Skip to main content

What Is Comprehensive Insurance Coverage and What Does It Cover?

This question is related to   Honda Land Rover Colorado Oklahoma

Estimated cost for car insurance $1.000 dollars.

What does comprehensive insurance policy mean? Here you'll learn what comprehensive insurance does and doesn't cover. Comprehensive coverage takes care of damage to your car that is not caused by a collision and helps pay to replace or repair your vehicle if it's stolen or damaged in an incident that's not a traffic accident (vandalism, theft, natural disasters). Collision coverage will help pay your expenses if you lose control on a very slick road and hit a tree or any other obstacle. For the average driver (senior, veteran and even college student), comprehensive is usually a affordable coverage. Comprehensive coverage can be added to your auto insurance policy without collision, but not vice versa. Collision and comprehensive coverage are usually sold as a "discount" package by car insurance companies in the United States. But remember, no U.S state requires you to purchase this coverage types.

Difference between comprehensive coverage and full coverage!

In fact,there is no such thing as "full coverage auto insurance" that covers everything. The right coverage for you should - depending on circumstances - contain general car insurance (liability insurance required by state), comprehensive and collision coverage, Uninsured motorist protection, Underinsured motorist protection, Medical payments coverage, Rental reimbursement, Emergency road service and Gap insurance. What does “Full Coverage" mean? A nicely written definition and explanation is at allstate.com.

What does Personal Injury Protection (PIP) typically cover?

Although the Personal Injury Protection (PIP insurance) is not available in all states, it may be beneficial to have it if you were injured in an traffic accident. PIP expenses generally include medical fees, funeral expenses, hospital bills, disability and lost income. USAA Child Care Expense = $25 per person per day / $750 max. You should always read your policy for more details about your insurance protection. If you live in a state where is PIP coverage required, make sure you're meeting state's minimum requirements.  Wikipedia says: PIP is sometimes referred to as "no-fault" coverage, because the statutes enacting it are generally known as no-fault laws.

U.S States with mandatory PIP coverage
Arkansas Michigan
Delaware Minnesota
Florida New Jersey
Hawaii New York
Kansas North Dakota
Kentucky Oregon
Maryland Pennsylvania
Massachusetts Utah

Progressive: Definition

Definition of comprehensive and collision on progressive.com: With collision coverage, your insurance company pays for damage to your auto when you collide with another vehicle or object. If you hit a car, a pole or another nonliving object, collision coverage will apply. Basic liability insurance for every US state is made up of bodily injury and property damage.

Allstate: What's not covered?

What's not covered by comprehensive coverage? Damage to your car from a collision (traffic accident). Damage to another person's car from a collision. Your or your passengers' medical expenses after an automobile accident. More at allstate.com.

  1. Fire, Theft, Vandalism - it's covered
  2. Natural disasters (hurricane or a tornado) - it's covered
  3. Damage done to your car by animals  (if you hit a wild pig, deer, dog, horse) - it's covered
  4. Falling objects - it's covered
  5. A civil disturbance - it's covered

USAA: Not required by law, but...

Collision and comprehensive coverage policy for damage to your car are not required by law. But, your lender or leasing company may require such coverage if your vehicle is financed or leased. Source: https://www.usaa.com. As long as you're paying leasing installments on your car, the lender usually requires you to have comprehensive and collision coverage.

Související obrázek

How about you? Do you have comprehensive coverage as part of your car insurance plan?

Lowest rates in Colorado $278
Average rates in Colorado $1391
Highest rates in Colorado $4.869
Please note that these prices are indicative only and costs may vary depending on the type of policy and an insurance agent you choose.
The content "What Is Comprehensive Insurance Coverage and What Does It Cover?" has been written 2 years 5 months ago. Demonstrate your skills and willingness to help and answer right now! Issue is related to the location of Colorado, Oklahoma & vehicle model: Honda, Land Rover. Are you an insurance agent (living around Colorado, Oklahoma) who can offer auto insurance quotes online? As an insurer, you can offer insurance quotes (free). Expected or offered car insurance price is around or under 1.000 dollars. Latest answer commented 2 years 5 months ago.

Commissioner

  • Marguerite SalazarCommissioner
  • (Western Zone)
  • Colorado Dept. of Regulatory Agenciess
  • Division of Insurance
  • 1560 Broadway, Suite 850
  • Denver, Colorado 80202
  • Phone: 303.894.7499 
  • Fax 303.894.7455

Department of Insurance

To request professional legal assistance with an insurance question or file an insurance-related complaint online, please visit website of - State insurance commissioners.

Would you like to know if an insurance company is licensed in Colorado, Oklahoma or any other U.S State? How much does Land Rover, Honda car insurance cost? To speak (chat) with a Division of Insurance Consumer Services representative please follow the link above.

Remember, your Land Rover, Honda car insurance has to be purchased through an agent licensed in your State.
unknown 90%
Learn more about rates and terms for your Land Rover, Honda and find the cheapest car insurance quotes in Colorado, Oklahoma and other U.S. states to fit your needs and family budget. Understanding car insurance average rates in Colorado can help find a good, cheap car insurance policy and a great way to save some money. Would you like to pay less than 1000$ for liability insurance in your state? You can lower your monthly insurance payments by 10 - 30%. How? By doing any of the following.

Ask for better quotes - online

The states with the cheapest car insurance has average rates for this vehicle around $300 dollars, and the states with the most expensive rates are around $2.200 a month/year. The right discount can save you hundreds of dollars off your car insurance bill. Auto insurance companies in Colorado, Oklahoma use rating factors, to determine how much to charge you for coverage. These rating factors include: the make, model and year of your Land Rover, Honda and similar vehicles.

Myths about car insurance

How much do you pay to insure your Land Rover, Honda? Car insurance rates among states vary widely and insurance companies need to figure out if the applicant is too risky for them to insure. Auto insurance is very expensive, probably one of the most costly part of driving. How much do you pay for your policy in Colorado, Oklahoma? 1000$? More or less?
Car Insurance:  Abarth Car Insurance:  Ac Car Insurance:  Acura Car Insurance:  Alfa Romeo Car Insurance:  Allard Car Insurance:  Alpina Car Insurance:  Alpine Car Insurance:  Alvis Car Insurance:  Amc Car Insurance:  Ariel Car Insurance:  Armstrong-Siddeley Car Insurance:  Ascari Car Insurance:  Aston Martin Car Insurance:  Audi Car Insurance:  Austin Car Insurance:  Austin-Healey Car Insurance:  Autobianchi Car Insurance:  Auverland Car Insurance:  Avanti Car Insurance:  Beijing Car Insurance:  Bentley Car Insurance:  Berkeley Car Insurance:  Bitter Car Insurance:  Bizzarrini Car Insurance:  Bmw Car Insurance:  Brilliance Car Insurance:  Bristol Car Insurance:  Bugatti Car Insurance:  Buick Car Insurance:  Cadillac Car Insurance:  Caterham Car Insurance:  Checker Car Insurance:  Chevrolet Car Insurance:  Chrysler Car Insurance:  Citroen Car Insurance:  Dacia Car Insurance:  Daewoo Car Insurance:  Daf Car Insurance:  Daihatsu Car Insurance:  Daimler Car Insurance:  Datsun Car Insurance:  De-Tomaso Car Insurance:  Dkw Car Insurance:  Dodge Car Insurance:  Donkervoort Car Insurance:  Eagle Car Insurance:  Fairthorpe Car Insurance:  Ferrari Car Insurance:  Fiat Car Insurance:  Fisker Car Insurance:  Ford Car Insurance:  Gaz Car Insurance:  Geely Car Insurance:  Ginetta Car Insurance:  Gmc Car Insurance:  Holden Car Insurance:  Honda Car Insurance:  Hudson Car Insurance:  Humber Car Insurance:  Hummer Car Insurance:  Hyundai Car Insurance:  Infiniti Car Insurance:  Innocenti Car Insurance:  Isuzu Car Insurance:  Italdesign Car Insurance:  Jaguar Car Insurance:  Jeep Car Insurance:  Jensen Car Insurance:  Kia Car Insurance:  Koenigsegg Car Insurance:  Lada Car Insurance:  Lamborghini Car Insurance:  Lancia Car Insurance:  Land Rover Car Insurance:  Lexus Car Insurance:  Lincoln Car Insurance:  Lotec Car Insurance:  Lotus Car Insurance:  Luxgen Car Insurance:  Mahindra Car Insurance:  Marcos Car Insurance:  Maserati Car Insurance:  Matra-Simca Car Insurance:  Maybach Car Insurance:  Mazda Car Insurance:  Mcc Car Insurance:  Mclaren Car Insurance:  Mercedes-Benz Car Insurance:  Mercury Car Insurance:  Mg Car Insurance:  Mini Car Insurance:  Mitsubishi Car Insurance:  Monteverdi Car Insurance:  Moretti Car Insurance:  Morgan Car Insurance:  Morris Car Insurance:  Nissan Car Insurance:  Noble Car Insurance:  Nsu Car Insurance:  Oldsmobile Car Insurance:  Opel Car Insurance:  Packard Car Insurance:  Pagani Car Insurance:  Panoz Car Insurance:  Peugeot Car Insurance:  Pininfarina Car Insurance:  Plymouth Car Insurance:  Pontiac Car Insurance:  Porsche Car Insurance:  Proton Car Insurance:  Ram Car Insurance:  Reliant Car Insurance:  Renault Car Insurance:  Riley Car Insurance:  Rolls-Royce Car Insurance:  Rover Car Insurance:  Saab Car Insurance:  Saleen Car Insurance:  Samsung Car Insurance:  Saturn Car Insurance:  Scion Car Insurance:  Seat Car Insurance:  Simca Car Insurance:  Singer Car Insurance:  Skoda Car Insurance:  Smart Car Insurance:  Spyker Car Insurance:  Ssangyong Car Insurance:  Ssc Car Insurance:  Steyr Car Insurance:  Studebaker Car Insurance:  Subaru Car Insurance:  Sunbeam Car Insurance:  Suzuki Car Insurance:  Talbot Car Insurance:  Tata Car Insurance:  Tatra Car Insurance:  Tesla Car Insurance:  Toyota Car Insurance:  Trabant Car Insurance:  Triumph Car Insurance:  Tvr Car Insurance:  Vauxhall Car Insurance:  Vector Car Insurance:  Venturi Car Insurance:  Volkswagen Car Insurance:  Volvo Car Insurance:  Wartburg Car Insurance:  Westfield Car Insurance:  Willys-Overland Car Insurance:  Xedos Car Insurance:  Zagato Car Insurance:  Zastava Car Insurance:  Zaz Car Insurance:  Zenvo Car Insurance:  Zil

Minimum insurance requirements

Colorado drivers must have liability coverage at the following minimums:

  • $25,000 per person for bodily injury.
  • $50,000 per accident for bodily injury.
  • $15,000 per accident for property damage.
Do you know the answer?
Are you an agent? Offer a price!
Can you help us with this query?
Write answer now!

Comments: answer or ask!

"What Is Comprehensive Insurance Coverage and What Does It Cover?"

Colorado Honda Land Rover Oklahoma

I agree with Terms & Privacy Policy

Compare Car Insurance Rates: What Is Comprehensive Insurance Coverage and What Does It Cover? & Agents in CO, Aspen

© 2017 carsurer.com