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L Brice Ray Agency Inc

insurance agents in   New York Central Islip 118 E Suffolk Ave

Get life / casualty / property » auto insurance quotes or call (631) 291-4757 » Suffolk county, NY

Lowest rates in New York $316
Average rates in New York $1054
Highest rates in New York $3.162
The average prices for car insurance in New York are indicative only and costs may vary depending on the type of policy and an insurance agent.
L Brice Ray Agency Inc is an insurance company (agent) from Central Islip city in the state of New York. You can request an insurance quote from this business on the phone (631) 291-4757 or via the contact form. How much does a homeowner, life, health or car insurance around zip code: 11722 cost? The average price for car insurance in Central Islip typically ranges from about
$1.054 dollars
(average auto insurance coverage rates for drivers in Suffolk county) yearly for an individual plan. Remember, that you should buy more than just the New York state minimum insurance coverage to ensure you are fully covered in the event of a major automobile collision. There are diverse range of insurance options to help protect you, your family and/or your vehicle around Central Islip (11722). L Brice Ray Agency Inc firm should explain to you what coverage (optional and mandatory policy) do you need. L Brice Ray Agency Inc agent should create a financial plan to protect you and your family and grow financial well-being. Before you hire a contractor of your new insurance policy, read customer reviews of this firm and following insurance agents near Central Islip city.
Most consumers can easily lower their auto insurance costs...How to pay less than $474 a year or $40 a month near New York ?
You can get better rates from insurers around Central Islip

Which car insurance companies are the most affordable in 2019 and what are average cost of automobile insurance in Central Islip?

We have analyzed both the largest and most popular insurers, as well as local and regional car insurance companies near Central Islip. What did we find out about vehicle insurance prices? Our study has shown that L Brice Ray Agency Inc from Central Islip in New York, like other regional insurers in the vicinity of Suffolk, can offer cheaper auto insurance and more favorable (higher) insurance coverage. The biggest companies (Progressive, Allstate, State Farm, Geico, Nationwide) control almost half of the insurance market, are capable to track your auto insurance claim online, but customer reviews suggest that smaller "local" insurers have better customer service, faster claim process and lower liability insurance! Based on our calculations, the lower cost of car insurance from Nationwide or Farmers may range from $693 to $1.013, but from Erie Insurance, Auto Owners, or Cincinnati, it can even be lower by dozens of dollars and ranging from $426 to $533. But do not forget the critical factors, which means that the more more tickets you have, the more expensive your monthly auto insurance rates will be in the future.
Popular Insurers Annual Premium *
Nationwide $800
Farmers $906
GEICO $938
Progressive $1.013
USAA $1.173
Liberty Mutual $1.279
State Farm $1.333
Allstate $1.439
American Family  $1.471
Regional InsurersAnnual Premium *
Erie $426
The Cincinnati $437
Auto Owners  $490
State Auto  $608
Safe Auto  $682
MetLife $736
Victoria $768
Allied $778
Encompass $810
* Rough estimate for drivers in the neighborhood of Central Islip, NY. Contact L Brice Ray Agency Inc for rates lower than $469.04

Most and least expensive vehicles to insure in Central Islip

How much does auto insurance cost for the most popular vehicles insured throught L Brice Ray Agency Inc and similar insurance companies around Central Islip, New York? This study is compiled based on data from the top 10 US insurance companies. The cheapest and most popular vehicles in this study are: Honda Odyssey LX ($831), Jeep Wrangler Sport ($885) or Honda HR-V LX at $949, while the most expensive are Jeep Cherokee Latitude ($1.279), Ford Transit Connect XL ($1.215) or Chevrolet Traverse L with an annual premium of $1.375. Comparing quotes can help you find better policy and cheap car insurance rates near Central Islip, New York and save up to 45% on your premium. Make a quick search of the multiple companies in the vicinity of Suffolk or call "L Brice Ray Agency Inc" at (631) 291-4757 and get your quotes immediately without waiting. The study shows that safety and driver assistance features as well as the initial cost of the vehicle and repair costs can impact insurance rates largely, at least for safe drivers and teens. Buying a vehicle with high repair costs can result in an extra high premiums as you can see in the table below.
Rank Make Model Average rates in 2019
1 Honda Odyssey LX $1.311
2 Subaru Outback 2.5i $1.345
3 Jeep Wrangler Sport $1.395
4 Mazda CX-3 Sport $1.429
5 Honda HR-V LX $1.496
6 Jeep Renegade Sport $1.547
7 Honda CR-V LX $1.580
8 Ford Escape S $1.631
9 Jeep Compass Sport $1.664
10 Subaru Forester 2.5i $1.681
11 Mazda CX-5 Sport $1.731
12 Subaru Crosstrek $1.765
13 Buick Encore 1SV $1.815
14 Honda Fit LX w/Honda Sensing $1.849
15 Nissan Frontier S $1.883
15 Ford Transit Connect XL $1.916
17 Dodge Grand Caravan SE $2.000
18 Jeep Cherokee Latitude $2.017
19 GMC Canyon SL $2.051
20 Chevrolet Traverse L $2.168
* Estimate car insurance cost is relevant for the above vehicle models and drivers in the neighborhood of Central Islip, NY. This study is compiled based on data from the top 10 US insurance companies.

Who has the best auto insurance for young drivers in Central Islip? Compare insurers around Suffolk county

Are you a teen driver anywhere in Central Islip, NY and looking for the most affordable car insurance coverage? According to many studies, young drivers are more likely to be involved in auto accidents and therefore are considered "high-risk" for all insurance companies in Arizona and the United States. Follow our complete guide for teenage drivers in Central Islip, New York and find out, who has the cheapest auto insurance rates for 16, 17, 18, 19 - 25 year old!
Having a family can be expensive. Call: (631) 291-4757 and find out if you have a chance to get a better insurance policy. How about to pay less than $533 in Central Islip?
How to find better insurance agent, such as L Brice Ray Agency Inc, and save on your "teen" policy? Avoid vehicle modifications, it is known that they may increase premiums by tens to hundreds of dollars. You should pay yearly, not monthly! Shop around and pick one of the cheapest cars to insure. It is interesting, but also generally known, that the largest insurance companies such as: GEICO, Progressive, Farmers, USAA, State Farm, Nationwide, Liberty Mutual or Allstate are not the cheapest when it comes to affordable car insurance quotes for young drivers living in Central Islip. Shopping around the Internet is the key, but don't ignore small regional insurers near Suffolk county.
Insurance Company Yearly Rates for Teenagers in Central Islip*
The Cincinnati $1216
Erie $1116
GEICO $2156
American Family  $1516
Progressive $2246
State Farm $1506
Auto Owners  $1606
State Auto  $1746
Nationwide $1916
Farmers $1816
Allstate $2026
Safe Auto  $2546
MetLife $2116
Victoria $2306
Allied $2036
Liberty Mutual $2031
Encompass $2386
* Rough estimate for young drivers living near Central Islip, NY. If you are a teenager between the ages of 16 - 18, you can ask L Brice Ray Agency Inc for rates lower than $686

Is your auto insurance agent from Central Islip, NY licensed?

Find licensed agency around Central Islip
Nearly every U.S. state requires that auto insurance agents be licensed. Captive insurance agents from New York are licensed agents who have entered into a contract with a particular insurance company. Licensed only agents are sometimes called insurance sales agents, but are paid by other licensed agents, not the insurers themselves. Read and write customer reviews, positive and negative experiences with the insurer "L Brice Ray Agency Inc" who reside at 118 E Suffolk Ave (unknown). Some insurance companies spend a lot of money, trying to convince their customers that they offer the lowest car insurance rates in Central Islip (NY) or any other U.S state. Make sure each car insurance quote you get for your vehicle is for the same coverage, limits (highest amount insurance company will pay you for a claim that your policy covers) and deductibles (the amount you agree to pay out-of-pocket). Remember, that your Central Islip car insurance has to be purchased through an agent licensed in New York.

Reviews of L Brice Ray Agency Inc Central Islip

   Write Review Right NowOnly some U.S customers who compared car insurance premiums found that they would save money by switching auto insurers in Central Islip, NY. Consumer Reports and reviews of L Brice Ray Agency Inc - State Farm Insurance Agent will give you a great advantage when buying a liability insurance for your car or truck. Of course you wanna to know which insurer in Suffolk county is the cheapest and will give you the best possible service when it comes to vehicle insurance, New York's life insurance ratings, property insurance, health insurance ratings in NY or home insurance. Your primary goal is finding the best (affordable) insurance policy at an attractive price, right? You can use our website to request a car insurance quotes from insurers near you. A typical full coverage insurance policy around the Central Islip city should cover liability, comprehensive and collision, uninsured motorist and medical coverage. How do you check credentials of an insurance agent (L Brice Ray Agency Inc included) from New York?

How to pay less then
$1.054 dollars
in Central Islip (NY)?

How to pay less for car insurance in Central Islip
There are few ways to lower your car insurance premiums in Suffolk, but still retain adequate coverage. The cheapest insurers in New York with the lowest average rates are at half of the above mentioned price of
$1.054 dollars
. The most expensive car insurance rates exceeded 100% of that cost. The question is...should you only carry the minimum liability insurance (Bodily Injury Liability & Property Damage Liability) that your New York' state requires or should you continue to carry extra premium coverages that will protect your car if it is damaged? Do you really need full coverage or just liability insurance on your auto? Comprehensive coverage, which is designed to cover vandalism, theft, and other damages that are not the result of an auto accident, it is usually preferred for newer and more expensive cars. Make, model and engine size of the car makes a big difference to your quote. The right coverage for you depends primarily on the quality and limits of your health insurance, the market value of your vehicle (choose your car model/make), your location and the current financial limits.

Who has the best homeowners insurance quotes in New York?

Who has the best homeowners insurance quotes in New York?
The basic homeowners insurance policy provides some liability protection and includes coverage to help protect your home and belongings. What are the annual premiums for homeowners insurance in the Suffolk county? Learn how an L Brice Ray Agency Inc can help you with New York home insurance. Who has the cheapest homeowners insurance quotes in Central Islip city? Well...finding the right home insurance for New York's homeowners is a challenge! Where to start? Get a free homeowners insurance quote today and see how much you could save. Buy the right coverage for your home and protect your assets! You can choose from a variety of discounts to help you lower your homeowner insurance premium. Bundling generally gives you a price reduction on both your auto and home insurance policies in Central Islip. You should get the most benefit from buying car and home insurance from the same insurance company (local agent). Discounts for bundling vary by state but usually range from 7% to 28% for each policy. Cost matters, but remember, the price isn't everything, coverage matters too.
Estimated Prices
Lowest homeowner rates in Central Islip
$421 a year
Average home insurance rates in Central Islip
$935 a year
Highest homeowner rates in Central Islip, New York
$1.262 a year
How to pay less than $35 a month for home insurance?

Get the cheapest car insurance in New York (NY)

How to find the best auto insurance in New York? Compare car insurance companies near your location to get the cheapest insurance quotes and coverage. You're unique. There are car insurance discounts in Central Islip available just for you and you vehicle model. These discounts on vehicle insurance premiums include:
  • Policy discounts in New York: auto insurance renewal, car insurance payment discounts, multivehicle and bundling, seniors, students (teens), safe drivers, sign documents online, homeowner, vehicle based discounts
  • Vehicle discounts in New York: safety equipment auto insurance discounts (anti-lock brakes, driver-side and passenger-side airbags, anti-theft systems, stolen vehicle recovery systems, tire-pressure monitoring systems...)
  • Driver discounts in New York: discounts for good drivers and good students, low mileage and usage based discounts, senior driver discounts, five-year accident-free good driver, defensive driving course auto insurance discount

Contact L Brice Ray Agency Inc

You can contact L Brice Ray Agency Inc by email, phone, comments or by visit
Want to request an appointment with L Brice Ray Agency Inc - State Farm Insurance Agent for a call or visit at 118 E Suffolk Ave? Each insurance carrier in New York state uses its own statistical analysis to evaluate "risk implications" by many factors. First of all, your agent should tell you which company is he working for. The largest insurance companies in USA are Allstate Insurance, Progressive, Geico, Liberty Mutual, State Farm, Nationwide, USAA. Auto insurance agents that are working for one company are often called "captive" or "career" agents. Are you expecting superior claim service from licensed professionals in New York? Related support centers, toll free numbers and contact phone numbers of your insurance company should be on your contract. If you prefer to contact your agent directly, call phone number (631) 291-4757. For details regarding discounts and policy features, contact an agent near you!

Department of Insurance - State of New York

Commissioner

  • Maria T. VulloSuperintendent
  • (Northeast Zone)
  • New York State
  • Department of Financial Services
  • One State Street 
  • New York, New York 10004
  • Phone: 212.709.3500
  • Fax: 212.709.3520
New York and the NAIC: Visit website of , to request professional legal assistance (Central Islip city belongs under NY insurance regulators) with an insurance question or file an insurance-related complaint online or - eventually - submit license status inquiry (search by license number).State insurance commissioners help represent the public interest when it comes to insurance.

When to contact your New York state insurance commissioner (ombudsman)?

Do you need to determine if an insurance company is licensed in New York? Would you like to speak with a Division of Insurance Consumer Services representative? Some state commissioner websites provides guide on how to make decisions when you are shopping for auto insurance in Central Islip and cities across the country!
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Car Insurance - New York
If you are a motorist in Central Islip Suffolk county, it is very important to know the minimum New York car insurance requirements (levels of insurance coverage). Underinsured motorist (UIM) bodily injury coverage helps pay for your medical bills if you are hit by an underinsured driver in Central Islip and Underinsured motorist property damage coverage (UMPD) pays for damage if your car is hit by a driver without insurance or you are the victim of a hit-and-run around New York. A good insurance agent (such as L Brice Ray Agency Inc - State Farm Insurance Agent) should get to know your complete situation before recommending any insurance products (coverage)...

New York law requires that you have auto liability insurance coverage. The minimum amount of liability coverage is

  • $10,000 for property damage for a single accident
  • $25,000 for bodily injury and $50,000 for death for a person involved in an accident
  • $50,000 for bodily injury and $100,000 for death for two or more people in an accident

Insurance Agent Details

Business name:
L Brice Ray Agency Inc - State Farm Insurance Agent
Agents by City:
Agents by State:
Agent county:
Suffolk
Phone number:
(631) 291-4757
Fax number:
there is no fax number present, try free phone number and call: (631) 291-4757. All you have to do is just arrange a personal meeting at 118 E Suffolk Ave, Central Islip, NY = shortcut for New York state!.
Keywords:
Car Insurance, Life Insurance
Insurance services:
Get auto insurance from agents in Central Islip, buy cheap life insurance from L Brice Ray Agency Inc - State Farm Insurance Agent around Central Islip or compare health insurance companies in New York, Long-Term Disability Coverage for everybody near Suffolk county, find the best agent for Homeowner's insurance or renter's insurance near you...any questions?
Description:
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Who we are:
We are insurance agency from Central Islip city in New York that sells auto insurance in Suffolk county, home, life and business insurance, and other types of insurance. Does this insurer or agent offer disability insurance - DI, commercial auto insurance - GAP insurance, workers' compensation - workers' comp? You can call (631) 291-4757 and ask.
State (short):
NY = shortcut for New York state!
Agent adress:
118 E Suffolk Ave
ZIP code:
11722
ZIP full:
full ZIP code of Central Islip city not set, you can use 11722 instead
Area code:
631
Location FIPS:
36103
Location MSA:
In the United States, the MSA (metropolitan statistical area) is a geographical region. Some MSA's around Central Islip contain more than one large city.
Location PMSA:
5380
Everybody looks for the best possible deal on car insurance rates in Central Islip! When purchasing a new/old car or if you're just switching car insurance company (agent, insurance broker), getting car insurance quotes online can be a quick and smooth way to compare auto insurance rates. When to switch car insurance? There are many reasons for the cancellation, such as: poor customer service, inadequate or exhausted price, poor or very negative company reviews, increased rates, and major life changes.
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"L Brice Ray Agency Inc"

Central Islip New York

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