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2004 Spyker C8 - car insurance quotes

How much does it cost to insure a  Spyker C8 Spyder 4.172 cc in 2023?


Lowest C8 Rates $1335.04
Average C8 Rates $2169.44
Highest C8 Rates $3003.84
Please note that these 2004 Spyker quotations are based on current studies and are indicative only!
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How much does 2004 Spyker C8 car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Spyker C8 (Spyder) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Spyker C8 is above $156 a month ($1.877 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Spyker you drive (http://www.spykercars.com/)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Spyker model with engine power engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Spyker C8 if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.
On average, car insurance cost for a 2004 Spyker C8 is $156 a month, which is around $1.877 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How does age of your car affect car insurance costs?

2004 Spyker C8 is a 20 years old vehicle. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of C8 (2004) are eligible for many discounts for vehicles loaded with a long list of safety features, technology, anti-theft and driver assistance equipement. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern C8 cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control.
Your vehicle's performance is another important factor that determines your auto insurance rates. Spyker C8, Spyder has engine power of 4172 cc, which means it's a high performance car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates.
Insurance Company New Vehicles * Used Vehicles *
Allied $1,385 $1,335
GEICO $1,018 $935
Nationwide $1,485 $1,168
Progressive $617 $501
State Farm $834 $617
Texas Farm Bureau $1,385 $1,118
USAA $1,101 $935
* Rough estimate for a new vs 20 years old used Spyker C8, Spyder. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 2004 Spyker C8 car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Spyker, C8 is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Spyker (made in 2004) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Spyker C8 auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!
How much is car insurance for a 2004 Spyker C8 in 2023? As you can see below, the lowest rates are around $1668.8, while the highest ones fluctuate around $3504.48 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.
Insurance Company Annual Rates (Estimate*)
GEICO $1,777
American Family  $1,736
Erie $1,734
Progressive $2,043
State Farm $2,250
Auto Owners  $1,999
State Auto  $2,370
Nationwide $2,305
Farmers $2,011
Allstate $2,852
Safe Auto  $3,019
MetLife $3,221
Victoria $3,418
Allied $2,411
Liberty Mutual $2,875
Encompass $3,580
* Just a rough estimate for 2004 Spyker C8, Spyder

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model C8, make Spyker) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Spyker, C8 will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?
  • Don't ignore small regional insurers.
  • Review your existing coverage and choose a higher deductible.
  • Shopping around is the key to saving money on car insurance.
  • Negotiate with an agent or directly with auto insurance company.
  • Check for 2004 C8 car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
  • If you don't qualify for these discounts, explore other options available or switch the insurance company.
  • Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 2004 Spyker C8 auto insurance rates by state!

How much is 2004 Spyker C8 car insurance by location - rough estimate for model:  Spyder, 4172 cc, Convertible
How to calculate premium for Spyker C8 (2004) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 2004 C8 (Spyder) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).
Rank State Lowest Rates Highest Rates
1 Vermont $1,252 $1,752
2 Ohio $1,268 $1,786
3 Idaho $1,302 $1,836
4 Virginia $1,352 $1,919
5 Iowa $1,402 $1,986
6 New Hampshire $1,469 $2,019
7 Wisconsin $1,485 $2,069
8 North Dakota $1,519 $2,186
9 Indiana $1,552 $2,303
10 North Carolina $1,585 $2,386
11 Pennsylvania $1,602 $2,520
12 Utah $1,635 $2,553
13 Maine $1,652 $2,603
14 Massachusetts $1,685 $2,653
15 Alaska $1,702 $2,687
16 Tennessee $1,719 $2,754
17 South Dakota $1,736 $2,904
18 Nebraska $1,752 $2,987
19 Minnesota $1,769 $3,037
20 Illinois $1,769 $3,087
21 Hawaii $1,786 $3,154
22 Alabama $1,802 $3,204
23 Oregon $1,819 $3,254
24 Missouri $1,836 $3,371
25 Washington $1,919 $3,488
26 South Carolina $1,936 $3,571
27 Kansas $1,986 $3,638
28 New Mexico $2,019 $3,721
29 Arizona $2,069 $3,755
30 New York $2,103 $3,771
31 National average $2,169 $3,822
32 New Jersey $2,203 $3,938
33 West Virginia $2,270 $3,972
34 Mississippi $2,320 $4,022
35 Maryland $2,370 $4,072
36 Montana $2,436 $4,155
37 Nevada $2,487 $4,189
38 Arkansas $2,520 $4,255
39 Kentucky $2,537 $4,322
40 Oklahoma $2,620 $4,372
41 Wyoming $2,670 $4,406
42 Colorado $2,737 $4,489
43 Texas $2,787 $4,522
44 Delaware $2,854 $4,589
45 Georgia $2,920 $4,606
46 California $2,987 $4,656
47 DC $3,037 $4,689
48 Connecticut $3,104 $4,739
49 Rhode Island $3,137 $4,756
50 Florida $3,187 $4,856
51 Louisiana $3,254 $4,923
52 Michigan $3,321 $5,006
* Compare 2004 Spyker C8 car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Teen driver - how much is car insurance for young drivers?
Is it a good idea for a young driver to drive a car like 2004 Spyker C8 (electronically controlled automatic, semi-automatic, continuously variable transmissions (CVTs) transmission, basic rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Spyker C8 annual insurance cost for a 16 year old is approximately $3838.24, while the cost of the same coverage for seniors aged 70 - 74 is $1768.928. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Spyker, C8 have 4172 cc, engine power ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?
Your AgeAverage Rate (Estimate*)
16 - 19 $3,671
20 - 24 $3,571
25 - 29 $3,004
30 - 34 $2,587
35 – 39 $2,086
40 – 44 $2,169
45 – 49 $1,986
50 – 54 $1,736
55 – 59 $2,136
60 – 64 $1,786
65 – 69 $1,869
70 – 74 $1,685
75 and more $1,736
* Rough estimate for teens, adults and seniors who are driving Spyker C8 (2004)
Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $1,418 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Spyker, C8 good for senior drivers? If you have questions or issues relevant to Spyker C8 or another vehicle, please ask in the discussion.
You know you need to insure your 2004 Rear Spyker, C8, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Spyker C8: Exterior Specs, Features & Options

The engine of Spyker, C8 (8 cyl) is mated to a electronically controlled automatic, semi-automatic, continuously variable transmissions (CVTs) transmission, that in this case, sends power to the Rear. C8 Convertible, 4172 CC (liter), engine power ps (98.6% of a brake horsepower) is matched to an Spyder for 2004. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Spyker, C8 has horsepower of engine power ps & 4172 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model Spyder has an engine torque of parameter not set nm & basic rpm. The power and maximum speed of the Spyker C8 vehicle (4.8/100 Kph & sorry, we do not know the maximum speed of Spyker, C8 Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (1150 kg is the weight of this model), its engine torque and the engine rotation speed.
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C8, Spyker: specifications

Model body: Convertible
Model doors: 2
Model drive: Rear
Model engine bore: The bore represents the size, in terms of diameter, of the cylinder in which a piston travels.
Model engine (cc): 4172
Model engine compression: is a value that represents the ratio of the volume of its combustion chamber from its largest capacity to its smallest capacity. You can find a more detailed explanation on wiki.
Model engine (cyl): 8
Model engine fuel: Gasoline
Model engine position: Middle
Model engine power (ps/hp): Engine power or horsepower of your Spyker is the maximum power that an engine of C8 or similar models can put out. Engine power can be expressed in kilowatts (Kw) or horsepower (hp/ps).
Model engine max power (rpm): Car manufacturers indicate the power of an engine at different rpms.
Model engine stroke (mm): bore/stroke ratio (cylinder bore diameter, piston stroke)
Model engine torque (nm): Power is in watts, torque is in newton metres and angular speed is in radians. Wikipedia about torque.
Model engine max torque (rpm): Torque (rpm) mean, how fast the C8 vehicle accelerates, its top speed.
Model engine type: in-line
Model engine (valves per cyl): 4
Model fuel cap: 100
Model height: 1090
Model length: 4060
Model Lkm (city): Fuel efficiency in city
Model Lkm (hwy): Fuel efficiency out of city
Model Lkm (mixed): How does the fuel economy of the 2004 C8 looks like?
Model make: Spyker
Model name: C8
Model seats: 2
Model to 100 (Kph): 4.8
Model top speed (kph): We are not sure, what is the top speed of C8 Spyker 2004, but the engine power is around 4172 cc.
Model Transmission type: The cost of the C8 with automatic transmission are usually higher than a manual one. For insurance companies, an automatic gearbox is also more expensive to replace than a manual.
Model trim: Spyder
Model weight: 1150
Model wheelbase: 2580
Model width: 1890
Model year: 2004
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How does the interior of the new C8 look like? Read our review of the 2004 Spyker C8 interior and browse photo gallery featuring the interior of this vehicle. Do not forget why you are here - finding lower insurance premiums for the new/used C8 Spyder.

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