How much does 2017 Rolls-Royce
Ghost Series II car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2021? Though Rolls-Royce Ghost Series II, EWB 4dr Sedan (6.6L 12cyl Turbo 8A) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, the types of coverage are basically the same and differs only in details. The average insurance price of a used Rolls-Royce Ghost Series II is above $248 a month
($2.970 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Rolls-Royce you drive (https://www.rolls-roycemotorcars.com/en-GB/home.html
)! Your actual auto insurance costs could be higher or lower, if you vehicle is equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Rolls-Royce
model with 563 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Rolls-Royce
Ghost Series II if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.
On average, car insurance cost for a 2017 Rolls-Royce Ghost Series II is $248 a month, which is around $2.970 a year. Get personalised quotes from multiple insurance companies using our FREE service!
How does age of your 4 years old Rolls-Royce affect rates?
According to the NHTSA and the 2021 IIHS Top safety pick news, the 2017 Rolls-Royce
Ghost Series II has a fairly good score for safety and comes equipped with a complex suite of modern safety and driver assistance features that may lower your premium. 2017 Ghost Series II is a 4 years old vehicle
, which means it is probably equipped with electronic stability control (ESC), night vision or tracking devices and active/passive disabling devices (anti-theft, alarms). Some of those safety features and anti-theft technologies yield savings, but at most in tens of dollars per year. Discounts for safety features
not only vary by your insurer, they also vary by state. According to recent data and studies, insurance companies in the U.S are not lowering insurance rates for safer, modern and more secure vehicles like this 4-year Rolls-Royce Ghost Series II
. Why? Purchasing a Rolls-Royce Ghost Series II with helpful technology to prevent crashes and theft may reduce your coverage to the price around $2,640 a year, but new car technology and equipement makes cars more costly for insurers to repair or replace. If you borrow money to finance your new Ghost Series II via a loan or lease, you'll probably be required to carry increased coverage. This does not apply to used vehicles.
Your vehicle's performance is another important factor that determines your auto insurance rates. Rolls-Royce Ghost Series II, EWB 4dr Sedan (6.6L 12cyl Turbo 8A) has engine power of 6600 cc, which means it's a high performance car. The downside is that high-powered vehicles such as 4 years old Rolls-Royce are often considered more dangerous by insurance companies and therefore may increase premium rates. If you want to lower your car insurance rates, be sure to buy a car that isn't a high performer.
|Insurance Company ||New Vehicles * ||Used Vehicles *|
|Allied ||$2,191 ||$2,112|
|GEICO ||$1,610 ||$1,478|
|Nationwide ||$2,350 ||$1,848|
|Progressive ||$977 ||$792|
|State Farm ||$1,320 ||$977|
|Texas Farm Bureau ||$2,191 ||$1,769|
|USAA ||$1,742 ||$1,478|
|* Rough estimate for a new vs 4 years old used Rolls-Royce Ghost Series II, EWB 4dr Sedan (6.6L 12cyl Turbo 8A). Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!|
Compare 2017 Rolls-Royce Ghost Series II car insurance quotes and find out who has the cheapest rates in 2021!
Finding the most affordable car insurance for your Rolls-Royce, Ghost Series II
is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Rolls-Royce (made in 2017) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Rolls-Royce Ghost Series II
auto insurance quotes in 2021 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!
How much is car insurance for a 2017 Rolls-Royce Ghost Series II in 2021? As you can see below, the lowest rates are around $2640, while the highest ones fluctuate around $5544 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.
|Insurance Company ||Annual Rates (Estimate*)|
|American Family ||$2,772|
|State Farm ||$3,590|
|Auto Owners ||$3,168|
|State Auto ||$3,670|
|Safe Auto ||$4,884|
|Liberty Mutual ||$4,620|
|* Just a rough estimate for 2017 Rolls-Royce Ghost Series II, EWB 4dr Sedan (6.6L 12cyl Turbo 8A)|
How to reduce your insurance premium costs?
Many people forget that the type of a car you get (model Ghost Series II
, make Rolls-Royce
) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2019, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2018, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves
(at least in 2016 - 2018). A higher deductible for your Rolls-Royce, Ghost Series II will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record
a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?
- Don't ignore small regional insurers.
- Review your existing coverage and choose a higher deductible.
- Shopping around is the key to saving money on car insurance.
- Negotiate with an agent or directly with auto insurance company.
- Check for 2017 Ghost Series II car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
- If you don't qualify for these discounts, explore other options available or switch the insurance company.
- Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.
The most and least expensive 2017 Rolls-Royce Ghost Series II auto insurance rates by state!
How to calculate premium for Rolls-Royce Ghost Series II (2017) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most
expensive states for 2017 Ghost Series II (EWB 4dr Sedan (6.6L 12cyl Turbo 8A)) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information
such as your age, credit score, phone number, email or social security number (SSN).
|* Compare 2017 Rolls-Royce Ghost Series II car insurance rates by location and find out who has the best insurance quotes in your area in 2021 - 2022! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.
Car Insurance for Teens, Young Drivers, Students, Seniors
Is it a good idea for a young driver to drive a car
like 2017 Rolls-Royce Ghost Series II (Automatic transmission, basic rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Rolls-Royce Ghost Series II annual insurance cost for a 16 year old is approximately $6072
, while the cost of the same coverage for seniors aged 70 - 74 is $2798.4
. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount
and usage-based discounts. Also choose a car wisely (Rolls-Royce, Ghost Series II have 6600 cc, 563 ps) and add your teen to your policy. Consider to increase your deductibles
and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?
|Your Age||Average Rate (Estimate*)|
|16 - 19 ||$6,600|
|20 - 24 ||$5,914|
|25 - 29 ||$5,016|
|30 - 34 ||$4,620|
|35 – 39 ||$4,092|
|40 – 44 ||$3,696|
|45 – 49 ||$3,406|
|50 – 54 ||$3,274|
|55 – 59 ||$3,168|
|60 – 64 ||$3,089|
|65 – 69 ||$2,904|
|70 – 74 ||$2,798|
|75 and more ||$2,957|
|* Rough estimate for teens, adults and seniors who are driving Rolls-Royce Ghost Series II (2017)|
Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course
. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $2,244 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts
. Is Rolls-Royce, Ghost Series II good for senior drivers? If you have questions or issues relevant to Rolls-Royce Ghost Series II
or another vehicle, please ask in the discussion
You know you need to insure your 2017 Rear Wheel Drive Rolls-Royce, Ghost Series II, but do you really know, how much should you pay for your coverage every month or year?
Ask for quotes from multiple companies
The engine of Rolls-Royce, Ghost Series II (12 cyl
) is mated to a Automatic transmission, that in this case, sends power to the Rear Wheel Drive. Ghost Series II
Large Cars, 6600 CC (liter), 563 ps (98.6% of a brake horsepower
) is matched to an EWB 4dr Sedan (6.6L 12cyl Turbo 8A) for 2017. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Rolls-Royce, Ghost Series II has horsepower of 563 ps & 6600 cc's = cubic capacity measured in cubic centimeters
) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model EWB 4dr Sedan (6.6L 12cyl Turbo 8A) has an engine torque of 575 nm & basic rpm
. The power and maximum speed of the Rolls-Royce Ghost Series II
vehicle (sorry, we do not know how fast will Rolls-Royce, Ghost Series II accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Rolls-Royce, Ghost Series II Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (5665 kg is the weight of this model), its engine torque
and the engine rotation speed