Does your car insurance cover vandalism? Get the most actual tips for filing auto theft & vandalism claims in Michigan or any other US state. Find out the details of vandalism insurance coverage in your location for your car under comprehensive car insurance. Firstly, in order to be protected against property damage due to vandalism in Michigan, you must carry comprehensive auto insurance coverage, which covers non collision-related expenses such as theft, vandalism, animal collisions or natural disasters (wind, weather, water).
Comprehensive insurance is the only type of auto insurance that will cover your expenses unrelated to accidents...
Read more about the difference between comprehensive and collision insurance. Collision insurance will typically cover events within a motorist's control, while comprehensive coverage generally falls under "acts of god". What happens if you don’t have comprehensive coverage? Without comprehensive coverage, you cannot make a car insurance claim if your vehicle receives damage that is considered “other than collision” damage by your insurer.
Having someone intentionally damage your vehicle can be very frustrating.
Many of these vandalism can be very expensive to repair. We talk about broken windows, scratched paint (carosery), slashed tires, smashed windows, mirrors and headlights, spray painted, stolen hood ornaments and worst types of car vandalism.
Confused? Ask a question!
- Patrick M. McPharlin, Director
- (Midwest Zone)
- Department of Insurance and Financial Services
- PO Box 30220
- Lansing, Michigan 48909-7720
- Phone: 517.284-8800
- Fax: 517.284-8844
- Street Address:
- Mason Building, 8th Floor
- 530 W. Allegan Street
- Lansing, Michigan 48933
Department of InsuranceTo request professional legal assistance with an insurance question or file an insurance-related complaint online, please visit website of licensed in your State.
Ask for better quotes - onlineThe states with the cheapest car insurance has average rates for this vehicle around $36 dollars, and the states with the most expensive rates are around $264 a month/year. The right discount can save you hundreds of dollars off your car insurance bill. Auto insurance companies in Michigan, Denver use rating factors, to determine how much to charge you for coverage. These rating factors include: the make, model and year of your Toyota, Ford, Fusion, Focus and similar vehicles.
Myths about car insuranceHow much do you pay to insure your Toyota, Ford, Fusion, Focus? Car insurance rates among states vary widely and insurance companies need to figure out if the applicant is too risky for them to insure. Auto insurance is very expensive, probably one of the most costly part of driving. How much do you pay for your policy in Michigan, Denver? 120$? More or less?
Minimum insurance requirements
The minimum amounts of BI/PD insurance you must carry in Michigan are:
- $20,000 for injuries or death to an individual.
- $40,000 for injures or death per accident to multiple people.
- $10,000 for property damage in another state.