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2000 Vector M12 - car insurance quotes

How much does it cost to insure a  Vector M12 5.707 cc in 2023?


Lowest M12 Rates $1826.24
Average M12 Rates $2967.64
Highest M12 Rates $4109.04
Please note that these 2000 Vector quotations are based on current studies and are indicative only!
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How much does 2000 Vector M12 car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Vector M12 (this trim level of the 2000 M12) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Vector M12 is above $214 a month ($2.568 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Vector you drive (https://en.wikipedia.org/wiki/Vector_Motors)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Vector model with 491 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Vector M12 if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.
On average, car insurance cost for a 2000 Vector M12 is $214 a month, which is around $2.568 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How does age of your car affect car insurance costs?

2000 Vector M12 is a 24 years old vehicle. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of M12 (2000) are eligible for many discounts for vehicles loaded with a long list of safety features, technology, anti-theft and driver assistance equipement. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern M12 cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control.
Your vehicle's performance is another important factor that determines your auto insurance rates. Vector M12, has engine power of 5707 cc, which means it's a high performance car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates.
Insurance Company New Vehicles * Used Vehicles *
Allied $1,895 $1,826
GEICO $1,393 $1,278
Nationwide $2,032 $1,598
Progressive $845 $685
State Farm $1,141 $845
Texas Farm Bureau $1,895 $1,529
USAA $1,507 $1,278
* Rough estimate for a new vs 24 years old used Vector M12, this trim level of the 2000 M12. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 2000 Vector M12 car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Vector, M12 is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Vector (made in 2000) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Vector M12 auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!
How much is car insurance for a 2000 Vector M12 in 2023? As you can see below, the lowest rates are around $2282.8, while the highest ones fluctuate around $4793.88 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.
Insurance Company Annual Rates (Estimate*)
GEICO $2,431
American Family  $2,374
Erie $2,372
Progressive $2,794
State Farm $3,077
Auto Owners  $2,735
State Auto  $3,242
Nationwide $3,153
Farmers $2,751
Allstate $3,901
Safe Auto  $4,130
MetLife $4,406
Victoria $4,675
Allied $3,299
Liberty Mutual $3,933
Encompass $4,897
* Just a rough estimate for 2000 Vector M12, this trim level of the 2000 M12

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model M12, make Vector) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Vector, M12 will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?
  • Don't ignore small regional insurers.
  • Review your existing coverage and choose a higher deductible.
  • Shopping around is the key to saving money on car insurance.
  • Negotiate with an agent or directly with auto insurance company.
  • Check for 2000 M12 car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
  • If you don't qualify for these discounts, explore other options available or switch the insurance company.
  • Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 2000 Vector M12 auto insurance rates by state!

How much is 2000 Vector M12 car insurance by location - rough estimate for model:  , 5707 cc, Coupe
How to calculate premium for Vector M12 (2000) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 2000 M12 () car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).
Rank State Lowest Rates Highest Rates
1 Vermont $1,712 $2,397
2 Ohio $1,735 $2,443
3 Idaho $1,781 $2,511
4 Virginia $1,849 $2,625
5 Iowa $1,918 $2,717
6 New Hampshire $2,009 $2,762
7 Wisconsin $2,032 $2,831
8 North Dakota $2,077 $2,990
9 Indiana $2,123 $3,150
10 North Carolina $2,169 $3,264
11 Pennsylvania $2,191 $3,447
12 Utah $2,237 $3,493
13 Maine $2,260 $3,561
14 Massachusetts $2,306 $3,630
15 Alaska $2,328 $3,675
16 Tennessee $2,351 $3,767
17 South Dakota $2,374 $3,972
18 Nebraska $2,397 $4,086
19 Minnesota $2,420 $4,155
20 Illinois $2,420 $4,223
21 Hawaii $2,443 $4,314
22 Alabama $2,465 $4,383
23 Oregon $2,488 $4,451
24 Missouri $2,511 $4,611
25 Washington $2,625 $4,771
26 South Carolina $2,648 $4,885
27 Kansas $2,717 $4,977
28 New Mexico $2,762 $5,091
29 Arizona $2,831 $5,136
30 New York $2,876 $5,159
31 National average $2,968 $5,228
32 New Jersey $3,013 $5,387
33 West Virginia $3,105 $5,433
34 Mississippi $3,173 $5,502
35 Maryland $3,242 $5,570
36 Montana $3,333 $5,684
37 Nevada $3,401 $5,730
38 Arkansas $3,447 $5,821
39 Kentucky $3,470 $5,912
40 Oklahoma $3,584 $5,981
41 Wyoming $3,652 $6,027
42 Colorado $3,744 $6,141
43 Texas $3,812 $6,186
44 Delaware $3,904 $6,278
45 Georgia $3,995 $6,301
46 California $4,086 $6,369
47 DC $4,155 $6,415
48 Connecticut $4,246 $6,483
49 Rhode Island $4,292 $6,506
50 Florida $4,360 $6,643
51 Louisiana $4,451 $6,734
52 Michigan $4,543 $6,848
* Compare 2000 Vector M12 car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Teen driver - how much is car insurance for young drivers?
Is it a good idea for a young driver to drive a car like 2000 Vector M12 (Manual transmission, 5200 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Vector M12 annual insurance cost for a 16 year old is approximately $5250.44, while the cost of the same coverage for seniors aged 70 - 74 is $2419.768. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Vector, M12 have 5707 cc, 491 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?
Your AgeAverage Rate (Estimate*)
16 - 19 $5,022
20 - 24 $4,885
25 - 29 $4,109
30 - 34 $3,538
35 – 39 $2,854
40 – 44 $2,968
45 – 49 $2,717
50 – 54 $2,374
55 – 59 $2,922
60 – 64 $2,443
65 – 69 $2,557
70 – 74 $2,306
75 and more $2,374
* Rough estimate for teens, adults and seniors who are driving Vector M12 (2000)
Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $1,940 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Vector, M12 good for senior drivers? If you have questions or issues relevant to Vector M12 or another vehicle, please ask in the discussion.
You know you need to insure your 2000 Rear Vector, M12, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Vector M12: Exterior Specs, Features & Options

The engine of Vector, M12 (12 cyl) is mated to a Manual transmission, that in this case, sends power to the Rear. M12 Coupe, 5707 CC (liter), 491 ps (98.6% of a brake horsepower) is matched to an this trim level of the 2000 M12 for 2000. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Vector, M12 has horsepower of 491 ps & 5707 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model this trim level of the 2000 M12 has an engine torque of 576 nm & 5200 rpm. The power and maximum speed of the Vector M12 vehicle (sorry, we do not know how fast will Vector, M12 accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Vector, M12 Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (1630 kg is the weight of this model), its engine torque and the engine rotation speed.
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M12, Vector: specifications

Model body: Coupe
Model doors: 2
Model drive: Rear
Model engine bore: The bore represents the size, in terms of diameter, of the cylinder in which a piston travels.
Model engine (cc): 5707
Model engine compression: is a value that represents the ratio of the volume of its combustion chamber from its largest capacity to its smallest capacity. You can find a more detailed explanation on wiki.
Model engine (cyl): 12
Model engine fuel: Gasoline
Model engine position: Middle
Model engine power (ps/hp): 491
Model engine max power (rpm): 6800
Model engine stroke (mm): bore/stroke ratio (cylinder bore diameter, piston stroke)
Model engine torque (nm): 576
Model engine max torque (rpm): 5200
Model engine type: V
Model engine (valves per cyl): 4
Model fuel cap: the end of the pipe leading to the petrol tank
Model height: 1140
Model length: 4790
Model Lkm (city): Fuel efficiency in city
Model Lkm (hwy): Fuel efficiency out of city
Model Lkm (mixed): How does the fuel economy of the 2000 M12 looks like?
Model make: Vector
Model name: M12
Model seats: 2
Model to 100 (Kph): How fast your 2000 Vector M12 accelerates to 100 km/h (0-60 mph)?
Model top speed (kph): We are not sure, what is the top speed of M12 Vector 2000, but the engine power is around 5707 cc.
Model Transmission type: Manual
Model trim: What you drive can heavily impacts what you pay for your car insurance. Different trim levels of your 2000 Vector M12 with varying engine sizes can increase your insurance premiums based on engine size. Also the more powerful the engine of the vehicle is, the more the premium will be.
Model weight: 1630
Model wheelbase: 2750
Model width: 2030
Model year: 2000
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How does the interior of the new M12 look like? Read our review of the 2000 Vector M12 interior and browse photo gallery featuring the interior of this vehicle. Do not forget why you are here - finding lower insurance premiums for the new/used M12 What you drive can heavily impacts what you pay for your car insurance. Different trim levels of your 2000 Vector M12 with varying engine sizes can increase your insurance premiums based on engine size. Also the more powerful the engine of the vehicle is, the more the premium will be. .

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