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1982 Zastava 2101 - car insurance quotes

How much does it cost to insure a  Zastava 2101 1.198 cc in 2023?


Lowest 2101 Rates $383.36
Average 2101 Rates $622.96
Highest 2101 Rates $862.56
Please note that these 1982 Zastava quotations are based on current studies and are indicative only!
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How much does 1982 Zastava 2101 car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Zastava 2101 (this trim level of the 1982 2101) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Zastava 2101 is above $45 a month ($539 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Zastava you drive (http://wikicars.org/en/Zastava_Koral)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Zastava model with 63 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Zastava 2101 if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.
On average, car insurance cost for a 1982 Zastava 2101 is $45 a month, which is around $539 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How much is car insurance for a 42-year-old classic car?

How much is car insurance for a 42-year-old classic car?
If you are an owner of 42-years-old Zastava 2101 classic car, you are a happy holder of a collector's, historic, vintage or even antique car. Older vehicles are typically cheaper to insure because they are less valuable than newer models. This, unfortunately, does not apply to classic, special and historic cars older than 35 years, such as Zastava 2101 made in 1982. How can you lower the cost of your classic car insurance? Limit your mileage and increase your security! Most collectible, antique and classic vehicles are poorly protected against theft. Buy and install a tracking device, alarm or anti-theft system into your 1982 2101. Given that collector and historic automobiles are not just "consumer" vehicles, it is very important to buy a specialised classic car insurance policies to protect these antique vehicles against damage, vandalism and the increased risk of theft.
Zastava 2101, has engine power of 1198 cc, which means it is a medium-powered classic car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates. If you want to lower car insurance rates for your historic or collector's vehicle, be sure you buy one that isn't a high performer. There are some factors to consider when insuring a classic car. Cost of sourcing parts for your model of 1982 Zastava 2101 as well as the cost of repairs. You can also adjust your coverage levels if you would like to lower your premium and monthly payments. If you’re looking for antique car insurance coverage, you might need to find trusted and experienced insurance agent in your area who will assure you car insurance tailored to your specific needs.

Compare 1982 Zastava 2101 car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Zastava, 2101 is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Zastava (made in 1982) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Zastava 2101 auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!
How much is car insurance for a 1982 Zastava 2101 in 2023? As you can see below, the lowest rates are around $479.2, while the highest ones fluctuate around $1006.32 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.
Insurance Company Annual Rates (Estimate*)
GEICO $510
American Family  $498
Erie $498
Progressive $587
State Farm $646
Auto Owners  $574
State Auto  $680
Nationwide $662
Farmers $577
Allstate $819
Safe Auto  $867
MetLife $925
Victoria $981
Allied $692
Liberty Mutual $826
Encompass $1,028
* Just a rough estimate for 1982 Zastava 2101, this trim level of the 1982 2101

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model 2101, make Zastava) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Zastava, 2101 will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?
  • Don't ignore small regional insurers.
  • Review your existing coverage and choose a higher deductible.
  • Shopping around is the key to saving money on car insurance.
  • Negotiate with an agent or directly with auto insurance company.
  • Check for 1982 2101 car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
  • If you don't qualify for these discounts, explore other options available or switch the insurance company.
  • Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 1982 Zastava 2101 auto insurance rates by state!

How much is 1982 Zastava 2101 car insurance by location - rough estimate for model:  , 1198 cc, model body (SUV, Sedan, Truck, Coupe, Hatchback, Crossover, Luxury Car, Convertible, Sports Car, Wagon, Van)
How to calculate premium for Zastava 2101 (1982) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 1982 2101 () car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).
Rank State Lowest Rates Highest Rates
1 Vermont $359 $503
2 Ohio $364 $513
3 Idaho $374 $527
4 Virginia $388 $551
5 Iowa $403 $570
6 New Hampshire $422 $580
7 Wisconsin $426 $594
8 North Dakota $436 $628
9 Indiana $446 $661
10 North Carolina $455 $685
11 Pennsylvania $460 $724
12 Utah $470 $733
13 Maine $474 $748
14 Massachusetts $484 $762
15 Alaska $489 $772
16 Tennessee $494 $791
17 South Dakota $498 $834
18 Nebraska $503 $858
19 Minnesota $508 $872
20 Illinois $508 $887
21 Hawaii $513 $906
22 Alabama $518 $920
23 Oregon $522 $934
24 Missouri $527 $968
25 Washington $551 $1,002
26 South Carolina $556 $1,025
27 Kansas $570 $1,045
28 New Mexico $580 $1,069
29 Arizona $594 $1,078
30 New York $604 $1,083
31 National average $623 $1,097
32 New Jersey $633 $1,131
33 West Virginia $652 $1,140
34 Mississippi $666 $1,155
35 Maryland $680 $1,169
36 Montana $700 $1,193
37 Nevada $714 $1,203
38 Arkansas $724 $1,222
39 Kentucky $728 $1,241
40 Oklahoma $752 $1,256
41 Wyoming $767 $1,265
42 Colorado $786 $1,289
43 Texas $800 $1,299
44 Delaware $819 $1,318
45 Georgia $839 $1,323
46 California $858 $1,337
47 DC $872 $1,347
48 Connecticut $891 $1,361
49 Rhode Island $901 $1,366
50 Florida $915 $1,394
51 Louisiana $934 $1,414
52 Michigan $954 $1,438
* Compare 1982 Zastava 2101 car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Teen driver - how much is car insurance for young drivers?
Is it a good idea for a young driver to drive a car like 1982 Zastava 2101 (Manual transmission, 3400 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Zastava 2101 annual insurance cost for a 16 year old is approximately $1102.16, while the cost of the same coverage for seniors aged 70 - 74 is $507.952. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Zastava, 2101 have 1198 cc, 63 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?
Your AgeAverage Rate (Estimate*)
16 - 19 $1,054
20 - 24 $1,025
25 - 29 $863
30 - 34 $743
35 – 39 $599
40 – 44 $623
45 – 49 $570
50 – 54 $498
55 – 59 $613
60 – 64 $513
65 – 69 $537
70 – 74 $484
75 and more $498
* Rough estimate for teens, adults and seniors who are driving Zastava 2101 (1982)
Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $407 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Zastava, 2101 good for senior drivers? If you have questions or issues relevant to Zastava 2101 or another vehicle, please ask in the discussion.
You know you need to insure your 1982 Rear Zastava, 2101, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Zastava 2101: Exterior Specs, Features & Options

The engine of Zastava, 2101 (4 cyl) is mated to a Manual transmission, that in this case, sends power to the Rear. 2101 model body (SUV, Sedan, Truck, Coupe, Hatchback, Crossover, Luxury Car, Convertible, Sports Car, Wagon, Van), 1198 CC (liter), 63 ps (98.6% of a brake horsepower) is matched to an this trim level of the 1982 2101 for 1982. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Zastava, 2101 has horsepower of 63 ps & 1198 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model this trim level of the 1982 2101 has an engine torque of 87 nm & 3400 rpm. The power and maximum speed of the Zastava 2101 vehicle (sorry, we do not know how fast will Zastava, 2101 accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Zastava, 2101 Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (960 kg is the weight of this model), its engine torque and the engine rotation speed.
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2101, Zastava: specifications

Model body: find all body and trim levels of the Zastava 2101 inside category
Model doors: parameter not set
Model drive: Rear
Model engine bore: The bore represents the size, in terms of diameter, of the cylinder in which a piston travels.
Model engine (cc): 1198
Model engine compression: is a value that represents the ratio of the volume of its combustion chamber from its largest capacity to its smallest capacity. You can find a more detailed explanation on wiki.
Model engine (cyl): 4
Model engine fuel: Gasoline
Model engine position: Front Mid-engine, Rear Mid-engine, Rear-wheel drive, Four-wheel drive, Mid-engine, Front-wheel drive.
Model engine power (ps/hp): 63
Model engine max power (rpm): 5600
Model engine stroke (mm): bore/stroke ratio (cylinder bore diameter, piston stroke)
Model engine torque (nm): 87
Model engine max torque (rpm): 3400
Model engine type: in-line
Model engine (valves per cyl): parameter not set
Model fuel cap: the end of the pipe leading to the petrol tank
Model height: 1450
Model length: 4080
Model Lkm (city): Fuel efficiency in city
Model Lkm (hwy): Fuel efficiency out of city
Model Lkm (mixed): How does the fuel economy of the 1982 2101 looks like?
Model make: Zastava
Model name: 2101
Model seats: Number of seats
Model to 100 (Kph): How fast your 1982 Zastava 2101 accelerates to 100 km/h (0-60 mph)?
Model top speed (kph): We are not sure, what is the top speed of 2101 Zastava 1982, but the engine power is around 1198 cc.
Model Transmission type: Manual
Model trim: What you drive can heavily impacts what you pay for your car insurance. Different trim levels of your 1982 Zastava 2101 with varying engine sizes can increase your insurance premiums based on engine size. Also the more powerful the engine of the vehicle is, the more the premium will be.
Model weight: 960
Model wheelbase: 2430
Model width: 1620
Model year: 1982
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How does the interior of the new 2101 look like? Read our review of the 1982 Zastava 2101 interior and browse photo gallery featuring the interior of this vehicle. Do not forget why you are here - finding lower insurance premiums for the new/used 2101 What you drive can heavily impacts what you pay for your car insurance. Different trim levels of your 1982 Zastava 2101 with varying engine sizes can increase your insurance premiums based on engine size. Also the more powerful the engine of the vehicle is, the more the premium will be. .

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