1947 Studebaker Champion - car insurance quotes

How much does it cost to insure a  Studebaker Champion 3.7 Classic, 3.740 cc in 2023?

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The average insurance rate is at $2,020 per year for  adults, $3,351 for  teens and $1,676 for  senior drivers.

How much does 1947 Studebaker Champion car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Studebaker Champion (3.7) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Studebaker Champion is above $140 a month ($1.683 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Studebaker you drive (http://www.studebakerdriversclub.com/index.asp)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Studebaker model with engine power engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Studebaker Champion if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 1947 Studebaker Champion is $140 a month, which is around $1.683 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How much is car insurance for a 78-year-old classic car?

If you are an owner of 78-years-old Studebaker Champion classic car, you are a happy holder of a collector's, historic, vintage or even antique car. Older vehicles are typically cheaper to insure because they are less valuable than newer models. This, unfortunately, does not apply to classic, special and historic cars older than 35 years, such as Studebaker Champion made in 1947. How can you lower the cost of your classic car insurance? Limit your mileage and increase your security! Most collectible, antique and classic vehicles are poorly protected against theft. Buy and install a tracking device, alarm or anti-theft system into your 1947 Champion. Given that collector and historic automobiles are not just "consumer" vehicles, it is very important to buy a specialised classic car insurance policies to protect these antique vehicles against damage, vandalism and the increased risk of theft.

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Your vehicle's performance is another important factor that determines your auto insurance rates. Studebaker Champion, 3.7 has engine power of 3740 cc, which means it's a high performance car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates (). If you are looking for high performance classic car (lots of horsepower) as well as affordable insurance rates for your historic 1947 Studebaker Champion, choose an insurer wisely. If you’re looking for antique car insurance coverage, you might need to find trusted and experienced insurance agent in your area who will assure you car insurance tailored to your specific needs.

Compare 1947 Studebaker Champion car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Studebaker, Champion is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Studebaker (made in 1947) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Studebaker Champion auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 1947 Studebaker Champion in 2023? As you can see below, the lowest rates are around $1496, while the highest ones fluctuate around $3141.6 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$1,593
American Family	$1,556
Erie	$1,554
Progressive	$1,831
State Farm	$2,017
Auto Owners	$1,792
State Auto	$2,124
Nationwide	$2,066
Farmers	$1,803
Allstate	$2,557
Safe Auto	$2,706
MetLife	$2,887
Victoria	$3,064
Allied	$2,162
Liberty Mutual	$2,578
Encompass	$3,209
* Just a rough estimate for 1947 Studebaker Champion, 3.7

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model Champion, make Studebaker) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Studebaker, Champion will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 1947 Champion car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 1947 Studebaker Champion auto insurance rates by state!

How to calculate premium for Studebaker Champion (1947) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 1947 Champion (3.7) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$1,122	$1,571
2	Ohio	$1,137	$1,601
3	Idaho	$1,167	$1,646
4	Virginia	$1,212	$1,720
5	Iowa	$1,257	$1,780
6	New Hampshire	$1,316	$1,810
7	Wisconsin	$1,331	$1,855
8	North Dakota	$1,361	$1,960
9	Indiana	$1,391	$2,064
10	North Carolina	$1,421	$2,139
11	Pennsylvania	$1,436	$2,259
12	Utah	$1,466	$2,289
13	Maine	$1,481	$2,334
14	Massachusetts	$1,511	$2,379
15	Alaska	$1,526	$2,409
16	Tennessee	$1,541	$2,468
17	South Dakota	$1,556	$2,603
18	Nebraska	$1,571	$2,678
19	Minnesota	$1,586	$2,723
20	Illinois	$1,586	$2,768
21	Hawaii	$1,601	$2,827
22	Alabama	$1,616	$2,872
23	Oregon	$1,631	$2,917
24	Missouri	$1,646	$3,022
25	Washington	$1,720	$3,127
26	South Carolina	$1,735	$3,201
27	Kansas	$1,780	$3,261
28	New Mexico	$1,810	$3,336
29	Arizona	$1,855	$3,366
30	New York	$1,885	$3,381
31	National average	$1,945	$3,426
32	New Jersey	$1,975	$3,531
33	West Virginia	$2,035	$3,560
34	Mississippi	$2,079	$3,605
35	Maryland	$2,124	$3,650
36	Montana	$2,184	$3,725
37	Nevada	$2,229	$3,755
38	Arkansas	$2,259	$3,815
39	Kentucky	$2,274	$3,875
40	Oklahoma	$2,349	$3,920
41	Wyoming	$2,394	$3,949
42	Colorado	$2,453	$4,024
43	Texas	$2,498	$4,054
44	Delaware	$2,558	$4,114
45	Georgia	$2,618	$4,129
46	California	$2,678	$4,174
47	DC	$2,723	$4,204
48	Connecticut	$2,783	$4,249
49	Rhode Island	$2,812	$4,264
50	Florida	$2,857	$4,353
51	Louisiana	$2,917	$4,413
52	Michigan	$2,977	$4,488
* Compare 1947 Studebaker Champion car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 1947 Studebaker Champion (electronically controlled automatic, semi-automatic, continuously variable transmissions (CVTs) transmission, basic rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Studebaker Champion annual insurance cost for a 16 year old is approximately $3440.8, while the cost of the same coverage for seniors aged 70 - 74 is $1585.76. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Studebaker, Champion have 3740 cc, engine power ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$3,291
20 - 24	$3,201
25 - 29	$2,693
30 - 34	$2,319
35 – 39	$1,870
40 – 44	$1,945
45 – 49	$1,780
50 – 54	$1,556
55 – 59	$1,915
60 – 64	$1,601
65 – 69	$1,676
70 – 74	$1,511
75 and more	$1,556
* Rough estimate for teens, adults and seniors who are driving Studebaker Champion (1947)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $1,272 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Studebaker, Champion good for senior drivers? If you have questions or issues relevant to Studebaker Champion or another vehicle, please ask in the discussion.

You know you need to insure your 1947 front/rear wheel drive Studebaker, Champion, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Studebaker Champion: Exterior Specs, Features & Options

The engine of Studebaker, Champion (6 cyl) is mated to a electronically controlled automatic, semi-automatic, continuously variable transmissions (CVTs) transmission, that in this case, sends power to the front/rear wheel drive. Champion model body (SUV, Sedan, Truck, Coupe, Hatchback, Crossover, Luxury Car, Convertible, Sports Car, Wagon, Van), 3740 CC (liter), engine power ps (98.6% of a brake horsepower) is matched to an 3.7 for 1947. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Studebaker, Champion has horsepower of engine power ps & 3740 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model 3.7 has an engine torque of parameter not set nm & basic rpm. The power and maximum speed of the Studebaker Champion vehicle (sorry, we do not know how fast will Studebaker, Champion accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Studebaker, Champion Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (parameter not set kg is the weight of this model), its engine torque and the engine rotation speed.