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2008 Škoda Octavia - car insurance quotes

How much does it cost to insure a  Škoda Octavia RS TDi 1.967 cc?


Lowest Octavia Rates $629.44
Average Octavia Rates $1022.84
Highest Octavia Rates $1416.24
Please note that these 2008 Škoda quotations are based on current studies and are indicative only!
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How much does 2008 Škoda Octavia car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2019? Though Škoda Octavia, RS TDi car insurance rates may vary for the same coverage depending on your location, driving history or by your age, the types of coverage are basically the same and differs only in details. The average insurance price of a used Škoda Octavia is above $74 a month ($885 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Škoda you drive (http://www.skoda-auto.com/en)! Your actual auto insurance costs could be higher or lower, if you vehicle is equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Škoda model with 170 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Škoda Octavia if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.
On average, car insurance cost for a 2008 Škoda Octavia is $74 a month, which is around $885 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How does age of your car affect car insurance costs?

2008 Škoda Octavia is a 11 years old vehicle. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of Octavia (2008) are eligible for many discounts for vehicles loaded with a long list of safety features, technology, anti-theft and driver assistance equipement. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern Octavia cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control.
Škoda Octavia, RS TDi has engine power of 1967 cc, which means it is a medium-powered car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates. If you want to lower your car insurance rates, be sure to buy a car that isn't a high performer.
Insurance Company New Vehicles * Used Vehicles *
Allied $653 $629
GEICO $480 $441
Nationwide $700 $551
Progressive $291 $236
State Farm $393 $291
Texas Farm Bureau $653 $527
USAA $519 $441
* Rough estimate for a new vs 11 years old used Škoda Octavia, RS TDi. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 2008 Škoda Octavia car insurance quotes and find out who has the cheapest rates in 2019!

Finding the most affordable car insurance for your Skoda, Octavia is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Škoda (made in 2008) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Škoda Octavia auto insurance quotes in 2019 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!
How much is car insurance for a 2008 Škoda Octavia in 2019? As you can see below, the lowest rates are around $786.8, while the highest ones fluctuate around $1652.28 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.
Insurance Company Annual Rates (Estimate*)
GEICO $838
American Family  $826
Erie $822
Progressive $976
State Farm $1,070
Auto Owners  $944
State Auto  $1,094
Nationwide $1,082
Farmers $976
Allstate $1,338
Safe Auto  $1,456
MetLife $1,534
Victoria $1,613
Allied $1,145
Liberty Mutual $1,377
Encompass $1,672
* Just a rough estimate for 2008 Škoda Octavia, RS TDi

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model Octavia, make Škoda) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2019, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2018, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Skoda, Octavia will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?
  • Don't ignore small regional insurers.
  • Review your existing coverage and choose a higher deductible.
  • Shopping around is the key to saving money on car insurance.
  • Negotiate with an agent or directly with auto insurance company.
  • Check for 2008 Octavia car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
  • If you don't qualify for these discounts, explore other options available or switch the insurance company.
  • Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 2008 Škoda Octavia auto insurance rates by state!

How much is 2008 Škoda Octavia car insurance by location - rough estimate for model:  RS TDi, 1967 cc, model body (SUV, Sedan, Truck, Coupe, Hatchback, Crossover, Luxury Car, Convertible, Sports Car, Wagon, Van)
How to calculate premium for Škoda Octavia (2008) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 2008 Octavia (RS TDi) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).
Rank State Lowest Rates Highest Rates
1 Vermont $590 $826
2 Ohio $598 $842
3 Idaho $614 $865
4 Virginia $637 $905
5 Iowa $661 $936
6 New Hampshire $692 $952
7 Wisconsin $700 $976
8 North Dakota $716 $1,031
9 Indiana $732 $1,086
10 North Carolina $747 $1,125
11 Pennsylvania $755 $1,188
12 Utah $771 $1,204
13 Maine $779 $1,227
14 Massachusetts $795 $1,251
15 Alaska $803 $1,267
16 Tennessee $810 $1,298
17 South Dakota $818 $1,369
18 Nebraska $826 $1,408
19 Minnesota $834 $1,432
20 Illinois $834 $1,456
21 Hawaii $842 $1,487
22 Alabama $850 $1,511
23 Oregon $858 $1,534
24 Missouri $865 $1,589
25 Washington $905 $1,644
26 South Carolina $913 $1,684
27 Kansas $936 $1,715
28 New Mexico $952 $1,755
29 Arizona $976 $1,770
30 New York $991 $1,778
31 National average $1,023 $1,802
32 New Jersey $1,039 $1,857
33 West Virginia $1,070 $1,873
34 Mississippi $1,094 $1,896
35 Maryland $1,117 $1,920
36 Montana $1,149 $1,959
37 Nevada $1,172 $1,975
38 Arkansas $1,188 $2,006
39 Kentucky $1,196 $2,038
40 Oklahoma $1,235 $2,061
41 Wyoming $1,259 $2,077
42 Colorado $1,290 $2,116
43 Texas $1,314 $2,132
44 Delaware $1,345 $2,164
45 Georgia $1,377 $2,172
46 California $1,408 $2,195
47 DC $1,432 $2,211
48 Connecticut $1,463 $2,235
49 Rhode Island $1,479 $2,242
50 Florida $1,503 $2,290
51 Louisiana $1,534 $2,321
52 Michigan $1,566 $2,360
* Compare 2008 Škoda Octavia car insurance rates by location and find out who has the best insurance quotes in your area in 2019! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Teen driver - how much is car insurance for young drivers?
Is it a good idea for a young driver to drive a car like 2008 Škoda Octavia (Manual transmission, 1800 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Škoda Octavia annual insurance cost for a 16 year old is approximately $1809.64, while the cost of the same coverage for seniors aged 70 - 74 is $834.008. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Skoda, Octavia have 1967 cc, 170 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?
Your AgeAverage Rate (Estimate*)
16 - 19 $1,967
20 - 24 $1,762
25 - 29 $1,495
30 - 34 $1,377
35 – 39 $1,220
40 – 44 $1,102
45 – 49 $1,015
50 – 54 $976
55 – 59 $944
60 – 64 $921
65 – 69 $865
70 – 74 $834
75 and more $881
* Rough estimate for teens, adults and seniors who are driving Škoda Octavia (2008)
Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $669 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Skoda, Octavia good for senior drivers? If you have questions or issues relevant to Škoda Octavia or another vehicle, please ask in the discussion.
You know you need to insure your 2008 Front Skoda, Octavia, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Škoda Octavia: Exterior Specs, Features & Options

The engine of Skoda, Octavia (4 cyl) is mated to a Manual transmission, that in this case, sends power to the Front. Octavia model body (SUV, Sedan, Truck, Coupe, Hatchback, Crossover, Luxury Car, Convertible, Sports Car, Wagon, Van), 1967 CC (liter), 170 ps (98.6% of a brake horsepower) is matched to an RS TDi for 2008. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Skoda, Octavia has horsepower of 170 ps & 1967 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model RS TDi has an engine torque of 350 nm & 1800 rpm. The power and maximum speed of the Škoda Octavia vehicle (8.6/100 Kph & 224 Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (1590 kg is the weight of this model), its engine torque and the engine rotation speed.
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Octavia, Škoda: specifications

Model body: find all body and trim levels of the Škoda Octavia inside category
Model doors: 5
Model drive: Front
Model engine bore: 81
Model engine (cc): 1967
Model engine compression: 18.5:1
Model engine (cyl): 4
Model engine fuel: Diesel
Model engine position: Front
Model engine power (ps/hp): 170
Model engine max power (rpm): 4200
Model engine stroke (mm): 95.5
Model engine torque (nm): 350
Model engine max torque (rpm): 1800
Model engine type: in-line
Model engine (valves per cyl): 4
Model fuel cap: 55
Model height: 1460
Model length: 4590
Model Lkm (city): Fuel efficiency in city
Model Lkm (hwy): Fuel efficiency out of city
Model Lkm (mixed): 5.8
Model make: Škoda
Model name: Octavia
Model seats: 5
Model to 100 (Kph): 8.6
Model top speed (kph): 224
Model Transmission type: Manual
Model trim: RS TDi
Model weight: 1590
Model wheelbase: 2580
Model width: 1780
Model year: 2008
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How does the interior of the new Octavia look like? Read our review of the 2008 Škoda Octavia interior and browse photo gallery featuring the interior of this vehicle. Do not forget why you are here - finding lower insurance premiums for the new/used Octavia RS TDi.

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