2006 Smart Roadster - car insurance quotes

How much does it cost to insure a  Smart Roadster Brabus 696 cc in 2023?

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The average insurance rate is at $376 per year for  adults, $624 for  teens and $312 for  senior drivers.

How much does 2006 Smart Roadster car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Smart Roadster (Brabus) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Smart Roadster is above $26 a month ($313 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Smart you drive (https://www.smartusa.com/)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Smart model with 101 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Smart Roadster if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 2006 Smart Roadster is $26 a month, which is around $313 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How does age of your car affect car insurance costs?

2006 Smart Roadster is a 19 years old vehicle. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of Roadster (2006) are eligible for many discounts for vehicles loaded with a long list of safety features, technology, anti-theft and driver assistance equipement. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern Roadster cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control.

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Smart Roadster, Brabus has engine power lower than 1000 cc (696 cc), which means it's a low-performance vehicle. This is good news in relation to insurance rates. Why? Because insurance companies calculate their rates on a car's horsepower and performance.

Insurance Company	New Vehicles *	Used Vehicles *
Allied	$231	$223
GEICO	$170	$156
Nationwide	$248	$195
Progressive	$103	$84
State Farm	$139	$103
Texas Farm Bureau	$231	$187
USAA	$184	$156
* Rough estimate for a new vs 19 years old used Smart Roadster, Brabus. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 2006 Smart Roadster car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Smart, Roadster is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Smart (made in 2006) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Smart Roadster auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 2006 Smart Roadster in 2023? As you can see below, the lowest rates are around $278.4, while the highest ones fluctuate around $584.64 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$296
American Family	$290
Erie	$289
Progressive	$341
State Farm	$375
Auto Owners	$334
State Auto	$395
Nationwide	$384
Farmers	$335
Allstate	$476
Safe Auto	$504
MetLife	$537
Victoria	$570
Allied	$402
Liberty Mutual	$480
Encompass	$597
* Just a rough estimate for 2006 Smart Roadster, Brabus

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model Roadster, make Smart) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Smart, Roadster will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 2006 Roadster car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 2006 Smart Roadster auto insurance rates by state!

How to calculate premium for Smart Roadster (2006) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 2006 Roadster (Brabus) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$209	$292
2	Ohio	$212	$298
3	Idaho	$217	$306
4	Virginia	$226	$320
5	Iowa	$234	$331
6	New Hampshire	$245	$337
7	Wisconsin	$248	$345
8	North Dakota	$253	$365
9	Indiana	$259	$384
10	North Carolina	$264	$398
11	Pennsylvania	$267	$420
12	Utah	$273	$426
13	Maine	$276	$434
14	Massachusetts	$281	$443
15	Alaska	$284	$448
16	Tennessee	$287	$459
17	South Dakota	$290	$484
18	Nebraska	$292	$498
19	Minnesota	$295	$507
20	Illinois	$295	$515
21	Hawaii	$298	$526
22	Alabama	$301	$535
23	Oregon	$303	$543
24	Missouri	$306	$562
25	Washington	$320	$582
26	South Carolina	$323	$596
27	Kansas	$331	$607
28	New Mexico	$337	$621
29	Arizona	$345	$626
30	New York	$351	$629
31	National average	$362	$638
32	New Jersey	$367	$657
33	West Virginia	$379	$663
34	Mississippi	$387	$671
35	Maryland	$395	$679
36	Montana	$406	$693
37	Nevada	$415	$699
38	Arkansas	$420	$710
39	Kentucky	$423	$721
40	Oklahoma	$437	$729
41	Wyoming	$445	$735
42	Colorado	$457	$749
43	Texas	$465	$754
44	Delaware	$476	$766
45	Georgia	$487	$768
46	California	$498	$777
47	DC	$507	$782
48	Connecticut	$518	$791
49	Rhode Island	$523	$793
50	Florida	$532	$810
51	Louisiana	$543	$821
52	Michigan	$554	$835
* Compare 2006 Smart Roadster car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 2006 Smart Roadster (Manual transmission, 2500 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Smart Roadster annual insurance cost for a 16 year old is approximately $640.32, while the cost of the same coverage for seniors aged 70 - 74 is $295.104. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Smart, Roadster have 696 cc, 101 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$612
20 - 24	$596
25 - 29	$501
30 - 34	$432
35 – 39	$348
40 – 44	$362
45 – 49	$331
50 – 54	$290
55 – 59	$356
60 – 64	$298
65 – 69	$312
70 – 74	$281
75 and more	$290
* Rough estimate for teens, adults and seniors who are driving Smart Roadster (2006)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $237 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Smart, Roadster good for senior drivers? If you have questions or issues relevant to Smart Roadster or another vehicle, please ask in the discussion.

You know you need to insure your 2006 Rear Smart, Roadster, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Smart Roadster: Exterior Specs, Features & Options

The engine of Smart, Roadster (3 cyl) is mated to a Manual transmission, that in this case, sends power to the Rear. Roadster Roadster, 696 CC (liter), 101 ps (98.6% of a brake horsepower) is matched to an Brabus for 2006. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Smart, Roadster has horsepower of 101 ps & 696 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model Brabus has an engine torque of 130 nm & 2500 rpm. The power and maximum speed of the Smart Roadster vehicle (9.8/100 Kph & 190 Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (965 kg is the weight of this model), its engine torque and the engine rotation speed.