I guess, i already know, why Detroit residents pay higher auto insurance premiums. But what makes auto insurance rates in Detroit so overstated? Automotive industry (General Motors, Chrysler, Ford) or high crime rates? Can you tell me - each of you - how much do you pay for car insurance in Detroit? I would like to know, who has the cheapest insurance rates in this area. I mean in the whole Michigan! We all know, Michigan state requires us to have no-fault car insurance (combination of PIP/PPI/BI/PD ... wow), which is the main "financial" problem i think.
- Personal Injury Protection (PIP)
- Residual Bodily Injury and Property Damage Liability (BI/PD)
- Property Protection (PPI)
Least expensive cities for car insurance in Michigan
- Ann Arbor quoted $2,178 / year
- Midland quoted $2,185 / year
- Meridian quoted $2,199 / year
- Holland quoted $2,228 / year
- Wyoming quoted $2,345 / year
Most expensive cities for car insurance in Michigan
- Detroit car insurance quotes are around $5,635 yearly
- Dearborn car insurance quotes are around $4,893 yearly
- Southfield car insurance quotes are around $4,685 yearly
- Redford car insurance quotes are around $4,180 yearly
- Flint car insurance quotes are around $4,050 yearly
How insurance cost differs by place
| Rank | City | Average | Percent Difference From Average |
|---|---|---|---|
| 1 | Midland | $2,166 | -26% |
| 2 | Ann Arbor | $2,172 | -26% |
| 3 | Meridian | $2,194 | -25% |
| 4 | Holland | $2,209 | -24% |
| 5 | Wyoming | $2,216 | -24% |
| 6 | Portage | $2,233 | -24% |
| 7 | East Lansing | $2,240 | -23% |
| 8 | Pittsfield | $2,245 | -23% |
| 9 | Kentwood | $2,296 | -21% |
| 10 | Battle Creek | $2,326 | -20% |
| 11 | Bay City | $2,337 | -20% |
| 12 | Grand Rapids | $2,379 | -19% |
| 13 | Kalamazoo | $2,398 | -18% |
| 14 | Muskegon | $2,429 | -17% |
| 15 | Orion | $2,519 | -14% |
| 16 | Lansing | $2,536 | -13% |
| 17 | Rochester Hills | $2,566 | -12% |
| 18 | Independence | $2,573 | -12% |
| 19 | Novi | $2,590 | -11% |
| 20 | Commerce | $2,591 | -11% |
| 21 | Ypsilanti | $2,593 | -11% |
| 22 | Waterford | $2,609 | -11% |
| 23 | Canton | $2,713 | -7% |
| 24 | Troy | $2,779 | -5% |
| 25 | Livonia | $2,820 | -3% |
| 26 | Bloomfield | $2,822 | -3% |
| 27 | Grand Blanc | $2,830 | -3% |
| 28 | Macomb | $2,841 | -3% |
| 29 | West Bloomfield | $2,852 | -2% |
| 30 | St. Clair Shores | $2,867 | -2% |
| 31 | Farmington Hills | $2,868 | -2% |
| 32 | Shelby | $2,882 | -1% |
| Average | $2,920 | 0% | |
| 33 | Royal Oak | $2,922 | 0% |
| 34 | Chesterfield | $2,945 | 1% |
| 35 | Saginaw | $2,972 | 2% |
| 36 | Georgetown | $3,026 | 4% |
| 37 | Clinton Charter Township | $3,045 | 4% |
| 38 | Westland | $3,130 | 7% |
| 39 | Sterling Heights | $3,135 | 7% |
| 40 | Roseville | $3,280 | 12% |
| 41 | Warren | $3,356 | 15% |
| 42 | Taylor | $3,414 | 17% |
| 43 | Lincoln Park | $3,506 | 20% |
| 44 | Dearborn Heights | $3,689 | 26% |
| 45 | Pontiac | $3,819 | 31% |
| 46 | Flint | $3,929 | 35% |
| 47 | Redford | $4,014 | 37% |
| 48 | Southfield | $4,443 | 52% |
| 49 | Dearborn | $4,993 | 71% |
| 50 | Detroit | $5,706 | 95% |
| Study source link |
You can ask for quotes right now, its quick and 100% free!
- Patrick M. McPharlin, Director
- (Midwest Zone)
- Department of Insurance and Financial Services
- PO Box 30220
- Lansing, Michigan 48909-7720
- Phone: 517.284-8800
- Fax: 517.284-8844
- Street Address:
- Mason Building, 8th Floor
- 530 W. Allegan Street
- Lansing, Michigan 48933
Department of Insurance
To request professional legal assistance with an insurance question or file an insurance-related complaint online, please visit website of - State insurance commissioners. Would you like to know if an insurance company is licensed in Detroit, Michigan, Warren, Howell, Ludington or any other U.S State? How much does Chrysler, Ford, Honda car insurance cost? To speak (chat) with a Division of Insurance Consumer Services representative please follow the link above. Remember, your Chrysler, Ford, Honda car insurance has to be purchased through an agent licensed in your State.
Learn more about rates and terms for your Chrysler, Ford, Honda and find the cheapest car insurance quotes in Detroit, Michigan, Warren, Howell, Ludington and other U.S. states to fit your needs and family budget. Understanding car insurance average rates in Detroit can help find a good, cheap car insurance policy and a great way to save some money. Would you like to pay less than 2000$ for liability insurance in your state? You can lower your monthly insurance payments by 10 - 30%. How? By doing any of the following.
Ask for better quotes - online
The states with the cheapest car insurance has average rates for this vehicle around $600 dollars, and the states with the most expensive rates are around $4.400 a month/year. The right discount can save you hundreds of dollars off your car insurance bill. Auto insurance companies in Detroit, Michigan, Warren, Howell, Ludington use rating factors, to determine how much to charge you for coverage. These rating factors include: the make, model and year of your Chrysler, Ford, Honda and similar vehicles.Myths about car insurance
How much do you pay to insure your Chrysler, Ford, Honda? Car insurance rates among states vary widely and insurance companies need to figure out if the applicant is too risky for them to insure. Auto insurance is very expensive, probably one of the most costly part of driving. How much do you pay for your policy in Detroit, Michigan, Warren, Howell, Ludington? 2000$? More or less?
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