Skip to main content

2008 Škoda Fabia - car insurance quotes

How much does it cost to insure a  Škoda Fabia 1.2 HTP 1.198 cc in 2023?


Lowest Fabia Rates $383.36
Average Fabia Rates $622.96
Highest Fabia Rates $862.56
Please note that these 2008 Škoda quotations are based on current studies and are indicative only!
unknown 90%
How much does 2008 Škoda Fabia car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Škoda Fabia (1.2 HTP) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Škoda Fabia is above $45 a month ($539 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Škoda you drive (http://www.skoda-auto.com/en)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Škoda model with 60 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Škoda Fabia if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.
On average, car insurance cost for a 2008 Škoda Fabia is $45 a month, which is around $539 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How does age of your car affect car insurance costs?

2008 Škoda Fabia is a 16 years old vehicle. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of Fabia (2008) are eligible for many discounts for vehicles loaded with a long list of safety features, technology, anti-theft and driver assistance equipement. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern Fabia cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control.
Škoda Fabia, 1.2 HTP has engine power of 1198 cc, which means it is a medium-powered car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates. If you want to lower your car insurance rates, be sure to buy a car that isn't a high performer.
Insurance Company New Vehicles * Used Vehicles *
Allied $398 $383
GEICO $292 $268
Nationwide $426 $335
Progressive $177 $144
State Farm $240 $177
Texas Farm Bureau $398 $321
USAA $316 $268
* Rough estimate for a new vs 16 years old used Škoda Fabia, 1.2 HTP. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 2008 Škoda Fabia car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Skoda, Fabia is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Škoda (made in 2008) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Škoda Fabia auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!
How much is car insurance for a 2008 Škoda Fabia in 2023? As you can see below, the lowest rates are around $479.2, while the highest ones fluctuate around $1006.32 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.
Insurance Company Annual Rates (Estimate*)
GEICO $510
American Family  $498
Erie $498
Progressive $587
State Farm $646
Auto Owners  $574
State Auto  $680
Nationwide $662
Farmers $577
Allstate $819
Safe Auto  $867
MetLife $925
Victoria $981
Allied $692
Liberty Mutual $826
Encompass $1,028
* Just a rough estimate for 2008 Škoda Fabia, 1.2 HTP

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model Fabia, make Škoda) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Skoda, Fabia will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?
  • Don't ignore small regional insurers.
  • Review your existing coverage and choose a higher deductible.
  • Shopping around is the key to saving money on car insurance.
  • Negotiate with an agent or directly with auto insurance company.
  • Check for 2008 Fabia car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
  • If you don't qualify for these discounts, explore other options available or switch the insurance company.
  • Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 2008 Škoda Fabia auto insurance rates by state!

How much is 2008 Škoda Fabia car insurance by location - rough estimate for model:  1.2 HTP, 1198 cc, model body (SUV, Sedan, Truck, Coupe, Hatchback, Crossover, Luxury Car, Convertible, Sports Car, Wagon, Van)
How to calculate premium for Škoda Fabia (2008) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 2008 Fabia (1.2 HTP) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).
Rank State Lowest Rates Highest Rates
1 Vermont $359 $503
2 Ohio $364 $513
3 Idaho $374 $527
4 Virginia $388 $551
5 Iowa $403 $570
6 New Hampshire $422 $580
7 Wisconsin $426 $594
8 North Dakota $436 $628
9 Indiana $446 $661
10 North Carolina $455 $685
11 Pennsylvania $460 $724
12 Utah $470 $733
13 Maine $474 $748
14 Massachusetts $484 $762
15 Alaska $489 $772
16 Tennessee $494 $791
17 South Dakota $498 $834
18 Nebraska $503 $858
19 Minnesota $508 $872
20 Illinois $508 $887
21 Hawaii $513 $906
22 Alabama $518 $920
23 Oregon $522 $934
24 Missouri $527 $968
25 Washington $551 $1,002
26 South Carolina $556 $1,025
27 Kansas $570 $1,045
28 New Mexico $580 $1,069
29 Arizona $594 $1,078
30 New York $604 $1,083
31 National average $623 $1,097
32 New Jersey $633 $1,131
33 West Virginia $652 $1,140
34 Mississippi $666 $1,155
35 Maryland $680 $1,169
36 Montana $700 $1,193
37 Nevada $714 $1,203
38 Arkansas $724 $1,222
39 Kentucky $728 $1,241
40 Oklahoma $752 $1,256
41 Wyoming $767 $1,265
42 Colorado $786 $1,289
43 Texas $800 $1,299
44 Delaware $819 $1,318
45 Georgia $839 $1,323
46 California $858 $1,337
47 DC $872 $1,347
48 Connecticut $891 $1,361
49 Rhode Island $901 $1,366
50 Florida $915 $1,394
51 Louisiana $934 $1,414
52 Michigan $954 $1,438
* Compare 2008 Škoda Fabia car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Teen driver - how much is car insurance for young drivers?
Is it a good idea for a young driver to drive a car like 2008 Škoda Fabia (Manual transmission, 3000 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Škoda Fabia annual insurance cost for a 16 year old is approximately $1102.16, while the cost of the same coverage for seniors aged 70 - 74 is $507.952. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Skoda, Fabia have 1198 cc, 60 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?
Your AgeAverage Rate (Estimate*)
16 - 19 $1,054
20 - 24 $1,025
25 - 29 $863
30 - 34 $743
35 – 39 $599
40 – 44 $623
45 – 49 $570
50 – 54 $498
55 – 59 $613
60 – 64 $513
65 – 69 $537
70 – 74 $484
75 and more $498
* Rough estimate for teens, adults and seniors who are driving Škoda Fabia (2008)
Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $407 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Skoda, Fabia good for senior drivers? If you have questions or issues relevant to Škoda Fabia or another vehicle, please ask in the discussion.
You know you need to insure your 2008 Front Skoda, Fabia, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Škoda Fabia: Exterior Specs, Features & Options

The engine of Skoda, Fabia (3 cyl) is mated to a Manual transmission, that in this case, sends power to the Front. Fabia model body (SUV, Sedan, Truck, Coupe, Hatchback, Crossover, Luxury Car, Convertible, Sports Car, Wagon, Van), 1198 CC (liter), 60 ps (98.6% of a brake horsepower) is matched to an 1.2 HTP for 2008. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Skoda, Fabia has horsepower of 60 ps & 1198 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model 1.2 HTP has an engine torque of 109 nm & 3000 rpm. The power and maximum speed of the Škoda Fabia vehicle (16.5/100 Kph & 155 Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (1115 kg is the weight of this model), its engine torque and the engine rotation speed.
Video (YouTube, Facebook, Instagram, MySpace...)

There are no videos (crash tests, overviews, owner reviews, manuals, youtube channels) related to Skoda, Fabia. Add your own Skoda, Fabia interior and exterior video, submit crash test for all models of Fabia 2008. Submit latest video reviews of Škoda 1.2 HTP and NHTSA (National Highway Traffic Safety Administration) crash test ratings & IIHS (Insurance Institute for Highway Safety) ratings and tests.

Register & Login to Add More Videos & Improve This Vehicle Profile - 100% Free

In-page Navigation

Fabia, Škoda: specifications

Model body: find all body and trim levels of the Škoda Fabia inside category
Model doors: 5
Model drive: Front
Model engine bore: 76.5
Model engine (cc): 1198
Model engine compression: is a value that represents the ratio of the volume of its combustion chamber from its largest capacity to its smallest capacity. You can find a more detailed explanation on wiki.
Model engine (cyl): 3
Model engine fuel: Gasoline - Premium
Model engine position: Front
Model engine power (ps/hp): 60
Model engine max power (rpm): 5200
Model engine stroke (mm): 86.9
Model engine torque (nm): 109
Model engine max torque (rpm): 3000
Model engine type: in-line
Model engine (valves per cyl): 4
Model fuel cap: 45
Model height: 1500
Model length: 4000
Model Lkm (city): Fuel efficiency in city
Model Lkm (hwy): Fuel efficiency out of city
Model Lkm (mixed): 5.9
Model make: Škoda
Model name: Fabia
Model seats: 5
Model to 100 (Kph): 16.5
Model top speed (kph): 155
Model Transmission type: Manual
Model trim: 1.2 HTP
Model weight: 1115
Model wheelbase: 2470
Model width: 1650
Model year: 2008
Car Insurance:  Abarth Car Insurance:  Ac Car Insurance:  Acura Car Insurance:  Alfa Romeo Car Insurance:  Allard Car Insurance:  Alpina Car Insurance:  Alpine Car Insurance:  Alvis Car Insurance:  Amc Car Insurance:  Ariel Car Insurance:  Armstrong-Siddeley Car Insurance:  Ascari Car Insurance:  Aston Martin Car Insurance:  Audi Car Insurance:  Austin Car Insurance:  Austin-Healey Car Insurance:  Autobianchi Car Insurance:  Auverland Car Insurance:  Avanti Car Insurance:  Beijing Car Insurance:  Bentley Car Insurance:  Berkeley Car Insurance:  Bitter Car Insurance:  Bizzarrini Car Insurance:  Bmw Car Insurance:  Brilliance Car Insurance:  Bristol Car Insurance:  Bugatti Car Insurance:  Buick Car Insurance:  Cadillac Car Insurance:  Caterham Car Insurance:  Checker Car Insurance:  Chevrolet Car Insurance:  Chrysler Car Insurance:  Citroen Car Insurance:  Dacia Car Insurance:  Daewoo Car Insurance:  Daf Car Insurance:  Daihatsu Car Insurance:  Daimler Car Insurance:  Datsun Car Insurance:  De-Tomaso Car Insurance:  Dkw Car Insurance:  Dodge Car Insurance:  Donkervoort Car Insurance:  Eagle Car Insurance:  Fairthorpe Car Insurance:  Ferrari Car Insurance:  Fiat Car Insurance:  Fisker Car Insurance:  Ford Car Insurance:  Gaz Car Insurance:  Geely Car Insurance:  Ginetta Car Insurance:  Gmc Car Insurance:  Holden Car Insurance:  Honda Car Insurance:  Hudson Car Insurance:  Humber Car Insurance:  Hummer Car Insurance:  Hyundai Car Insurance:  Infiniti Car Insurance:  Innocenti Car Insurance:  Isuzu Car Insurance:  Italdesign Car Insurance:  Jaguar Car Insurance:  Jeep Car Insurance:  Jensen Car Insurance:  Kia Car Insurance:  Koenigsegg Car Insurance:  Lada Car Insurance:  Lamborghini Car Insurance:  Lancia Car Insurance:  Land Rover Car Insurance:  Lexus Car Insurance:  Lincoln Car Insurance:  Lotec Car Insurance:  Lotus Car Insurance:  Luxgen Car Insurance:  Mahindra Car Insurance:  Marcos Car Insurance:  Maserati Car Insurance:  Matra-Simca Car Insurance:  Maybach Car Insurance:  Mazda Car Insurance:  Mcc Car Insurance:  Mclaren Car Insurance:  Mercedes-Benz Car Insurance:  Mercury Car Insurance:  Mg Car Insurance:  Mini Car Insurance:  Mitsubishi Car Insurance:  Monteverdi Car Insurance:  Moretti Car Insurance:  Morgan Car Insurance:  Morris Car Insurance:  Nissan Car Insurance:  Noble Car Insurance:  Nsu Car Insurance:  Oldsmobile Car Insurance:  Opel Car Insurance:  Packard Car Insurance:  Pagani Car Insurance:  Panoz Car Insurance:  Peugeot Car Insurance:  Pininfarina Car Insurance:  Plymouth Car Insurance:  Pontiac Car Insurance:  Porsche Car Insurance:  Proton Car Insurance:  Ram Car Insurance:  Reliant Car Insurance:  Renault Car Insurance:  Riley Car Insurance:  Rolls-Royce Car Insurance:  Rover Car Insurance:  Saab Car Insurance:  Saleen Car Insurance:  Samsung Car Insurance:  Saturn Car Insurance:  Scion Car Insurance:  Seat Car Insurance:  Simca Car Insurance:  Singer Car Insurance:  Skoda Car Insurance:  Smart Car Insurance:  Spyker Car Insurance:  Ssangyong Car Insurance:  Ssc Car Insurance:  Steyr Car Insurance:  Studebaker Car Insurance:  Subaru Car Insurance:  Sunbeam Car Insurance:  Suzuki Car Insurance:  Talbot Car Insurance:  Tata Car Insurance:  Tatra Car Insurance:  Tesla Car Insurance:  Toyota Car Insurance:  Trabant Car Insurance:  Triumph Car Insurance:  Tvr Car Insurance:  Vauxhall Car Insurance:  Vector Car Insurance:  Venturi Car Insurance:  Volkswagen Car Insurance:  Volvo Car Insurance:  Wartburg Car Insurance:  Westfield Car Insurance:  Willys-Overland Car Insurance:  Xedos Car Insurance:  Zagato Car Insurance:  Zastava Car Insurance:  Zaz Car Insurance:  Zenvo Car Insurance:  Zil
How does the interior of the new Fabia look like? Read our review of the 2008 Škoda Fabia interior and browse photo gallery featuring the interior of this vehicle. Do not forget why you are here - finding lower insurance premiums for the new/used Fabia 1.2 HTP.

Comments: Ask a question or get quotes online

"Skoda, Fabia", 1.2 HTP

Fabia Škoda

$
How much do you know about your car Insurance coverage? Find free auto insurance quotes that apply to your area. Ask an Agent!
I agree with Terms & Privacy Policy

Compare Skoda, Fabia car insurance rates (prices): with similar vehicles

© 2017 carsurer.com