All Insurance Agents in New York City New York

How to pay less than $369 a year or $31 a month in New York City in 2018?

Who has the cheapest auto insurance quotes in New York city and what are the highest and lowest car insurance rates by ZIP code? New York auto insurance laws require car owners (drivers) to carry liability insurance, personal injury protection (PIP - $50,000 per person) and uninsured motorist bodily injury coverage (UMBI). Who are the best insurance companies in NY based on customer review survey? Well, it depends what you want...Some insurers, such as: State Farm, Allsate or USAA, are well rated for great customer service, others, such as: Travelers, Liberty Mutual, Progressive or GEICO offers perfect claims services. Auto insurance companies in New York city, such as USAA, Progressive, Nationwide or State Farm have the cheapest car insurance rates.

Minimum car insurance requirements in NY

• $25,000 bodily injury liability per person
• $50,000 bodily injury liability per accident
• $10,000 property damage liability per accident
• $50,000 PIP
• $25,000 UMBI per person
• $50,000 UMBI per accident

Optional coverage (may vary):

1. Comprehensive and Collision coverage
2. Medical Payments
3. Additional Personal Injury Protection (APIP - dfs.ny.gov)
4. Roadside Assistance and Rental Car Reimbursement
5. Optional Basic Economic Loss (OBEL)
6. Supplemental Uninsured/Underinsured Motorist Bodily Injury (SUM coverage)

Compare car insurance rates near New York

1. State Farm - take a look at the discounts available in New York
2. Progressive - find an agent from NY
3. Allstate - get all the information you need about car insurance in New York
4. GEICO - New York is a no-fault insurance state
5. USAA - Get started with your auto quote

Trouble getting coverage in New York?

Do you have problems with finding the right car insurance as a New York citizen? When shopping for auto insurance, please remember that comparison is the key to find the best personal accident policy and liability insurance in NY and surroundings. If one, two or three insurance agents from NY are unable to find the right coverage for you and your family, it does not mean that there is no better insurer willing to insure you on a voluntary basis. In New York City, there are a number of auto insurers that mainly specialize in insuring problematic drivers who previously would have not found affordable coverage, due to bad driving record, age of vehicle, being a newly licensed (young, teen, student) driver...

1. GEICO - The GEICO Casualty rating plan for high-risk drivers (detailed PDF document)
2. Titan Insurance - High risk driver insurance information
   • Your driving record & insurance
   • DUI/DWI insurance
   • Proof of insurance/SR-22
   • SR-22 certified insurance cost
   • High risk auto insurance
3. Bristol West is the nonstandard subsidiary of Farmers Insurance (terrible website)
   • Customer Service: 1-888-888-0080, Monday - Friday: 8:00AM - 6:00PM
   • Claims: 1-855-822-3139 Fax

New York car insurance rates by company

Average New York City car insurance rates - men / women

As we already know, auto insurance rates in NY city can vary for the same person with the same coverage limits between different companies and agents. What are the main things that affect your car insurance premium in New York? What are the main things that affect your car insurance premium in New York? Well, prices may vary depending on your driving history and the total number of claims filed in your location (zip code). Below is a list of New York's agents and insurance companies. Choose the right provider, who will suit your needs and respect your family budget. 

What happens if I cancel, reinstate, or get new policy?

Your auto insurance company must notify the New York DMV office electronically, if not, DMV will send you a letter about your insurance. Most car insurance providers allow you to cancel a policy at any time, and many from these insurers do not even charge a fee if you decide to cancel early. If your existing liability insurance lapse and you do not plan to replace it with the new policy, surrender your license plates to the DMV before the lapse.