1997 Ford Tracer - car insurance quotes

How much does it cost to insure a  Ford Tracer 1.321 cc in 2023?

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The average insurance rate is at $713 per year for  adults, $1,184 for  teens and $592 for  senior drivers.

How much does 1997 Ford Tracer car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Ford Tracer (this trim level of the 1997 Tracer) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Ford Tracer is above $50 a month ($594 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Ford you drive (https://www.ford.com/)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Ford model with 68 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Ford Tracer if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 1997 Ford Tracer is $50 a month, which is around $594 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How much is car insurance for a 27-year-old auto?

How does age of your car affect car insurance costs? 1997 Ford Tracer is older than 27 years. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of Tracer (1997) are eligible for many discounts for vehicles loaded with a long list of safety features. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern Tracer cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control. Discounts for safety features on 27-year Ford Tracer may reduce your coverage to the prices around $449 for 2023-2024. Here are other undisputed benefits of buying a used car. You can buy the cheapest liability insurance for your 1997 Ford Tracer because if you get into a collision, it’s not worth spending high amounts of money to repair your older vehicle and therefore you do not need overpriced car insurance.

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Ford Tracer, has engine power of 1321 cc, which means it is a medium-powered car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates. If you want to lower car insurance rates for your vehicle, be sure you buy one that isn't a high performer. You can also adjust your coverage levels if you would like to lower your premium and monthly payments. If you’re looking for the cheapest policy, you might need to find trusted and experienced insurance agent in your area who will assure you car insurance tailored to your specific needs.

Insurance Company	New Vehicles *	Used Vehicles *
Allied	$439	$423
GEICO	$322	$296
Nationwide	$470	$370
Progressive	$196	$159
State Farm	$264	$196
Texas Farm Bureau	$439	$354
USAA	$349	$296
* Rough estimate for a new vs 27 years old used Ford Tracer, this trim level of the 1997 Tracer. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 1997 Ford Tracer car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Ford, Tracer is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Ford (made in 1997) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Ford Tracer auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 1997 Ford Tracer in 2023? As you can see below, the lowest rates are around $528.4, while the highest ones fluctuate around $1109.64 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$563
American Family	$550
Erie	$549
Progressive	$647
State Farm	$712
Auto Owners	$633
State Auto	$750
Nationwide	$730
Farmers	$637
Allstate	$903
Safe Auto	$956
MetLife	$1,020
Victoria	$1,082
Allied	$764
Liberty Mutual	$910
Encompass	$1,133
* Just a rough estimate for 1997 Ford Tracer, this trim level of the 1997 Tracer

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model Tracer, make Ford) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Ford, Tracer will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 1997 Tracer car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 1997 Ford Tracer auto insurance rates by state!

How to calculate premium for Ford Tracer (1997) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 1997 Tracer () car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$396	$555
2	Ohio	$402	$565
3	Idaho	$412	$581
4	Virginia	$428	$608
5	Iowa	$444	$629
6	New Hampshire	$465	$639
7	Wisconsin	$470	$655
8	North Dakota	$481	$692
9	Indiana	$491	$729
10	North Carolina	$502	$756
11	Pennsylvania	$507	$798
12	Utah	$518	$808
13	Maine	$523	$824
14	Massachusetts	$534	$840
15	Alaska	$539	$851
16	Tennessee	$544	$872
17	South Dakota	$550	$919
18	Nebraska	$555	$946
19	Minnesota	$560	$962
20	Illinois	$560	$978
21	Hawaii	$565	$999
22	Alabama	$571	$1,015
23	Oregon	$576	$1,030
24	Missouri	$581	$1,067
25	Washington	$608	$1,104
26	South Carolina	$613	$1,131
27	Kansas	$629	$1,152
28	New Mexico	$639	$1,178
29	Arizona	$655	$1,189
30	New York	$666	$1,194
31	National average	$687	$1,210
32	New Jersey	$697	$1,247
33	West Virginia	$719	$1,258
34	Mississippi	$734	$1,273
35	Maryland	$750	$1,289
36	Montana	$771	$1,316
37	Nevada	$787	$1,326
38	Arkansas	$798	$1,347
39	Kentucky	$803	$1,369
40	Oklahoma	$830	$1,384
41	Wyoming	$845	$1,395
42	Colorado	$867	$1,421
43	Texas	$882	$1,432
44	Delaware	$904	$1,453
45	Georgia	$925	$1,458
46	California	$946	$1,474
47	DC	$962	$1,485
48	Connecticut	$983	$1,501
49	Rhode Island	$993	$1,506
50	Florida	$1,009	$1,538
51	Louisiana	$1,030	$1,559
52	Michigan	$1,052	$1,585
* Compare 1997 Ford Tracer car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 1997 Ford Tracer (Manual transmission, 3500 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Ford Tracer annual insurance cost for a 16 year old is approximately $1215.32, while the cost of the same coverage for seniors aged 70 - 74 is $560.104. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Ford, Tracer have 1321 cc, 68 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$1,162
20 - 24	$1,131
25 - 29	$951
30 - 34	$819
35 – 39	$661
40 – 44	$687
45 – 49	$629
50 – 54	$550
55 – 59	$676
60 – 64	$565
65 – 69	$592
70 – 74	$534
75 and more	$550
* Rough estimate for teens, adults and seniors who are driving Ford Tracer (1997)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $449 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Ford, Tracer good for senior drivers? If you have questions or issues relevant to Ford Tracer or another vehicle, please ask in the discussion.

You know you need to insure your 1997 Front Ford, Tracer, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Ford Tracer: Exterior Specs, Features & Options

The engine of Ford, Tracer (4 cyl) is mated to a Manual transmission, that in this case, sends power to the Front. Tracer model body (SUV, Sedan, Truck, Coupe, Hatchback, Crossover, Luxury Car, Convertible, Sports Car, Wagon, Van), 1321 CC (liter), 68 ps (98.6% of a brake horsepower) is matched to an this trim level of the 1997 Tracer for 1997. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Ford, Tracer has horsepower of 68 ps & 1321 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model this trim level of the 1997 Tracer has an engine torque of 101 nm & 3500 rpm. The power and maximum speed of the Ford Tracer vehicle (sorry, we do not know how fast will Ford, Tracer accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Ford, Tracer Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (965 kg is the weight of this model), its engine torque and the engine rotation speed.