2004 Daewoo Matiz - car insurance quotes

How much does it cost to insure a  Daewoo Matiz 794 cc in 2023?

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The average insurance rate is at $429 per year for  adults, $711 for  teens and $356 for  senior drivers.

How much does 2004 Daewoo Matiz car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Daewoo Matiz (this trim level of the 2004 Matiz) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Daewoo Matiz is above $30 a month ($357 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Daewoo you drive (https://en.wikipedia.org/wiki/Daewoo_Motors)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Daewoo model with 52 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Daewoo Matiz if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 2004 Daewoo Matiz is $30 a month, which is around $357 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How does age of your car affect car insurance costs?

2004 Daewoo Matiz is a 20 years old vehicle. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of Matiz (2004) are eligible for many discounts for vehicles loaded with a long list of safety features, technology, anti-theft and driver assistance equipement. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern Matiz cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control.

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Daewoo Matiz, has engine power lower than 1000 cc (794 cc), which means it's a low-performance vehicle. This is good news in relation to insurance rates. Why? Because insurance companies calculate their rates on a car's horsepower and performance.

Insurance Company	New Vehicles *	Used Vehicles *
Allied	$264	$254
GEICO	$194	$178
Nationwide	$283	$222
Progressive	$118	$95
State Farm	$159	$118
Texas Farm Bureau	$264	$213
USAA	$210	$178
* Rough estimate for a new vs 20 years old used Daewoo Matiz, this trim level of the 2004 Matiz. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 2004 Daewoo Matiz car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Daewoo, Matiz is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Daewoo (made in 2004) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Daewoo Matiz auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 2004 Daewoo Matiz in 2023? As you can see below, the lowest rates are around $317.6, while the highest ones fluctuate around $666.96 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$338
American Family	$330
Erie	$330
Progressive	$389
State Farm	$428
Auto Owners	$380
State Auto	$451
Nationwide	$439
Farmers	$383
Allstate	$543
Safe Auto	$575
MetLife	$613
Victoria	$650
Allied	$459
Liberty Mutual	$547
Encompass	$681
* Just a rough estimate for 2004 Daewoo Matiz, this trim level of the 2004 Matiz

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model Matiz, make Daewoo) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Daewoo, Matiz will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 2004 Matiz car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 2004 Daewoo Matiz auto insurance rates by state!

How to calculate premium for Daewoo Matiz (2004) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 2004 Matiz () car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$238	$333
2	Ohio	$241	$340
3	Idaho	$248	$349
4	Virginia	$257	$365
5	Iowa	$267	$378
6	New Hampshire	$279	$384
7	Wisconsin	$283	$394
8	North Dakota	$289	$416
9	Indiana	$295	$438
10	North Carolina	$302	$454
11	Pennsylvania	$305	$480
12	Utah	$311	$486
13	Maine	$314	$495
14	Massachusetts	$321	$505
15	Alaska	$324	$511
16	Tennessee	$327	$524
17	South Dakota	$330	$553
18	Nebraska	$333	$569
19	Minnesota	$337	$578
20	Illinois	$337	$588
21	Hawaii	$340	$600
22	Alabama	$343	$610
23	Oregon	$346	$619
24	Missouri	$349	$642
25	Washington	$365	$664
26	South Carolina	$368	$680
27	Kansas	$378	$692
28	New Mexico	$384	$708
29	Arizona	$394	$715
30	New York	$400	$718
31	National average	$413	$727
32	New Jersey	$419	$750
33	West Virginia	$432	$756
34	Mississippi	$441	$765
35	Maryland	$451	$775
36	Montana	$464	$791
37	Nevada	$473	$797
38	Arkansas	$480	$810
39	Kentucky	$483	$823
40	Oklahoma	$499	$832
41	Wyoming	$508	$838
42	Colorado	$521	$854
43	Texas	$530	$861
44	Delaware	$543	$873
45	Georgia	$556	$877
46	California	$569	$886
47	DC	$578	$892
48	Connecticut	$591	$902
49	Rhode Island	$597	$905
50	Florida	$607	$924
51	Louisiana	$619	$937
52	Michigan	$632	$953
* Compare 2004 Daewoo Matiz car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 2004 Daewoo Matiz (Manual transmission, 4600 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Daewoo Matiz annual insurance cost for a 16 year old is approximately $730.48, while the cost of the same coverage for seniors aged 70 - 74 is $336.656. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Daewoo, Matiz have 794 cc, 52 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$699
20 - 24	$680
25 - 29	$572
30 - 34	$492
35 – 39	$397
40 – 44	$413
45 – 49	$378
50 – 54	$330
55 – 59	$407
60 – 64	$340
65 – 69	$356
70 – 74	$321
75 and more	$330
* Rough estimate for teens, adults and seniors who are driving Daewoo Matiz (2004)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $270 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Daewoo, Matiz good for senior drivers? If you have questions or issues relevant to Daewoo Matiz or another vehicle, please ask in the discussion.

You know you need to insure your 2004 Front Daewoo, Matiz, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Daewoo Matiz: Exterior Specs, Features & Options

The engine of Daewoo, Matiz (3 cyl) is mated to a Manual transmission, that in this case, sends power to the Front. Matiz Hatchback, 794 CC (liter), 52 ps (98.6% of a brake horsepower) is matched to an this trim level of the 2004 Matiz for 2004. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Daewoo, Matiz has horsepower of 52 ps & 794 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model this trim level of the 2004 Matiz has an engine torque of 69 nm & 4600 rpm. The power and maximum speed of the Daewoo Matiz vehicle (sorry, we do not know how fast will Daewoo, Matiz accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Daewoo, Matiz Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (778 kg is the weight of this model), its engine torque and the engine rotation speed.