1994 Audi A4 - car insurance quotes

How much does it cost to insure a  Audi A4 1.8 1.781 cc in 2023?

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The average insurance rate is at $962 per year for  adults, $1,596 for  teens and $798 for  senior drivers.

How much does 1994 Audi A4 car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Audi A4 (1.8) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Audi A4 is above $67 a month ($801 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Audi you drive (http://www.audi.com/en.html)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Audi model with 125 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Audi A4 if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 1994 Audi A4 is $67 a month, which is around $801 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How much is car insurance for a 30-year-old auto?

How does age of your car affect car insurance costs? 1994 Audi A4 is older than 30 years. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of A4 (1994) are eligible for many discounts for vehicles loaded with a long list of safety features. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern A4 cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control. Discounts for safety features on 30-year Audi A4 may reduce your coverage to the prices around $606 for 2023-2024. Here are other undisputed benefits of buying a used car. You can buy the cheapest liability insurance for your 1994 Audi A4 because if you get into a collision, it’s not worth spending high amounts of money to repair your older vehicle and therefore you do not need overpriced car insurance.

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Audi A4, 1.8 has engine power of 1781 cc, which means it is a medium-powered car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates. If you want to lower car insurance rates for your vehicle, be sure you buy one that isn't a high performer. You can also adjust your coverage levels if you would like to lower your premium and monthly payments. If you’re looking for the cheapest policy, you might need to find trusted and experienced insurance agent in your area who will assure you car insurance tailored to your specific needs.

Insurance Company	New Vehicles *	Used Vehicles *
Allied	$591	$570
GEICO	$435	$399
Nationwide	$634	$499
Progressive	$264	$214
State Farm	$356	$264
Texas Farm Bureau	$591	$477
USAA	$470	$399
* Rough estimate for a new vs 30 years old used Audi A4, 1.8. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 1994 Audi A4 car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Audi, A4 is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Audi (made in 1994) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Audi A4 auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 1994 Audi A4 in 2023? As you can see below, the lowest rates are around $712.4, while the highest ones fluctuate around $1496.04 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$759
American Family	$741
Erie	$740
Progressive	$872
State Farm	$960
Auto Owners	$853
State Auto	$1,012
Nationwide	$984
Farmers	$858
Allstate	$1,217
Safe Auto	$1,289
MetLife	$1,375
Victoria	$1,459
Allied	$1,029
Liberty Mutual	$1,227
Encompass	$1,528
* Just a rough estimate for 1994 Audi A4, 1.8

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model A4, make Audi) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Audi, A4 will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 1994 A4 car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 1994 Audi A4 auto insurance rates by state!

How to calculate premium for Audi A4 (1994) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 1994 A4 (1.8) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$534	$748
2	Ohio	$541	$762
3	Idaho	$556	$784
4	Virginia	$577	$819
5	Iowa	$598	$848
6	New Hampshire	$627	$862
7	Wisconsin	$634	$883
8	North Dakota	$648	$933
9	Indiana	$663	$983
10	North Carolina	$677	$1,019
11	Pennsylvania	$684	$1,076
12	Utah	$698	$1,090
13	Maine	$705	$1,111
14	Massachusetts	$720	$1,133
15	Alaska	$727	$1,147
16	Tennessee	$734	$1,175
17	South Dakota	$741	$1,240
18	Nebraska	$748	$1,275
19	Minnesota	$755	$1,297
20	Illinois	$755	$1,318
21	Hawaii	$762	$1,346
22	Alabama	$769	$1,368
23	Oregon	$777	$1,389
24	Missouri	$784	$1,439
25	Washington	$819	$1,489
26	South Carolina	$826	$1,525
27	Kansas	$848	$1,553
28	New Mexico	$862	$1,589
29	Arizona	$883	$1,603
30	New York	$898	$1,610
31	National average	$926	$1,631
32	New Jersey	$940	$1,681
33	West Virginia	$969	$1,696
34	Mississippi	$990	$1,717
35	Maryland	$1,012	$1,738
36	Montana	$1,040	$1,774
37	Nevada	$1,061	$1,788
38	Arkansas	$1,076	$1,817
39	Kentucky	$1,083	$1,845
40	Oklahoma	$1,118	$1,866
41	Wyoming	$1,140	$1,881
42	Colorado	$1,168	$1,916
43	Texas	$1,190	$1,931
44	Delaware	$1,218	$1,959
45	Georgia	$1,247	$1,966
46	California	$1,275	$1,988
47	DC	$1,297	$2,002
48	Connecticut	$1,325	$2,023
49	Rhode Island	$1,339	$2,030
50	Florida	$1,361	$2,073
51	Louisiana	$1,389	$2,102
52	Michigan	$1,418	$2,137
* Compare 1994 Audi A4 car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 1994 Audi A4 (Manual transmission, 3950 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Audi A4 annual insurance cost for a 16 year old is approximately $1638.52, while the cost of the same coverage for seniors aged 70 - 74 is $755.144. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Audi, A4 have 1781 cc, 125 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$1,567
20 - 24	$1,525
25 - 29	$1,282
30 - 34	$1,104
35 – 39	$891
40 – 44	$926
45 – 49	$848
50 – 54	$741
55 – 59	$912
60 – 64	$762
65 – 69	$798
70 – 74	$720
75 and more	$741
* Rough estimate for teens, adults and seniors who are driving Audi A4 (1994)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $606 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Audi, A4 good for senior drivers? If you have questions or issues relevant to Audi A4 or another vehicle, please ask in the discussion.

You know you need to insure your 1994 Front Audi, A4, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Audi A4: Exterior Specs, Features & Options

The engine of Audi, A4 (4 cyl) is mated to a Manual transmission, that in this case, sends power to the Front. A4 Sedan, 1781 CC (liter), 125 ps (98.6% of a brake horsepower) is matched to an 1.8 for 1994. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Audi, A4 has horsepower of 125 ps & 1781 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model 1.8 has an engine torque of 173 nm & 3950 rpm. The power and maximum speed of the Audi A4 vehicle (11/100 Kph & sorry, we do not know the maximum speed of Audi, A4 Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (1284 kg is the weight of this model), its engine torque and the engine rotation speed.