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1995 Oldsmobile Silhouette - car insurance quotes

How much does it cost to insure a  Oldsmobile Silhouette 3.1 3.135 cc in 2023?


Lowest Silhouette Rates $1003.2
Average Silhouette Rates $1630.2
Highest Silhouette Rates $2257.2
Please note that these 1995 Oldsmobile quotations are based on current studies and are indicative only!
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How much does 1995 Oldsmobile Silhouette car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Oldsmobile Silhouette (3.1) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Oldsmobile Silhouette is above $118 a month ($1.411 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Oldsmobile you drive (https://www.gm.com/owner-assistance/oldsmobile.html)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Oldsmobile model with 165 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Oldsmobile Silhouette if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.
On average, car insurance cost for a 1995 Oldsmobile Silhouette is $118 a month, which is around $1.411 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How much is car insurance for a 29-year-old auto?

How does age of your car affect car insurance costs? 1995 Oldsmobile Silhouette is older than 29 years. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of Silhouette (1995) are eligible for many discounts for vehicles loaded with a long list of safety features. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern Silhouette cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control. Discounts for safety features on 29-year Oldsmobile Silhouette may reduce your coverage to the prices around $1,066 for 2023-2024. Here are other undisputed benefits of buying a used car. You can buy the cheapest liability insurance for your 1995 Oldsmobile Silhouette because if you get into a collision, it’s not worth spending high amounts of money to repair your older vehicle and therefore you do not need overpriced car insurance.
Oldsmobile Silhouette, 3.1 has engine power of 3135 cc, which means it is a medium-powered car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates. If you want to lower car insurance rates for your vehicle, be sure you buy one that isn't a high performer. You can also adjust your coverage levels if you would like to lower your premium and monthly payments. If you’re looking for the cheapest policy, you might need to find trusted and experienced insurance agent in your area who will assure you car insurance tailored to your specific needs.
Insurance Company New Vehicles * Used Vehicles *
Allied $1,041 $1,003
GEICO $765 $702
Nationwide $1,116 $878
Progressive $464 $376
State Farm $627 $464
Texas Farm Bureau $1,041 $840
USAA $828 $702
* Rough estimate for a new vs 29 years old used Oldsmobile Silhouette, 3.1. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 1995 Oldsmobile Silhouette car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Oldsmobile, Silhouette is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Oldsmobile (made in 1995) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Oldsmobile Silhouette auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!
How much is car insurance for a 1995 Oldsmobile Silhouette in 2023? As you can see below, the lowest rates are around $1254, while the highest ones fluctuate around $2633.4 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.
Insurance Company Annual Rates (Estimate*)
GEICO $1,336
American Family  $1,304
Erie $1,303
Progressive $1,535
State Farm $1,690
Auto Owners  $1,502
State Auto  $1,781
Nationwide $1,732
Farmers $1,511
Allstate $2,143
Safe Auto  $2,268
MetLife $2,420
Victoria $2,568
Allied $1,812
Liberty Mutual $2,161
Encompass $2,690
* Just a rough estimate for 1995 Oldsmobile Silhouette, 3.1

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model Silhouette, make Oldsmobile) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Oldsmobile, Silhouette will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?
  • Don't ignore small regional insurers.
  • Review your existing coverage and choose a higher deductible.
  • Shopping around is the key to saving money on car insurance.
  • Negotiate with an agent or directly with auto insurance company.
  • Check for 1995 Silhouette car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
  • If you don't qualify for these discounts, explore other options available or switch the insurance company.
  • Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 1995 Oldsmobile Silhouette auto insurance rates by state!

How much is 1995 Oldsmobile Silhouette car insurance by location - rough estimate for model:  3.1, 3135 cc, Minivan
How to calculate premium for Oldsmobile Silhouette (1995) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 1995 Silhouette (3.1) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).
Rank State Lowest Rates Highest Rates
1 Vermont $941 $1,317
2 Ohio $953 $1,342
3 Idaho $978 $1,379
4 Virginia $1,016 $1,442
5 Iowa $1,053 $1,492
6 New Hampshire $1,104 $1,517
7 Wisconsin $1,116 $1,555
8 North Dakota $1,141 $1,643
9 Indiana $1,166 $1,731
10 North Carolina $1,191 $1,793
11 Pennsylvania $1,204 $1,894
12 Utah $1,229 $1,919
13 Maine $1,241 $1,956
14 Massachusetts $1,267 $1,994
15 Alaska $1,279 $2,019
16 Tennessee $1,292 $2,069
17 South Dakota $1,304 $2,182
18 Nebraska $1,317 $2,245
19 Minnesota $1,329 $2,282
20 Illinois $1,329 $2,320
21 Hawaii $1,342 $2,370
22 Alabama $1,354 $2,408
23 Oregon $1,367 $2,445
24 Missouri $1,379 $2,533
25 Washington $1,442 $2,621
26 South Carolina $1,455 $2,684
27 Kansas $1,492 $2,734
28 New Mexico $1,517 $2,796
29 Arizona $1,555 $2,822
30 New York $1,580 $2,834
31 National average $1,630 $2,872
32 New Jersey $1,655 $2,959
33 West Virginia $1,705 $2,985
34 Mississippi $1,743 $3,022
35 Maryland $1,781 $3,060
36 Montana $1,831 $3,122
37 Nevada $1,868 $3,148
38 Arkansas $1,894 $3,198
39 Kentucky $1,906 $3,248
40 Oklahoma $1,969 $3,285
41 Wyoming $2,006 $3,311
42 Colorado $2,057 $3,373
43 Texas $2,094 $3,398
44 Delaware $2,144 $3,449
45 Georgia $2,195 $3,461
46 California $2,245 $3,499
47 DC $2,282 $3,524
48 Connecticut $2,332 $3,561
49 Rhode Island $2,358 $3,574
50 Florida $2,395 $3,649
51 Louisiana $2,445 $3,699
52 Michigan $2,495 $3,762
* Compare 1995 Oldsmobile Silhouette car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Teen driver - how much is car insurance for young drivers?
Is it a good idea for a young driver to drive a car like 1995 Oldsmobile Silhouette (Automatic transmission, 3200 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Oldsmobile Silhouette annual insurance cost for a 16 year old is approximately $2884.2, while the cost of the same coverage for seniors aged 70 - 74 is $1329.24. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Oldsmobile, Silhouette have 3135 cc, 165 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?
Your AgeAverage Rate (Estimate*)
16 - 19 $2,759
20 - 24 $2,684
25 - 29 $2,257
30 - 34 $1,944
35 – 39 $1,568
40 – 44 $1,630
45 – 49 $1,492
50 – 54 $1,304
55 – 59 $1,605
60 – 64 $1,342
65 – 69 $1,404
70 – 74 $1,267
75 and more $1,304
* Rough estimate for teens, adults and seniors who are driving Oldsmobile Silhouette (1995)
Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $1,066 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Oldsmobile, Silhouette good for senior drivers? If you have questions or issues relevant to Oldsmobile Silhouette or another vehicle, please ask in the discussion.
You know you need to insure your 1995 Front Oldsmobile, Silhouette, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Oldsmobile Silhouette: Exterior Specs, Features & Options

The engine of Oldsmobile, Silhouette (6 cyl) is mated to a Automatic transmission, that in this case, sends power to the Front. Silhouette Minivan, 3135 CC (liter), 165 ps (98.6% of a brake horsepower) is matched to an 3.1 for 1995. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Oldsmobile, Silhouette has horsepower of 165 ps & 3135 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model 3.1 has an engine torque of 298 nm & 3200 rpm. The power and maximum speed of the Oldsmobile Silhouette vehicle (sorry, we do not know how fast will Oldsmobile, Silhouette accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Oldsmobile, Silhouette Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (1720 kg is the weight of this model), its engine torque and the engine rotation speed.
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Oldsmobile, Silhouette: specifications

Model body: Minivan
Model doors: parameter not set
Model drive: Front
Model engine bore: The bore represents the size, in terms of diameter, of the cylinder in which a piston travels.
Model engine (cc): 3135
Model engine compression: is a value that represents the ratio of the volume of its combustion chamber from its largest capacity to its smallest capacity. You can find a more detailed explanation on wiki.
Model engine (cyl): 6
Model engine fuel: Gasoline
Model engine position: Front
Model engine power (ps/hp): 165
Model engine max power (rpm): 4300
Model engine stroke (mm): bore/stroke ratio (cylinder bore diameter, piston stroke)
Model engine torque (nm): 298
Model engine max torque (rpm): 3200
Model engine type: in-line
Model engine (valves per cyl): parameter not set
Model fuel cap: the end of the pipe leading to the petrol tank
Model height: 1680
Model length: 4940
Model Lkm (city): Fuel efficiency in city
Model Lkm (hwy): Fuel efficiency out of city
Model Lkm (mixed): How does the fuel economy of the 1995 Silhouette looks like?
Model make: Oldsmobile
Model name: Silhouette
Model seats: 7
Model to 100 (Kph): How fast your 1995 Oldsmobile Silhouette accelerates to 100 km/h (0-60 mph)?
Model top speed (kph): We are not sure, what is the top speed of Silhouette Oldsmobile 1995, but the engine power is around 3135 cc.
Model Transmission type: Automatic
Model trim: 3.1
Model weight: 1720
Model wheelbase: 2800
Model width: 1880
Model year: 1995
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How does the interior of the new Silhouette look like? Read our review of the 1995 Oldsmobile Silhouette interior and browse photo gallery featuring the interior of this vehicle. Do not forget why you are here - finding lower insurance premiums for the new/used Silhouette 3.1.

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