2006 Škoda Fabia - car insurance quotes

How much does it cost to insure a  Škoda Fabia 1.2 HTP Classic 1.197 cc in 2023?

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The average insurance rate is at $646 per year for  adults, $1,073 for  teens and $536 for  senior drivers.

How much does 2006 Škoda Fabia car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Škoda Fabia (1.2 HTP Classic) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Škoda Fabia is above $45 a month ($539 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Škoda you drive (http://www.skoda-auto.com/en)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Škoda model with 64 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Škoda Fabia if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 2006 Škoda Fabia is $45 a month, which is around $539 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How does age of your car affect car insurance costs?

2006 Škoda Fabia is a 18 years old vehicle. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of Fabia (2006) are eligible for many discounts for vehicles loaded with a long list of safety features, technology, anti-theft and driver assistance equipement. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern Fabia cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control.

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Škoda Fabia, 1.2 HTP Classic has engine power of 1197 cc, which means it is a medium-powered car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates. If you want to lower your car insurance rates, be sure to buy a car that isn't a high performer.

Insurance Company	New Vehicles *	Used Vehicles *
Allied	$397	$383
GEICO	$292	$268
Nationwide	$426	$335
Progressive	$177	$144
State Farm	$239	$177
Texas Farm Bureau	$397	$321
USAA	$316	$268
* Rough estimate for a new vs 18 years old used Škoda Fabia, 1.2 HTP Classic. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 2006 Škoda Fabia car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Skoda, Fabia is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Škoda (made in 2006) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Škoda Fabia auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 2006 Škoda Fabia in 2023? As you can see below, the lowest rates are around $478.8, while the highest ones fluctuate around $1005.48 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$510
American Family	$498
Erie	$497
Progressive	$586
State Farm	$645
Auto Owners	$574
State Auto	$680
Nationwide	$661
Farmers	$577
Allstate	$818
Safe Auto	$866
MetLife	$924
Victoria	$981
Allied	$692
Liberty Mutual	$825
Encompass	$1,027
* Just a rough estimate for 2006 Škoda Fabia, 1.2 HTP Classic

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model Fabia, make Škoda) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Skoda, Fabia will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 2006 Fabia car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 2006 Škoda Fabia auto insurance rates by state!

How to calculate premium for Škoda Fabia (2006) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 2006 Fabia (1.2 HTP Classic) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$359	$503
2	Ohio	$364	$512
3	Idaho	$373	$527
4	Virginia	$388	$551
5	Iowa	$402	$570
6	New Hampshire	$421	$579
7	Wisconsin	$426	$594
8	North Dakota	$436	$627
9	Indiana	$445	$661
10	North Carolina	$455	$685
11	Pennsylvania	$460	$723
12	Utah	$469	$733
13	Maine	$474	$747
14	Massachusetts	$484	$761
15	Alaska	$488	$771
16	Tennessee	$493	$790
17	South Dakota	$498	$833
18	Nebraska	$503	$857
19	Minnesota	$508	$871
20	Illinois	$508	$886
21	Hawaii	$512	$905
22	Alabama	$517	$919
23	Oregon	$522	$934
24	Missouri	$527	$967
25	Washington	$551	$1,001
26	South Carolina	$555	$1,025
27	Kansas	$570	$1,044
28	New Mexico	$579	$1,068
29	Arizona	$594	$1,077
30	New York	$603	$1,082
31	National average	$622	$1,096
32	New Jersey	$632	$1,130
33	West Virginia	$651	$1,140
34	Mississippi	$666	$1,154
35	Maryland	$680	$1,168
36	Montana	$699	$1,192
37	Nevada	$713	$1,202
38	Arkansas	$723	$1,221
39	Kentucky	$728	$1,240
40	Oklahoma	$752	$1,254
41	Wyoming	$766	$1,264
42	Colorado	$785	$1,288
43	Texas	$800	$1,298
44	Delaware	$819	$1,317
45	Georgia	$838	$1,321
46	California	$857	$1,336
47	DC	$871	$1,345
48	Connecticut	$891	$1,360
49	Rhode Island	$900	$1,365
50	Florida	$915	$1,393
51	Louisiana	$934	$1,412
52	Michigan	$953	$1,436
* Compare 2006 Škoda Fabia car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 2006 Škoda Fabia (Manual transmission, 3000 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Škoda Fabia annual insurance cost for a 16 year old is approximately $1101.24, while the cost of the same coverage for seniors aged 70 - 74 is $507.528. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Skoda, Fabia have 1197 cc, 64 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$1,053
20 - 24	$1,025
25 - 29	$862
30 - 34	$742
35 – 39	$599
40 – 44	$622
45 – 49	$570
50 – 54	$498
55 – 59	$613
60 – 64	$512
65 – 69	$536
70 – 74	$484
75 and more	$498
* Rough estimate for teens, adults and seniors who are driving Škoda Fabia (2006)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $407 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Skoda, Fabia good for senior drivers? If you have questions or issues relevant to Škoda Fabia or another vehicle, please ask in the discussion.

You know you need to insure your 2006 Front Skoda, Fabia, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Škoda Fabia: Exterior Specs, Features & Options

The engine of Skoda, Fabia (3 cyl) is mated to a Manual transmission, that in this case, sends power to the Front. Fabia model body (SUV, Sedan, Truck, Coupe, Hatchback, Crossover, Luxury Car, Convertible, Sports Car, Wagon, Van), 1197 CC (liter), 64 ps (98.6% of a brake horsepower) is matched to an 1.2 HTP Classic for 2006. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Skoda, Fabia has horsepower of 64 ps & 1197 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model 1.2 HTP Classic has an engine torque of 112 nm & 3000 rpm. The power and maximum speed of the Škoda Fabia vehicle (15.9/100 Kph & 160 Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (1135 kg is the weight of this model), its engine torque and the engine rotation speed.