Need a quick quote on a 1992 Honda Civic LX.
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Lowest Rates
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Average Rates
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|---|---|---|
| Average Drivers | $437 | $624 |
| Good Drivers | $249 | $374 |
| Teen Drivers | $748 | $1,185 |
| Bad Credit | $686 | $873 |
The 1992 Honda Civic LX: A Classic Car's Insurance Puzzle
The 1992 Honda Civic LX, a classic car that has stood the test of time, is a vehicle that many car enthusiasts still cherish today. However, insuring this vintage beauty can be a bit of a conundrum. The insurance costs can vary significantly based on numerous factors, including the location, the coverage chosen, and the insurance company itself.
Key Facts to Consider:
- The 1992 Honda Civic LX is considered a classic car, which can influence insurance prices.
- The location of the car owner can significantly affect the insurance costs.
- Different insurance companies offer varying coverage options and prices for the same vehicle.
- The condition of the vehicle and any modifications made can also impact the insurance costs.
The Influence of Location on Insurance Costs
The location where the car is primarily used and stored plays a significant role in determining the insurance costs. For instance, insuring a 1992 Honda Civic LX in New York City might cost around $120 per month, while the same car might only cost $80 per month to insure in rural Nebraska. This is due to factors such as the risk of theft, the likelihood of accidents, and the general cost of living in different cities.
Comparing Coverage Options and Prices
When it comes to car insurance, the coverage options chosen can significantly affect the prices. For example, a basic liability coverage policy for a 1992 Honda Civic LX might cost around $65 per month with State Farm, while a comprehensive coverage policy with the same company might cost around $105 per month. On the other hand, Geico might offer the same basic coverage for $60 per month and the comprehensive coverage for $100 per month.
The Impact of Vehicle Condition and Modifications
The condition of the 1992 Honda Civic LX and any modifications made to it can also influence the insurance costs. For instance, a car in excellent condition with no modifications might cost around $90 per month to insure with Allstate, while the same car with a custom paint job and aftermarket parts might cost around $110 per month.
Hunting for the Cheapest Car Insurance
Finding the cheapest car insurance for a 1992 Honda Civic LX requires some research and comparison. For instance, Progressive might offer a basic coverage policy for $55 per month, while Liberty Mutual might offer the same coverage for $50 per month. However, it's essential to consider the reputation and customer service of the insurance company, not just the prices.
In conclusion, insuring a 1992 Honda Civic LX is not a straightforward task. The costs can vary significantly based on the location, the coverage chosen, the condition of the vehicle, and the insurance company itself. Therefore, it's crucial to do thorough research and compare different options before making a decision.
- Dave Jones, Commissioner
- (Chair, Western Zone)
- California Department of Insurance
- 300 Capitol Mall, Suite 1700
- Sacramento, California 95814
- Phone: 916.492.3500
- Fax: 916.445.5280
- 45 Fremont Street, 23rd Floor
- San Francisco, California 94105
- Phone: 415.538.4010
- Fax: 415.904.5889
- 300 South Spring Street
- South Tower
- Los Angeles, California 90013
- Phone: 213.346.6464
- Fax: 213.897.9051
Department of Insurance
To request professional legal assistance with an insurance question or file an insurance-related complaint online, please visit website of - State insurance commissioners. Would you like to know if an insurance company is licensed in Ontario or any other U.S State? How much does Honda car insurance cost? To speak (chat) with a Division of Insurance Consumer Services representative please follow the link above. Remember, your Honda car insurance has to be purchased through an agent licensed in your State.
