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Why are other insurance quotes upwards of $150/month for an older car

Car insurance rates for a   Maxima Nissan in   Goodman Missouri

Estimated cost for car insurance $100 dollars.

personal driver for the weekends, when im off work.


Why are other insurance quotes upwards of $150/month for an older car?

This is because older cars are generally worth less and therefore cost less to insure. However, the amount you pay for your car insurance will also depend on a number of other factors, such as your driving history, the type of car you drive, and where you live.


Understanding High Insurance Rates for an Older Car like Maxima Nissan in Goodman, Missouri

When it comes to insuring an older car like a Nissan Maxima, especially in a location like Goodman, Missouri, there can be a variety of factors that contribute to higher than expected insurance rates. Here, we’ll break down a few of these factors:

1. The Specific Location

Goodman, Missouri, like any other location, has unique characteristics that insurers consider when determining rates. This can include the local crime rate, particularly auto theft, the number of uninsured drivers on the road, the general traffic conditions and accident rates, and even weather patterns, which can affect road safety.

2. The Vehicle Model

Even if the Nissan Maxima is an older model, it may still be more expensive to insure due to factors such as its safety ratings, the cost of repairs, and the likelihood of theft. For instance, if parts for this particular model are harder to find or more expensive, this can increase insurance premiums.

3. The Driver's Profile

Insurance companies also factor in personal details of the driver like their age, driving history, and credit score. If a driver is younger, has past accidents or traffic violations, or has a low credit score, these could contribute to higher insurance rates.

4. The Coverage Type

The type of coverage you opt for can significantly influence your premium. Comprehensive and collision coverages will certainly cost more than a liability-only policy. If you're choosing higher coverage limits or lower deductibles, your premium will also be higher.

Let's break down the average cost of insuring a Nissan Maxima in Missouri using a variety of factors:

Age Group Average Annual Premium
Teens $5,610
20s $2,300
30s $1,810
40s $1,750
50s $1,690
60s $1,710
70s $1,980

Source: CarInsurance.com

Please note these are rough averages and actual costs can vary based on the individual's driving profile, coverage options, and other factors.

If you find that your quotes are higher than you'd expect or can afford, it may be worth shopping around to compare prices from various providers, adjusting your coverage options, or exploring discounts (like safe driver or bundling discounts) that you may qualify for.

Ready to compare? Use this link to compare car insurance quotes and find the best deal for your Nissan Maxima in Goodman, Missouri.

Remember, while cost is an important factor, it's crucial to ensure you have sufficient coverage to protect yourself financially in the event of an accident or damage to your vehicle.


Lowest rates in Missouri $212
Average rates in Missouri $1058
Highest rates in Missouri $3.703
Please note that these prices are indicative only and costs may vary depending on the type of policy and an insurance agent you choose.
The content "Why are other insurance quotes upwards of $150/month for an older car" has been written 2 years 3 months ago. Demonstrate your skills and willingness to help and answer right now! Issue is related to the location of Goodman, Missouri & vehicle model: Maxima, Nissan. Are you an insurance agent (living around Goodman, Missouri) who can offer auto insurance quotes online? As an insurer, you can offer insurance quotes (free). Expected or offered car insurance price is around or under 100 dollars. Latest answer commented 2 years ago.

Commissioner

  • Chlora Lindley-MyersDirector
  • (Midwest Zone)
  • Department of Insurance
  • Fin. Institutions & Prof. Registration (DIFP)
  • PO Box 690
  • Jefferson City, Missouri 65102-0690
  • Phone: 573.751.4126
  • Fax: 573.751.1165
  • Street Address:
  • 301 West High Street, Suite 530
  • Jefferson City, Missouri 65101

Department of Insurance

To request professional legal assistance with an insurance question or file an insurance-related complaint online, please visit website of - State insurance commissioners.

Would you like to know if an insurance company is licensed in Goodman, Missouri or any other U.S State? How much does Nissan, Maxima car insurance cost? To speak (chat) with a Division of Insurance Consumer Services representative please follow the link above.

Remember, your Nissan, Maxima car insurance has to be purchased through an agent licensed in your State.
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Learn more about rates and terms for your Nissan, Maxima and find the cheapest car insurance quotes in Goodman, Missouri and other U.S. states to fit your needs and family budget. Understanding car insurance average rates in Goodman can help find a good, cheap car insurance policy and a great way to save some money. Would you like to pay less than 100$ for liability insurance in your state? You can lower your monthly insurance payments by 10 - 30%. How? By doing any of the following.

Ask for better quotes - online

The states with the cheapest car insurance has average rates for this vehicle around $30 dollars, and the states with the most expensive rates are around $220 a month/year. The right discount can save you hundreds of dollars off your car insurance bill. Auto insurance companies in Goodman, Missouri use rating factors, to determine how much to charge you for coverage. These rating factors include: the make, model and year of your Nissan, Maxima and similar vehicles.

Myths about car insurance

How much do you pay to insure your Nissan, Maxima? Car insurance rates among states vary widely and insurance companies need to figure out if the applicant is too risky for them to insure. Auto insurance is very expensive, probably one of the most costly part of driving. How much do you pay for your policy in Goodman, Missouri? 100$? More or less?
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Minimum insurance requirements

All Missouri drivers are required to purchase and maintain the following minimum amounts of liability coverage:

  • $25,000 for bodily injuryper person.
  • $50,000 for total bodily injury (when multiple people are injured).
  • $10,000 for total property damage.
The last answer was written 2 years ago by Last answer

Comments: answer or ask!

"Why are other insurance quotes upwards of $150/month for an older car"

Goodman Maxima Missouri Nissan

Written by Counselor
Mon, 10/03/2022 - 21:24

Why are other insurance quotes upwards of $150/month for an older car?

This is because older cars are generally worth less and therefore cost less to insure. However, the amount you pay for your car insurance will also depend on a number of other factors, such as your driving history, the type of car you drive, and where you live.

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