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1984 Oldsmobile Ninety-Eight - car insurance quotes

How much does it cost to insure a  Oldsmobile Ninety-Eight 4.129 cc in 2023?


Lowest Ninety-Eight Rates $1321.28
Average Ninety-Eight Rates $2147.08
Highest Ninety-Eight Rates $2972.88
Please note that these 1984 Oldsmobile quotations are based on current studies and are indicative only!
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How much does 1984 Oldsmobile Ninety-Eight car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Oldsmobile Ninety-Eight (this trim level of the 1984 Ninety-Eight) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Oldsmobile Ninety-Eight is above $155 a month ($1.858 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Oldsmobile you drive (https://www.gm.com/owner-assistance/oldsmobile.html)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Oldsmobile model with 125 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Oldsmobile Ninety-Eight if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.
On average, car insurance cost for a 1984 Oldsmobile Ninety-Eight is $155 a month, which is around $1.858 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How much is car insurance for a 40-year-old classic car?

How much is car insurance for a 40-year-old classic car?
If you are an owner of 40-years-old Oldsmobile Ninety-Eight classic car, you are a happy holder of a collector's, historic, vintage or even antique car. Older vehicles are typically cheaper to insure because they are less valuable than newer models. This, unfortunately, does not apply to classic, special and historic cars older than 35 years, such as Oldsmobile Ninety-Eight made in 1984. How can you lower the cost of your classic car insurance? Limit your mileage and increase your security! Most collectible, antique and classic vehicles are poorly protected against theft. Buy and install a tracking device, alarm or anti-theft system into your 1984 Ninety-Eight. Given that collector and historic automobiles are not just "consumer" vehicles, it is very important to buy a specialised classic car insurance policies to protect these antique vehicles against damage, vandalism and the increased risk of theft.
Your vehicle's performance is another important factor that determines your auto insurance rates. Oldsmobile Ninety-Eight, has engine power of 4129 cc, which means it's a high performance car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates (). If you are looking for high performance classic car (lots of horsepower) as well as affordable insurance rates for your historic 1984 Oldsmobile Ninety-Eight, choose an insurer wisely. If you’re looking for antique car insurance coverage, you might need to find trusted and experienced insurance agent in your area who will assure you car insurance tailored to your specific needs.

Compare 1984 Oldsmobile Ninety-Eight car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Oldsmobile, Ninety-Eight is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Oldsmobile (made in 1984) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Oldsmobile Ninety-Eight auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!
How much is car insurance for a 1984 Oldsmobile Ninety-Eight in 2023? As you can see below, the lowest rates are around $1651.6, while the highest ones fluctuate around $3468.36 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.
Insurance Company Annual Rates (Estimate*)
GEICO $1,759
American Family  $1,718
Erie $1,716
Progressive $2,022
State Farm $2,226
Auto Owners  $1,979
State Auto  $2,345
Nationwide $2,281
Farmers $1,990
Allstate $2,823
Safe Auto  $2,988
MetLife $3,188
Victoria $3,382
Allied $2,387
Liberty Mutual $2,846
Encompass $3,543
* Just a rough estimate for 1984 Oldsmobile Ninety-Eight, this trim level of the 1984 Ninety-Eight

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model Ninety-Eight, make Oldsmobile) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Oldsmobile, Ninety-Eight will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?
  • Don't ignore small regional insurers.
  • Review your existing coverage and choose a higher deductible.
  • Shopping around is the key to saving money on car insurance.
  • Negotiate with an agent or directly with auto insurance company.
  • Check for 1984 Ninety-Eight car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
  • If you don't qualify for these discounts, explore other options available or switch the insurance company.
  • Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 1984 Oldsmobile Ninety-Eight auto insurance rates by state!

How much is 1984 Oldsmobile Ninety-Eight car insurance by location - rough estimate for model:  , 4129 cc, model body (SUV, Sedan, Truck, Coupe, Hatchback, Crossover, Luxury Car, Convertible, Sports Car, Wagon, Van)
How to calculate premium for Oldsmobile Ninety-Eight (1984) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 1984 Ninety-Eight () car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).
Rank State Lowest Rates Highest Rates
1 Vermont $1,239 $1,734
2 Ohio $1,255 $1,767
3 Idaho $1,288 $1,817
4 Virginia $1,338 $1,899
5 Iowa $1,387 $1,965
6 New Hampshire $1,453 $1,998
7 Wisconsin $1,470 $2,048
8 North Dakota $1,503 $2,164
9 Indiana $1,536 $2,279
10 North Carolina $1,569 $2,362
11 Pennsylvania $1,586 $2,494
12 Utah $1,619 $2,527
13 Maine $1,635 $2,576
14 Massachusetts $1,668 $2,626
15 Alaska $1,685 $2,659
16 Tennessee $1,701 $2,725
17 South Dakota $1,718 $2,874
18 Nebraska $1,734 $2,956
19 Minnesota $1,751 $3,006
20 Illinois $1,751 $3,055
21 Hawaii $1,767 $3,122
22 Alabama $1,784 $3,171
23 Oregon $1,800 $3,221
24 Missouri $1,817 $3,336
25 Washington $1,899 $3,452
26 South Carolina $1,916 $3,534
27 Kansas $1,965 $3,600
28 New Mexico $1,998 $3,683
29 Arizona $2,048 $3,716
30 New York $2,081 $3,733
31 National average $2,147 $3,782
32 New Jersey $2,180 $3,898
33 West Virginia $2,246 $3,931
34 Mississippi $2,296 $3,980
35 Maryland $2,345 $4,030
36 Montana $2,411 $4,112
37 Nevada $2,461 $4,146
38 Arkansas $2,494 $4,212
39 Kentucky $2,510 $4,278
40 Oklahoma $2,593 $4,327
41 Wyoming $2,643 $4,360
42 Colorado $2,709 $4,443
43 Texas $2,758 $4,476
44 Delaware $2,824 $4,542
45 Georgia $2,890 $4,558
46 California $2,956 $4,608
47 DC $3,006 $4,641
48 Connecticut $3,072 $4,691
49 Rhode Island $3,105 $4,707
50 Florida $3,155 $4,806
51 Louisiana $3,221 $4,872
52 Michigan $3,287 $4,955
* Compare 1984 Oldsmobile Ninety-Eight car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Teen driver - how much is car insurance for young drivers?
Is it a good idea for a young driver to drive a car like 1984 Oldsmobile Ninety-Eight (Automatic transmission, 2000 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Oldsmobile Ninety-Eight annual insurance cost for a 16 year old is approximately $3798.68, while the cost of the same coverage for seniors aged 70 - 74 is $1750.696. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Oldsmobile, Ninety-Eight have 4129 cc, 125 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?
Your AgeAverage Rate (Estimate*)
16 - 19 $3,634
20 - 24 $3,534
25 - 29 $2,973
30 - 34 $2,560
35 – 39 $2,065
40 – 44 $2,147
45 – 49 $1,965
50 – 54 $1,718
55 – 59 $2,114
60 – 64 $1,767
65 – 69 $1,850
70 – 74 $1,668
75 and more $1,718
* Rough estimate for teens, adults and seniors who are driving Oldsmobile Ninety-Eight (1984)
Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $1,404 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Oldsmobile, Ninety-Eight good for senior drivers? If you have questions or issues relevant to Oldsmobile Ninety-Eight or another vehicle, please ask in the discussion.
You know you need to insure your 1984 Rear Oldsmobile, Ninety-Eight, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Oldsmobile Ninety-Eight: Exterior Specs, Features & Options

The engine of Oldsmobile, Ninety-Eight (6 cyl) is mated to a Automatic transmission, that in this case, sends power to the Rear. Ninety-Eight model body (SUV, Sedan, Truck, Coupe, Hatchback, Crossover, Luxury Car, Convertible, Sports Car, Wagon, Van), 4129 CC (liter), 125 ps (98.6% of a brake horsepower) is matched to an this trim level of the 1984 Ninety-Eight for 1984. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Oldsmobile, Ninety-Eight has horsepower of 125 ps & 4129 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model this trim level of the 1984 Ninety-Eight has an engine torque of 279 nm & 2000 rpm. The power and maximum speed of the Oldsmobile Ninety-Eight vehicle (sorry, we do not know how fast will Oldsmobile, Ninety-Eight accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Oldsmobile, Ninety-Eight Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (1755 kg is the weight of this model), its engine torque and the engine rotation speed.
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Ninety-Eight, Oldsmobile: specifications

Model body: find all body and trim levels of the Oldsmobile Ninety-Eight inside category
Model doors: parameter not set
Model drive: Rear
Model engine bore: The bore represents the size, in terms of diameter, of the cylinder in which a piston travels.
Model engine (cc): 4129
Model engine compression: is a value that represents the ratio of the volume of its combustion chamber from its largest capacity to its smallest capacity. You can find a more detailed explanation on wiki.
Model engine (cyl): 6
Model engine fuel: Gasoline
Model engine position: Front
Model engine power (ps/hp): 125
Model engine max power (rpm): 4000
Model engine stroke (mm): bore/stroke ratio (cylinder bore diameter, piston stroke)
Model engine torque (nm): 279
Model engine max torque (rpm): 2000
Model engine type: in-line
Model engine (valves per cyl): parameter not set
Model fuel cap: the end of the pipe leading to the petrol tank
Model height: 1420
Model length: 5610
Model Lkm (city): Fuel efficiency in city
Model Lkm (hwy): Fuel efficiency out of city
Model Lkm (mixed): How does the fuel economy of the 1984 Ninety-Eight looks like?
Model make: Oldsmobile
Model name: Ninety-Eight
Model seats: Number of seats
Model to 100 (Kph): How fast your 1984 Oldsmobile Ninety-Eight accelerates to 100 km/h (0-60 mph)?
Model top speed (kph): We are not sure, what is the top speed of Ninety-Eight Oldsmobile 1984, but the engine power is around 4129 cc.
Model Transmission type: Automatic
Model trim: What you drive can heavily impacts what you pay for your car insurance. Different trim levels of your 1984 Oldsmobile Ninety-Eight with varying engine sizes can increase your insurance premiums based on engine size. Also the more powerful the engine of the vehicle is, the more the premium will be.
Model weight: 1755
Model wheelbase: 3030
Model width: 1960
Model year: 1984
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How does the interior of the new Ninety-Eight look like? Read our review of the 1984 Oldsmobile Ninety-Eight interior and browse photo gallery featuring the interior of this vehicle. Do not forget why you are here - finding lower insurance premiums for the new/used Ninety-Eight What you drive can heavily impacts what you pay for your car insurance. Different trim levels of your 1984 Oldsmobile Ninety-Eight with varying engine sizes can increase your insurance premiums based on engine size. Also the more powerful the engine of the vehicle is, the more the premium will be. .

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