Can i put my child (family member) on my car insurance? If I bought my son a car, could I save money this way? How long can i insure my son (daughter, wife) on my auto insurance policy? Is it limited by age? If you want to know the answers to these and many other similar questions, please follow our guide on how to add your children to your auto insurance policy or ask an auto insurance question. Some parents try to reduce the cost of their child's car insurance by adding the child as a named driver. Be aware, some of these practices are unlawful. Not sure? Ask an insurance agent online!
Remember, you should always notify your car insurance company (insurance agent) when you have a teen with a learner’s permit...
- Patrick M. McPharlin, Director
- (Midwest Zone)
- Department of Insurance and Financial Services
- PO Box 30220
- Lansing, Michigan 48909-7720
- Phone: 517.284-8800
- Fax: 517.284-8844
- Street Address:
- Mason Building, 8th Floor
- 530 W. Allegan Street
- Lansing, Michigan 48933
Department of InsuranceTo request professional legal assistance with an insurance question or file an insurance-related complaint online, please visit website of licensed in your State.
Ask for better quotes - onlineThe states with the cheapest car insurance has average rates for this vehicle around $252 dollars, and the states with the most expensive rates are around $1.848 a month/year. The right discount can save you hundreds of dollars off your car insurance bill. Auto insurance companies in Florida, California, Michigan, Nevada use rating factors, to determine how much to charge you for coverage. These rating factors include: the make, model and year of your Toyota, Ford, Focus, Camry and similar vehicles.
Myths about car insuranceHow much do you pay to insure your Toyota, Ford, Focus, Camry? Car insurance rates among states vary widely and insurance companies need to figure out if the applicant is too risky for them to insure. Auto insurance is very expensive, probably one of the most costly part of driving. How much do you pay for your policy in Florida, California, Michigan, Nevada? 840$? More or less?
Minimum insurance requirements
The minimum amounts of BI/PD insurance you must carry in Michigan are:
- $20,000 for injuries or death to an individual.
- $40,000 for injures or death per accident to multiple people.
- $10,000 for property damage in another state.