2006 Toyota Land Cruiser - car insurance quotes

How much does it cost to insure a  Toyota Land Cruiser 100 4.2 4.164 cc in 2023?

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The average insurance rate is at $2,249 per year for  adults, $3,731 for  teens and $1,865 for  senior drivers.

How much does 2006 Toyota Land Cruiser car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Toyota Land Cruiser (100 4.2) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Toyota Land Cruiser is above $156 a month ($1.874 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Toyota you drive (https://www.toyota.com/usa/)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Toyota model with 204 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Toyota Land Cruiser if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 2006 Toyota Land Cruiser is $156 a month, which is around $1.874 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How does age of your car affect car insurance costs?

2006 Toyota Land Cruiser is a 18 years old vehicle. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of Land Cruiser (2006) are eligible for many discounts for vehicles loaded with a long list of safety features, technology, anti-theft and driver assistance equipement. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern Land Cruiser cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control.

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Your vehicle's performance is another important factor that determines your auto insurance rates. Toyota Land Cruiser, 100 4.2 has engine power of 4164 cc, which means it's a high performance car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates.

Insurance Company	New Vehicles *	Used Vehicles *
Allied	$1,382	$1,332
GEICO	$1,016	$933
Nationwide	$1,482	$1,166
Progressive	$616	$500
State Farm	$833	$616
Texas Farm Bureau	$1,382	$1,116
USAA	$1,099	$933
* Rough estimate for a new vs 18 years old used Toyota Land Cruiser, 100 4.2. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 2006 Toyota Land Cruiser car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Toyota, Land Cruiser is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Toyota (made in 2006) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Toyota Land Cruiser auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 2006 Toyota Land Cruiser in 2023? As you can see below, the lowest rates are around $1665.6, while the highest ones fluctuate around $3497.76 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$1,774
American Family	$1,732
Erie	$1,731
Progressive	$2,039
State Farm	$2,245
Auto Owners	$1,995
State Auto	$2,365
Nationwide	$2,300
Farmers	$2,007
Allstate	$2,847
Safe Auto	$3,013
MetLife	$3,215
Victoria	$3,411
Allied	$2,407
Liberty Mutual	$2,870
Encompass	$3,573
* Just a rough estimate for 2006 Toyota Land Cruiser, 100 4.2

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model Land Cruiser, make Toyota) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Toyota, Land Cruiser will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 2006 Land Cruiser car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 2006 Toyota Land Cruiser auto insurance rates by state!

How to calculate premium for Toyota Land Cruiser (2006) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 2006 Land Cruiser (100 4.2) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$1,249	$1,749
2	Ohio	$1,266	$1,782
3	Idaho	$1,299	$1,832
4	Virginia	$1,349	$1,915
5	Iowa	$1,399	$1,982
6	New Hampshire	$1,466	$2,015
7	Wisconsin	$1,482	$2,065
8	North Dakota	$1,516	$2,182
9	Indiana	$1,549	$2,299
10	North Carolina	$1,582	$2,382
11	Pennsylvania	$1,599	$2,515
12	Utah	$1,632	$2,548
13	Maine	$1,649	$2,598
14	Massachusetts	$1,682	$2,648
15	Alaska	$1,699	$2,682
16	Tennessee	$1,716	$2,748
17	South Dakota	$1,732	$2,898
18	Nebraska	$1,749	$2,981
19	Minnesota	$1,766	$3,031
20	Illinois	$1,766	$3,081
21	Hawaii	$1,782	$3,148
22	Alabama	$1,799	$3,198
23	Oregon	$1,816	$3,248
24	Missouri	$1,832	$3,365
25	Washington	$1,915	$3,481
26	South Carolina	$1,932	$3,564
27	Kansas	$1,982	$3,631
28	New Mexico	$2,015	$3,714
29	Arizona	$2,065	$3,748
30	New York	$2,099	$3,764
31	National average	$2,165	$3,814
32	New Jersey	$2,199	$3,931
33	West Virginia	$2,265	$3,964
34	Mississippi	$2,315	$4,014
35	Maryland	$2,365	$4,064
36	Montana	$2,432	$4,147
37	Nevada	$2,482	$4,181
38	Arkansas	$2,515	$4,247
39	Kentucky	$2,532	$4,314
40	Oklahoma	$2,615	$4,364
41	Wyoming	$2,665	$4,397
42	Colorado	$2,732	$4,480
43	Texas	$2,782	$4,514
44	Delaware	$2,848	$4,580
45	Georgia	$2,915	$4,597
46	California	$2,981	$4,647
47	DC	$3,031	$4,680
48	Connecticut	$3,098	$4,730
49	Rhode Island	$3,131	$4,747
50	Florida	$3,181	$4,847
51	Louisiana	$3,248	$4,914
52	Michigan	$3,315	$4,997
* Compare 2006 Toyota Land Cruiser car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 2006 Toyota Land Cruiser (electronically controlled automatic, semi-automatic, continuously variable transmissions (CVTs) transmission, 1200 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Toyota Land Cruiser annual insurance cost for a 16 year old is approximately $3830.88, while the cost of the same coverage for seniors aged 70 - 74 is $1765.536. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Toyota, Land Cruiser have 4164 cc, 204 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$3,664
20 - 24	$3,564
25 - 29	$2,998
30 - 34	$2,582
35 – 39	$2,082
40 – 44	$2,165
45 – 49	$1,982
50 – 54	$1,732
55 – 59	$2,132
60 – 64	$1,782
65 – 69	$1,865
70 – 74	$1,682
75 and more	$1,732
* Rough estimate for teens, adults and seniors who are driving Toyota Land Cruiser (2006)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $1,416 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Toyota, Land Cruiser good for senior drivers? If you have questions or issues relevant to Toyota Land Cruiser or another vehicle, please ask in the discussion.

You know you need to insure your 2006 4WD Toyota, Land Cruiser, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Toyota Land Cruiser: Exterior Specs, Features & Options

The engine of Toyota, Land Cruiser (6 cyl) is mated to a electronically controlled automatic, semi-automatic, continuously variable transmissions (CVTs) transmission, that in this case, sends power to the 4WD. Land Cruiser SUV, 4164 CC (liter), 204 ps (98.6% of a brake horsepower) is matched to an 100 4.2 for 2006. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Toyota, Land Cruiser has horsepower of 204 ps & 4164 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model 100 4.2 has an engine torque of 431 nm & 1200 rpm. The power and maximum speed of the Toyota Land Cruiser vehicle (13.6/100 Kph & 170 Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (2520 kg is the weight of this model), its engine torque and the engine rotation speed.