Michigan car insurance law changes & regulations!

Car insurance rates for a   Chrysler Ford Toyota in   Detroit Michigan

Estimated cost for car insurance $4.000 dollars.

We all know, Michigan has the most expensive car insurance rates in the United States. At least some cities like Detroit, Grand Rapids or Warren. Some info servers bringed information, that insurance companies in Michigan make another run at no-fault law changes. Michigan lawmakers look to change "actually overpriced" no-fault auto insurance law. Actually, the Michigan no-fault law mandates that auto insurance companies in the region must pay for all medical expenses for treatment related to a car or truck accident. But only for those who are adequate insured - combination of general liability insurance and no-fault insurance. Insurance Information for Michigan Consumers (pdf document).

No-Fault car insurance in Michigan

1. Personal injury protection
2. Property protection
3. Residual bodily injury/property damage liability insurance

Remember: you do not have to buy collision insurance. If you do not, and you have an accident, you will have to pay for the damages to your car, even if you are not at fault in the traffic accident...Strange? No, it is the fact!

Optional car insurance coverages in Michigan

1. Limited Collision Coverage
2. Standard Collision Coverage
3. Broad Form Collision Coverage

Other Car Insurance coverages in Michigan

1. Comprehensive coverage
2. Uninsured/underinsured driver coverage
3. Towing and labor coverage
4. Rental car coverage

Minimum liability insurance - limits for bodily injury

Michigan minimum liability limits are set with bodily injury at $20,000 per person up to $40,000 total per accident. $10,000 is the minimum for property damage