2012 Porsche Panamera - car insurance quotes

How much does it cost to insure a  Porsche Panamera Diesel 2.967 cc in 2023?

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The average insurance rate is at $1,602 per year for  adults, $2,658 for  teens and $1,329 for  senior drivers.

How much does 2012 Porsche Panamera car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Porsche Panamera (Diesel) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Porsche Panamera is above $111 a month ($1.335 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Porsche you drive (https://www.porsche.com/usa/)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Porsche model with 253 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Porsche Panamera if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 2012 Porsche Panamera is $111 a month, which is around $1.335 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How does age of your car affect car insurance costs?

2012 Porsche Panamera is a 12 years old vehicle. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of Panamera (2012) are eligible for many discounts for vehicles loaded with a long list of safety features, technology, anti-theft and driver assistance equipement. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern Panamera cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control.

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Porsche Panamera, Diesel has engine power of 2967 cc, which means it is a medium-powered car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates. If you want to lower your car insurance rates, be sure to buy a car that isn't a high performer.

Insurance Company	New Vehicles *	Used Vehicles *
Allied	$985	$949
GEICO	$724	$665
Nationwide	$1,056	$831
Progressive	$439	$356
State Farm	$593	$439
Texas Farm Bureau	$985	$795
USAA	$783	$665
* Rough estimate for a new vs 12 years old used Porsche Panamera, Diesel. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 2012 Porsche Panamera car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Porsche, Panamera is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Porsche (made in 2012) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Porsche Panamera auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 2012 Porsche Panamera in 2023? As you can see below, the lowest rates are around $1186.8, while the highest ones fluctuate around $2492.28 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$1,264
American Family	$1,234
Erie	$1,233
Progressive	$1,453
State Farm	$1,600
Auto Owners	$1,422
State Auto	$1,685
Nationwide	$1,639
Farmers	$1,430
Allstate	$2,028
Safe Auto	$2,147
MetLife	$2,291
Victoria	$2,431
Allied	$1,715
Liberty Mutual	$2,045
Encompass	$2,546
* Just a rough estimate for 2012 Porsche Panamera, Diesel

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model Panamera, make Porsche) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Porsche, Panamera will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 2012 Panamera car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 2012 Porsche Panamera auto insurance rates by state!

How to calculate premium for Porsche Panamera (2012) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 2012 Panamera (Diesel) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$890	$1,246
2	Ohio	$902	$1,270
3	Idaho	$926	$1,305
4	Virginia	$961	$1,365
5	Iowa	$997	$1,412
6	New Hampshire	$1,044	$1,436
7	Wisconsin	$1,056	$1,472
8	North Dakota	$1,080	$1,555
9	Indiana	$1,104	$1,638
10	North Carolina	$1,127	$1,697
11	Pennsylvania	$1,139	$1,792
12	Utah	$1,163	$1,816
13	Maine	$1,175	$1,851
14	Massachusetts	$1,199	$1,887
15	Alaska	$1,211	$1,911
16	Tennessee	$1,222	$1,958
17	South Dakota	$1,234	$2,065
18	Nebraska	$1,246	$2,124
19	Minnesota	$1,258	$2,160
20	Illinois	$1,258	$2,196
21	Hawaii	$1,270	$2,243
22	Alabama	$1,282	$2,279
23	Oregon	$1,294	$2,314
24	Missouri	$1,305	$2,397
25	Washington	$1,365	$2,480
26	South Carolina	$1,377	$2,540
27	Kansas	$1,412	$2,587
28	New Mexico	$1,436	$2,647
29	Arizona	$1,472	$2,670
30	New York	$1,495	$2,682
31	National average	$1,543	$2,718
32	New Jersey	$1,567	$2,801
33	West Virginia	$1,614	$2,825
34	Mississippi	$1,650	$2,860
35	Maryland	$1,685	$2,896
36	Montana	$1,733	$2,955
37	Nevada	$1,768	$2,979
38	Arkansas	$1,792	$3,026
39	Kentucky	$1,804	$3,074
40	Oklahoma	$1,863	$3,109
41	Wyoming	$1,899	$3,133
42	Colorado	$1,946	$3,192
43	Texas	$1,982	$3,216
44	Delaware	$2,029	$3,264
45	Georgia	$2,077	$3,276
46	California	$2,124	$3,311
47	DC	$2,160	$3,335
48	Connecticut	$2,207	$3,371
49	Rhode Island	$2,231	$3,382
50	Florida	$2,267	$3,454
51	Louisiana	$2,314	$3,501
52	Michigan	$2,362	$3,560
* Compare 2012 Porsche Panamera car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 2012 Porsche Panamera (7-speed automated manual transmission, 2750 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Porsche Panamera annual insurance cost for a 16 year old is approximately $2729.64, while the cost of the same coverage for seniors aged 70 - 74 is $1258.008. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Porsche, Panamera have 2967 cc, 253 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$2,611
20 - 24	$2,540
25 - 29	$2,136
30 - 34	$1,840
35 – 39	$1,484
40 – 44	$1,543
45 – 49	$1,412
50 – 54	$1,234
55 – 59	$1,519
60 – 64	$1,270
65 – 69	$1,329
70 – 74	$1,199
75 and more	$1,234
* Rough estimate for teens, adults and seniors who are driving Porsche Panamera (2012)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $1,009 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Porsche, Panamera good for senior drivers? If you have questions or issues relevant to Porsche Panamera or another vehicle, please ask in the discussion.

You know you need to insure your 2012 Rear Porsche, Panamera, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Porsche Panamera: Exterior Specs, Features & Options

The engine of Porsche, Panamera (6 cyl) is mated to a 7-speed automated manual transmission, that in this case, sends power to the Rear. Panamera Hatchback, 2967 CC (liter), 253 ps (98.6% of a brake horsepower) is matched to an Diesel for 2012. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Porsche, Panamera has horsepower of 253 ps & 2967 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model Diesel has an engine torque of 550 nm & 2750 rpm. The power and maximum speed of the Porsche Panamera vehicle (6.8/100 Kph & 242 Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (parameter not set kg is the weight of this model), its engine torque and the engine rotation speed.