 39	$1,972
40 – 44	$2,051
45 – 49	$1,877
50 – 54	$1,641
55 – 59	$2,019
60 – 64	$1,688
65 – 69	$1,767
70 – 74	$1,593
75 and more	$1,641
* Rough estimate for teens, adults and seniors who are driving Land Rover Discovery (1996)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $1,341 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Land-Rover, Discovery good for senior drivers? If you have questions or issues relevant to Land Rover Discovery or another vehicle, please ask in the discussion.

You know you need to insure your 1996 4WD Land-Rover, Discovery, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Land Rover Discovery: Exterior Specs, Features & Options

The engine of Land-Rover, Discovery (8 cyl) is mated to a Manual transmission, that in this case, sends power to the 4WD. Discovery SUV, 3944 CC (liter), 184 ps (98.6% of a brake horsepower) is matched to an this trim level of the 1996 Discovery for 1996. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Land-Rover, Discovery has horsepower of 184 ps & 3944 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model this trim level of the 1996 Discovery has an engine torque of 320 nm & 3000 rpm. The power and maximum speed of the Land Rover Discovery vehicle (sorry, we do not know how fast will Land-Rover, Discovery accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Land-Rover, Discovery Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (2090 kg is the weight of this model), its engine torque and the engine rotation speed.