1974 Steyr 126 - car insurance quotes

How much does it cost to insure a  Steyr 126 Classic, 641 cc in 2023?

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The average insurance rate is at $346 per year for  adults, $574 for  teens and $287 for  senior drivers.

How much does 1974 Steyr 126 car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Steyr 126 (this trim level of the 1974 126) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Steyr 126 is above $24 a month ($288 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Steyr you drive (http://www.steyr-motors.com/automotive/)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Steyr model with 24 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Steyr 126 if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 1974 Steyr 126 is $24 a month, which is around $288 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How much is car insurance for a 50-year-old classic car?

If you are an owner of 50-years-old Steyr 126 classic car, you are a happy holder of a collector's, historic, vintage or even antique car. Older vehicles are typically cheaper to insure because they are less valuable than newer models. This, unfortunately, does not apply to classic, special and historic cars older than 35 years, such as Steyr 126 made in 1974. How can you lower the cost of your classic car insurance? Limit your mileage and increase your security! Most collectible, antique and classic vehicles are poorly protected against theft. Buy and install a tracking device, alarm or anti-theft system into your 1974 126. Given that collector and historic automobiles are not just "consumer" vehicles, it is very important to buy a specialised classic car insurance policies to protect these antique vehicles against damage, vandalism and the increased risk of theft.

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Steyr 126, is a classic or historic automobile with engine power lower than 1000 cc (641 cc), which means it's a low-performance vehicle. This is good news in relation to insurance rates. Why? Because insurance companies calculate their rates on a car's horsepower and performance. The final price is, of course, influenced by many other facts (your location, driving history or age), and no single insurer can claim to be the cheapest.

Compare 1974 Steyr 126 car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Steyr, 126 is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Steyr (made in 1974) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Steyr 126 auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 1974 Steyr 126 in 2023? As you can see below, the lowest rates are around $256.4, while the highest ones fluctuate around $538.44 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$273
American Family	$267
Erie	$266
Progressive	$314
State Farm	$346
Auto Owners	$307
State Auto	$364
Nationwide	$354
Farmers	$309
Allstate	$438
Safe Auto	$464
MetLife	$495
Victoria	$525
Allied	$370
Liberty Mutual	$442
Encompass	$550
* Just a rough estimate for 1974 Steyr 126, this trim level of the 1974 126

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model 126, make Steyr) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Steyr, 126 will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 1974 126 car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 1974 Steyr 126 auto insurance rates by state!

How to calculate premium for Steyr 126 (1974) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 1974 126 () car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$192	$269
2	Ohio	$195	$274
3	Idaho	$200	$282
4	Virginia	$208	$295
5	Iowa	$215	$305
6	New Hampshire	$226	$310
7	Wisconsin	$228	$318
8	North Dakota	$233	$336
9	Indiana	$238	$354
10	North Carolina	$244	$367
11	Pennsylvania	$246	$387
12	Utah	$251	$392
13	Maine	$254	$400
14	Massachusetts	$259	$408
15	Alaska	$262	$413
16	Tennessee	$264	$423
17	South Dakota	$267	$446
18	Nebraska	$269	$459
19	Minnesota	$272	$467
20	Illinois	$272	$474
21	Hawaii	$274	$485
22	Alabama	$277	$492
23	Oregon	$279	$500
24	Missouri	$282	$518
25	Washington	$295	$536
26	South Carolina	$297	$549
27	Kansas	$305	$559
28	New Mexico	$310	$572
29	Arizona	$318	$577
30	New York	$323	$579
31	National average	$333	$587
32	New Jersey	$338	$605
33	West Virginia	$349	$610
34	Mississippi	$356	$618
35	Maryland	$364	$626
36	Montana	$374	$638
37	Nevada	$382	$644
38	Arkansas	$387	$654
39	Kentucky	$390	$664
40	Oklahoma	$403	$672
41	Wyoming	$410	$677
42	Colorado	$420	$690
43	Texas	$428	$695
44	Delaware	$438	$705
45	Georgia	$449	$708
46	California	$459	$715
47	DC	$467	$720
48	Connecticut	$477	$728
49	Rhode Island	$482	$731
50	Florida	$490	$746
51	Louisiana	$500	$756
52	Michigan	$510	$769
* Compare 1974 Steyr 126 car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 1974 Steyr 126 (Manual transmission, basic rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Steyr 126 annual insurance cost for a 16 year old is approximately $589.72, while the cost of the same coverage for seniors aged 70 - 74 is $271.784. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Steyr, 126 have 641 cc, 24 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$564
20 - 24	$549
25 - 29	$462
30 - 34	$397
35 – 39	$321
40 – 44	$333
45 – 49	$305
50 – 54	$267
55 – 59	$328
60 – 64	$274
65 – 69	$287
70 – 74	$259
75 and more	$267
* Rough estimate for teens, adults and seniors who are driving Steyr 126 (1974)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $218 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Steyr, 126 good for senior drivers? If you have questions or issues relevant to Steyr 126 or another vehicle, please ask in the discussion.

You know you need to insure your 1974 Rear Steyr, 126, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Steyr 126: Exterior Specs, Features & Options

The engine of Steyr, 126 (2 cyl) is mated to a Manual transmission, that in this case, sends power to the Rear. 126 model body (SUV, Sedan, Truck, Coupe, Hatchback, Crossover, Luxury Car, Convertible, Sports Car, Wagon, Van), 641 CC (liter), 24 ps (98.6% of a brake horsepower) is matched to an this trim level of the 1974 126 for 1974. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Steyr, 126 has horsepower of 24 ps & 641 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model this trim level of the 1974 126 has an engine torque of parameter not set nm & basic rpm. The power and maximum speed of the Steyr 126 vehicle (sorry, we do not know how fast will Steyr, 126 accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Steyr, 126 Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (585 kg is the weight of this model), its engine torque and the engine rotation speed.