What kinds of car insurance coverages are required in your state?
Car insurance rates for a Bmw Renault Škoda Toyota in Alaska California Colorado Florida

Estimated cost for car insurance $1 dollars.

As you probably know, there are many types of auto insurance coverage. While most of these insurance products are optional, certain coverages are generally required by state law. Uninsured/underinsured motorist coverage is one of the optional insurance coverages, but may also be required by your state. Always check for most actual information about car insurance law in your state! Damages to other vehicles that you cause while driving a motor vehicle, does not cover basic liability insurance. It does: Collision coverage, comprehensive coverage, rental reimbursement coverage, towing and labor coverage, glass coverage and other optional coverages.

Your car insurance policy will cover you and your family members, while driving your own "insured" vehicle or someone else’s car with his permission...

Some car insurance companies in the United States let you customize your policy with coverage options that fit exactly your needs, such as:

Small Claim Forgiveness: with this feature, your auto insurance rates will never change because of a small traffic accident, if it was your own fault.
Comprehensive Claims Forgiveness: Car accidents happen, even to the best drivers. If you have a solid driving record, you deserve a little credit. That's why GEICO offer accident forgiveness.
Towing & Roadside Assistance: Nationwide roadside assistance provides 24/7 emergency help - true or not?
Car Rental Reimbursement: Do you need a rental vehicle after an accident? For example, if your car is damaged in an accident that's covered by your insurance policy, your rental reimbursement coverage will typically help pay for the rental car.

Minimum liability insurance requirements by state!

What are the minimum liability insurance requirements for private passenger vehicles in your U.S state? Most US states require a motor vehicle owner to carry at least minimum level of liability insurance (state's minimum). Virginia, New Hampshire and Mississippi are the only states that do not require to carry car insurance. Another question is...is minimum car insurance coverage enough for you, your car and your family budget? If you’re looking for the cheapest car insurance, you may even be tempted to buy a state minimum plan (basic liability insurance). Is it a good idea?

State	Minimum car insurance limits
Alabama	Liability: 25/50/25
Alaska	Liability: 50/100/25
Arizona	Liability: 15/30/10
Arkansas	Liability: 25/50/25
California	Liability: 15/30/5
Colorado	Liability: 25/50/15
Connecticut	Liability: 20/40/10 UM/UIM BI: 20/40
Delaware	Liability: 15/30/10 PIP: 15/30
District of Columbia	Liability: 25/50/10 UM BI: 25/50 UMPD: $5,000
Florida	Liability: 10/20/10 PIP: $10,000 BI liability not required by Florida but many carriers require 10/20
Georgia	Liability: 25/50/25
Hawaii	Liability: 20/40/10 PIP or PPO: $10,000
Idaho	Liability: 25/50/15
Illinois	Liability: 25/50/20 UM BI: 25/50
Indiana	Liability: 25/50/10
Iowa	Liability: 20/40/15
Kansas	Liability: 25/50/25 UM/UIM BI: 25/50 PIP: $4,500 medical/$900 work loss
Kentucky	Liability: 25/50/10 PIP: $10,000
Louisiana	Liability: 15/30/25
Maine	Liability: 50/100/25 UM/UIM BI: 50/100 Medical payments: $2,000
Maryland	Liability: 30/60/15 UM/UIM BI: 30/60 UMPD: $15,000 PIP $2,500
Massachusetts	Liability: 20/40/5 UM/UIM BI: 20/40 PIP: $8,000
Michigan	Liability: 20/40/10 PIP: Medical and work loss PPI: $1,000,000
Minnesota	Liability: 30/60/10 UM/UIM BI: 25/50 PIP: $40,000
Mississippi	Liability: 25/50/25
Missouri	Liability: 25/50/10 UM BI: 25/50
Montana	Liability: 25/50/20
Nebraska	Liability: 25/50/25 UM/UIM BI: 25/50
Nevada	Liability: 15/30/10
New Hampshire *	Liability: 25/50/25 UM/UIM BI: 25/50 Medical payments: $1,000 * Car Insurance is not mandatory in the State of New Hampshire
New Jersey	Liability: 15/30/5 (standard policy) UM/UIM BI: 15/30 UMPD: $5,000 PIP: $15,000
New Mexico	Liability: 25/50/10
New York	Liability: 25/50/10 UM BI: 25/50 PIP: $50,000
North Carolina	Liability: 30/60/25 UM BI: 30/60 UMPD: $25,000
North Dakota	Liability: 25/50/25 UM/UIM BI: 25/50 PIP: $30,000
Ohio	Liability: 25/50/25
Oklahoma	Liability: 25/50/25
Oregon	Liability: 25/50/20 UM BI: 25/50 PIP: $15,000
Pennsylania	Liability: 15/30/5 First party benefits (PIP): $5,000
Rhode Island	Liability: 25/50/25
South Carolina	Liability: 25/50/25 UM BI: 25/50 UMPD: $25,000
South Dakota	Liability: 25/50/25 UM/UIM BI: 25/50
Tennessee	Liability: 25/50/15
Texas	Liability: 30/60/25
Utah	Liability: 25/65/15 PIP: $3,000
Vermont	Liability: 25/50/10 UM/UIM BI: 50/100 UMPD: $10,000
Virginia	Liability: 25/50/20 UM/UIM BI: 25/50 UMPD: $20,000
Washington	Liability: 25/50/10
West Virginia	Liability: 25/50/25 UM BI: 25/50 UMPD: $25,000
Wisconsin	Liability: 25/50/10 UM BI: 25/50
Wyoming	Liability: 25/50/20

Average car insurance rates by state in 2017

Rank	U.S State	Premium
1	Michigan	$2,465
2	Louisiana	$1,928
3	Connecticut	$1,897
4	Rhode Island	$1,848
5	Florida	$1,841
6	DC	$1,692
7	California	$1,651
8	Wyoming	$1,538
9	Delaware	$1,526
10	Texas	$1,506
11	Oklahoma	$1,476
12	Georgia	$1,444
13	Arkansas	$1,409
14	New Jersey	$1,375
15	West Virginia	$1,369
16	Kentucky	$1,368
17	New York	$1,352
18	Colorado	$1,351
19	Arizona	$1,348
20	Nevada	$1,346
21	Maryland	$1,327
22	Mississippi	$1,326
23	Pennsylvania	$1,313
24	Oregon	$1,308
25	Hawaii	$1,292
26	North Dakota	$1,291
27	South Carolina	$1,286
28	Massachusetts	$1,242
29	Minnesota	$1,241
30	Alabama	$1,226
31	Montana	$1,217
32	Washington	$1,218
33	New Mexico	$1,201
34	Kansas	$1,194
35	Tennessee	$1,186
36	Illinois	$1,161
37	Wisconsin	$1,154
38	Alaska	$1,132
39	New Hampshire	$1,125
40	Nebraska	$1,112
41	Missouri	$1,111
42	Utah	$1,068
43	South Dakota	$1,068
44	Virginia	$1,042
45	Indiana	$1,021
46	Iowa	$1,018
47	North Carolina	$1,010
48	Vermont	$948
49	Idaho	$940
50	Ohio	$915
51	Maine	$860

^{Remember, there are unpleasant consequences while driving a vehicle with suspended (invalid) registration!}

The content "What kinds of car insurance coverages are required in your state?" has been written 7 years 2 months ago. Demonstrate your skills and willingness to help and answer right now! Issue is related to the location of Alaska, California, Colorado, Florida & vehicle model: Bmw, Renault, Škoda, Toyota. Are you an insurance agent (living around Alaska, California, Colorado, Florida) who can offer auto insurance quotes online? As an insurer, you can offer insurance quotes (free). Expected or offered car insurance price is around or under 1 dollars. Latest answer commented 7 years 2 months ago.

Commissioner

Dave Jones, Commissioner
(Chair, Western Zone)
California Department of Insurance
300 Capitol Mall, Suite 1700
Sacramento, California 95814
Phone: 916.492.3500
Fax: 916.445.5280
45 Fremont Street, 23rd Floor
San Francisco, California 94105
Phone: 415.538.4010
Fax: 415.904.5889
300 South Spring Street
South Tower
Los Angeles, California 90013
Phone: 213.346.6464
Fax: 213.897.9051

Department of Insurance

To request professional legal assistance with an insurance question or file an insurance-related complaint online, please visit website of

California department of insurance

- State insurance commissioners.

Would you like to know if an insurance company is licensed in California, Alaska, Florida, Colorado or any other U.S State? How much does Škoda, Renault, Bmw, Toyota car insurance cost? To speak (chat) with a Division of Insurance Consumer Services representative please follow the link above.

Remember, your Škoda, Renault, Bmw, Toyota car insurance has to be purchased through an agent licensed in your State.

How to save on car insurance?

Learn more about rates and terms for your Škoda, Renault, Bmw, Toyota and find the cheapest car insurance quotes in California, Alaska, Florida, Colorado and other U.S. states to fit your needs and family budget. Understanding car insurance average rates in California can help find a good, cheap car insurance policy and a great way to save some money. Would you like to pay less than 1$ for liability insurance in your state? You can lower your monthly insurance payments by 10 - 30%. How? By doing any of the following.

Ask for better quotes - online

The states with the cheapest car insurance has average rates for this vehicle around $0 dollars, and the states with the most expensive rates are around $2 a month/year. The right discount can save you hundreds of dollars off your car insurance bill. Auto insurance companies in California, Alaska, Florida, Colorado use rating factors, to determine how much to charge you for coverage. These rating factors include: the make, model and year of your Škoda, Renault, Bmw, Toyota and similar vehicles.

Myths about car insurance

How much do you pay to insure your Škoda, Renault, Bmw, Toyota? Car insurance rates among states vary widely and insurance companies need to figure out if the applicant is too risky for them to insure. Auto insurance is very expensive, probably one of the most costly part of driving. How much do you pay for your policy in California, Alaska, Florida, Colorado? 1$? More or less?

Find agent near you

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Minimum insurance requirements

The minimum amount of liability insurance you must have on your policy is:

$15,000 for injury/death to one person.
$30,000 for injury/death to more than one person.
$5,000 for damage to property.

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Auto Insurance Rates by Model

Abarth Ac Acura Alfa Romeo Allard Alpina Alpine Alvis Amc Ariel Armstrong-Siddeley Ascari Aston Martin Audi Austin Austin-Healey Autobianchi Auverland Avanti Beijing Bentley Berkeley Bitter Bizzarrini Bmw Brilliance Bristol Bugatti Buick Cadillac Caterham Checker Chevrolet Chrysler Citroen Dacia Daewoo Daf Daihatsu Daimler Datsun De-Tomaso Dkw Dodge Donkervoort Eagle Fairthorpe Ferrari Fiat Fisker Ford Gaz Geely Ginetta Gmc Holden Honda Hudson Humber Hummer Hyundai Infiniti Innocenti Isuzu Italdesign Jaguar Jeep Jensen Kia Koenigsegg Lada Lamborghini Lancia Land Rover Lexus Lincoln Lotec Lotus Luxgen Mahindra Marcos Maserati Matra-Simca Maybach Mazda Mcc Mclaren Mercedes-Benz Mercury Mg Mini Mitsubishi Monteverdi Moretti Morgan Morris Nissan Noble Nsu Oldsmobile Opel Packard Pagani Panoz Peugeot Pininfarina Plymouth Pontiac Porsche Proton Ram Reliant Renault Riley Rolls-Royce Rover Saab Saleen Samsung Saturn Scion Seat Simca Singer Skoda Smart Spyker Ssangyong Ssc Steyr Studebaker Subaru Sunbeam Suzuki Talbot Tata Tatra Tesla Toyota Trabant Triumph Tvr Vauxhall Vector Venturi Volkswagen Volvo Wartburg Westfield Willys-Overland Xedos Zagato Zastava Zaz Zenvo Zil

What kinds of car insurance coverages are required in your state?
Car insurance rates for a Bmw Renault Škoda Toyota in Alaska California Colorado Florida

Estimated cost for car insurance $1 dollars.

Minimum liability insurance requirements by state!