Many people is asking how to cover vandalism through car insurance in your state! You must carry comprehensive auto insurance in order to be fully protected against property damage due to vandalism (defined as “willful or malicious” destruction of your vehicle). Above mentioned "comprehensive insurance - wikipedia" is optional car insurance coverage and covers only non collision-related expenses such as: theft, animal collision, vandalism and natural disasters (weather). But how about your tires? Does basic auto insurance policy cover vandalism and tire damage? The short answer is "no". You must have at least comprehensive auto insurance to be covered against vandals. But do not forget, vandalism is not the only cause of a flat tire. Road debris, over-inflation or very high temperatures can cause tires of your vehicle to blow-outs. Need more information about how to cover vandalism through car insurance? Very nice guide is at dmv.org.
Claims for vandalism & tire-wheel warranty programs
Hve you become the victim of an act of vandalism, immediately take pictures of the damage and notify the police as fast as possible, surely within 24 hours. After that, contact your auto insurance company and file a claim. Forget buying comprehensive coverage from insurance company! There are tire stores, which offer warranty and protection programs (Tire Rack, Tires Plus warranty options, tire and wheel programs from Sonsio), that can be used to cover the costs of replacing your tires. Important: Most of these tire and wheel protection will pay to repair or replace flat tires and damaged wheels that occur due to covered road hazards.
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How about you? Are you covered against vandalism?
- Mike Rothman
- Commissioner of Commerce
- (Midwest Zone)
- Minnesota Department of Commerce
- 85 7th Place East, Suite 500
- St. Paul, Minnesota 55101
- Phone: 651.539.1500
- Fax: 651.539.1547
Department of InsuranceTo request professional legal assistance with an insurance question or file an insurance-related complaint online, please visit website of licensed in your State.
Ask for better quotes - onlineThe states with the cheapest car insurance has average rates for this vehicle around $150 dollars, and the states with the most expensive rates are around $1.100 a month/year. The right discount can save you hundreds of dollars off your car insurance bill. Auto insurance companies in Minneapolis, Minnesota, Utah, Vermont use rating factors, to determine how much to charge you for coverage. These rating factors include: the make, model and year of your Mitsubishi, Daewoo, Citroen, Triumph and similar vehicles.
Myths about car insuranceHow much do you pay to insure your Mitsubishi, Daewoo, Citroen, Triumph? Car insurance rates among states vary widely and insurance companies need to figure out if the applicant is too risky for them to insure. Auto insurance is very expensive, probably one of the most costly part of driving. How much do you pay for your policy in Minneapolis, Minnesota, Utah, Vermont? 500$? More or less?
Minimum insurance requirements
PIP coverage extends to your household family members. Minnesota car insurance laws require you to have the following minimum limits on your PIP:
- $20,000 for medical coverage.
- $20,000 for loss of income.