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How much does auto insurance cost for a 16 year old male?

This question is related to   Amc Chrysler Ford Toyota Colorado Florida North Carolina South Carolina

Estimated cost for car insurance $185 dollars.

You can be sure, that age of a driver is one of the main factors that insurance companies consider when calculate car insurance rates. How your age affects car insurance costs. Why do young (teens and students) and old (senior) drivers pay more for car insurance? There are ways to trim costs on car insurance for 16, 17, 18, 19, 20, 24 - 85 year old drivers. Adding a teen to parents’ policy is usually more affordable and the right way to lower your rates! Generaly, car insurance for people under 25 years of age is typically very high.

How to save money as a young driver?

You may be able - as a teen driver - to save some money on your premium just by having some modern safety features in your vehicle, such as: Driver-side and passenger-side airbags, Automatic seat belts, Anti-Lock Brakes (ABS), A blind-spot detection systems and A lane-departure warning systems. By choosing the right insurer, you can save up to 40% when you compare car insurance rates near you. Teens are considered to be at high risk for filing a claim. That is the main reason, why do 16 year olds pay more for car insurance!

Driver's Age Male Driver Female Driver Average
16 $6,222 $4,621 $5,422
17 $5,482 $4,478 $4,980
18 $4,711 $4,045 $4,378
19 $3,591 $3,070 $3,330
20 $3,287 $2,819 $3,053
21 $2,614 $2,276 $2,446
25 $1,744 $1,750 $1,747
30 $1,522 $1,554 $1,538
35 $1,502 $1,550 $1,526
40 $1,462 $1,518 $1,490
45 $1,433 $1,473 $1,453
55 $1,343 $1,362 $1,352
65 $1,382 $1,398 $1,390
75 $1,628 $1,630 $1,630
85 $1,980 $1,886 $1,933

Car insurance for a 16-year-old female - by state

State

Teen policy rate Parents' policy Parents' policy with teen added
       
Alabama $4,627 $1,168 $2,954
Alaska $3,810 $1,140 $2,878
Arizona $4,188 $0,969 $2,548
Arkansas $4,667 $1,226 $2,766
California $5,293 $1,403 $4,006
Colorado $4,924 $1,051 $2,381
Connecticut $9,601 $1,533 $4,227
Delaware $7,954 $1,476 $3,599
District of Columbia $6,788 $1,563 $2,962
Florida $5,270 $1,404 $3,195
Georgia $4,173 $1,162 $2,783
Hawaii $1,318 $1,060 $1,076
Idaho $3,386 $789,120 $2,208
Illinois $4,186 $950,400 $2,601
Indiana $4,979 $912,000 $2,113
Iowa $3,447 $901,440 $2,188
Kansas $4,418 $1,095 $2,356
Kentucky $5,865 $1,130 $2,525
Louisiana $7,300 $1,579 $4,364
Maine $3,402 $727,680 $1,679
Maryland $4,139 $1,210 $2,871
Massachusetts $4,613 $1,410 $3,099
Michigan $10,200 $2,205 $4,965
Minnesota $4,437 $1,219 $2,313
Mississippi $4,913 $1,169 $2,630
Missouri $3,876 $0,997 $2,014
Montana $5,141 $1,268 $2,818
Nebraska $3,554 $0,994 $2,123
Nevada $5,285 $1,068 $2,364
New Hampshire $3,419 $830,400 $2,066
New Jersey $6,171 $1,294 $3,656
New Mexico $4,561 $1,080 $2,207
New York $4,313 $1,283 $2,822
North Carolina $2,830 $802,560 $2,312
North Dakota $4,298 $1,310 $2,214
Ohio $3,874 $732,480 $1,562
Oklahoma $6,074 $1,349 $2,663
Oregon $6,017 $1,066 $2,325
Pennsylvania $4,386 $1,202 $2,924
Rhode Island $5,979 $2,032 $4,467
South Carolina $4,401 $1,013 $2,338
South Dakota $4,226 $1,037 $1,975
Tennessee $5,563 $1,206 $2,534
Texas $5,223 $1,359 $3,059
Utah $4,524 $897,600 $1,914
Vermont $3,158 $864,000 $1,951
Virginia $3,536 $815,040 $1,989
Washington $4,116 $1,032 $2,361
West Virginia $4,150 $1,473 $3,346
Wisconsin $5,277 $828,480 $1,912
Wyoming $3,968 $1,188 $2,760
Lowest rates in South Carolina $271
Average rates in South Carolina $1356
Highest rates in South Carolina $4.746
Please note that these prices are indicative only and costs may vary depending on the type of policy and an insurance agent you choose.
The content "How much does auto insurance cost for a 16 year old male?" has been written 1 year ago. Demonstrate your skills and willingness to help and answer right now! Issue is related to the location of Colorado, Florida, North Carolina, South Carolina & vehicle model: Amc, Chrysler, Ford, Toyota. Are you an insurance agent (living around Colorado, Florida, North Carolina, South Carolina) who can offer auto insurance quotes online? As an insurer, you can offer insurance quotes (free). Expected or offered car insurance price is around or under 185 dollars. Latest answer commented 1 year ago.

Commissioner

  • Raymond G. FarmerDirector NAIC Secretary-Treasurer 
  • (Southeast Zone)
  • South Carolina Department of Insurance
  • PO Box 100105
  • Columbia, South Carolina 29202-3105 
  • Phone: 803.737.6160
  • Fax: 803.737.6205
  • Street Address:
  • 1201 Main Street, Suite 1000 
  • Columbia, South Carolina 29201

Department of Insurance

To request professional legal assistance with an insurance question or file an insurance-related complaint online, please visit website of - State insurance commissioners.

Would you like to know if an insurance company is licensed in Florida, North Carolina, South Carolina, Colorado or any other U.S State? How much does Ford, Chrysler, Toyota, Amc car insurance cost? To speak (chat) with a Division of Insurance Consumer Services representative please follow the link above.

Remember, your Ford, Chrysler, Toyota, Amc car insurance has to be purchased through an agent licensed in your State.
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Learn more about rates and terms for your Ford, Chrysler, Toyota, Amc and find the cheapest car insurance quotes in Florida, North Carolina, South Carolina, Colorado and other U.S. states to fit your needs and family budget. Understanding car insurance average rates in Florida can help find a good, cheap car insurance policy and a great way to save some money. Would you like to pay less than 185$ for liability insurance in your state? You can lower your monthly insurance payments by 10 - 30%. How? By doing any of the following.

Ask for better quotes - online

The states with the cheapest car insurance has average rates for this vehicle around $56 dollars, and the states with the most expensive rates are around $407 a month/year. The right discount can save you hundreds of dollars off your car insurance bill. Auto insurance companies in Florida, North Carolina, South Carolina, Colorado use rating factors, to determine how much to charge you for coverage. These rating factors include: the make, model and year of your Ford, Chrysler, Toyota, Amc and similar vehicles.

Myths about car insurance

How much do you pay to insure your Ford, Chrysler, Toyota, Amc? Car insurance rates among states vary widely and insurance companies need to figure out if the applicant is too risky for them to insure. Auto insurance is very expensive, probably one of the most costly part of driving. How much do you pay for your policy in Florida, North Carolina, South Carolina, Colorado? 185$? More or less?
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Minimum insurance requirements

In SC, you must have the following minimum liability coverage:

  • $25,000 for bodily injury or death per person.
  • $50,000 total for bodily injury or death per accident.
  • $25,000 for property damage.

In South Carolina, you must have the following minimum uninsured motorist coverage:

  • $25,000 for property damage.
  • $25,000 for bodily injury or death per person.
  • $50,000 for bodily injury or death per accident.
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"How much does auto insurance cost for a 16 year old male?"

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