How much does 1984 Oldsmobile
Ninety-Eight car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2019? Though Oldsmobile Ninety-Eight, this trim level of the 1984 Ninety-Eight
car insurance rates may vary for the same coverage depending on your location, driving history or by your age, the types of coverage are basically the same and differs only in details. The average insurance price of a used Oldsmobile Ninety-Eight is above $155 a month
($1.858 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Oldsmobile you drive (https://www.gm.com/owner-assistance/oldsmobile.html
)! Your actual auto insurance costs could be higher or lower, if you vehicle is equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Oldsmobile
model with 125 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Oldsmobile
Ninety-Eight if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.
On average, car insurance cost for a 1984 Oldsmobile Ninety-Eight is $155 a month, which is around $1.858 a year. Get personalised quotes from multiple insurance companies using our FREE service!
How much is car insurance for a 36-year-old classic car?
If you are an owner of 36-years-old Oldsmobile Ninety-Eight classic car, you are a happy holder of a collector's, historic, vintage or even antique car. Older vehicles are typically cheaper to insure because they are less valuable than newer models. This, unfortunately, does not apply to classic, special and historic cars older than 35 years, such as Oldsmobile Ninety-Eight
made in 1984. How can you lower the cost of your classic car insurance? Limit your mileage and increase your security! Most collectible, antique and classic vehicles are poorly protected against theft. Buy and install a tracking device, alarm or anti-theft system into your 1984 Ninety-Eight
. Given that collector and historic automobiles are not just "consumer" vehicles, it is very important to buy a specialised classic car insurance policies to protect these antique vehicles against damage, vandalism and the increased risk of theft.
Your vehicle's performance is another important factor that determines your auto insurance rates. Oldsmobile Ninety-Eight, has engine power of 4129 cc, which means it's a high performance car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates (). If you are looking for high performance classic car (lots of horsepower) as well as affordable insurance rates for your historic 1984 Oldsmobile
Ninety-Eight, choose an insurer wisely. If you’re looking for antique car insurance coverage, you might need to find trusted and experienced insurance agent in your area who will assure you car insurance tailored to your specific needs.
Compare 1984 Oldsmobile Ninety-Eight car insurance quotes and find out who has the cheapest rates in 2019!
Finding the most affordable car insurance for your Oldsmobile, Ninety-Eight
is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Oldsmobile (made in 1984) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Oldsmobile Ninety-Eight
auto insurance quotes in 2019 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!
How much is car insurance for a 1984 Oldsmobile Ninety-Eight in 2019? As you can see below, the lowest rates are around $1651.6, while the highest ones fluctuate around $3468.36 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.
|Insurance Company ||Annual Rates (Estimate*)|
|American Family ||$1,734|
|State Farm ||$2,246|
|Auto Owners ||$1,982|
|State Auto ||$2,296|
|Safe Auto ||$3,055|
|Liberty Mutual ||$2,890|
|* Just a rough estimate for 1984 Oldsmobile Ninety-Eight, this trim level of the 1984 Ninety-Eight|
How to reduce your insurance premium costs?
Many people forget that the type of a car you get (model Ninety-Eight
, make Oldsmobile
) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2019, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2018, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves
(at least in 2016 - 2018). A higher deductible for your Oldsmobile, Ninety-Eight will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record
a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?
- Don't ignore small regional insurers.
- Review your existing coverage and choose a higher deductible.
- Shopping around is the key to saving money on car insurance.
- Negotiate with an agent or directly with auto insurance company.
- Check for 1984 Ninety-Eight car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
- If you don't qualify for these discounts, explore other options available or switch the insurance company.
- Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.
The most and least expensive 1984 Oldsmobile Ninety-Eight auto insurance rates by state!
How to calculate premium for Oldsmobile Ninety-Eight (1984) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most
expensive states for 1984 Ninety-Eight () car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information
such as your age, credit score, phone number, email or social security number (SSN).
|* Compare 1984 Oldsmobile Ninety-Eight car insurance rates by location and find out who has the best insurance quotes in your area in 2019! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.
Car Insurance for Teens, Young Drivers, Students, Seniors
Is it a good idea for a young driver to drive a car
like 1984 Oldsmobile Ninety-Eight (Automatic transmission, 2000 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Oldsmobile Ninety-Eight annual insurance cost for a 16 year old is approximately $3798.68
, while the cost of the same coverage for seniors aged 70 - 74 is $1750.696
. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount
and usage-based discounts. Also choose a car wisely (Oldsmobile, Ninety-Eight have 4129 cc, 125 ps) and add your teen to your policy. Consider to increase your deductibles
and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?
|Your Age||Average Rate (Estimate*)|
|16 - 19 ||$4,129|
|20 - 24 ||$3,700|
|25 - 29 ||$3,138|
|30 - 34 ||$2,890|
|35 – 39 ||$2,560|
|40 – 44 ||$2,312|
|45 – 49 ||$2,131|
|50 – 54 ||$2,048|
|55 – 59 ||$1,982|
|60 – 64 ||$1,932|
|65 – 69 ||$1,817|
|70 – 74 ||$1,751|
|75 and more ||$1,850|
|* Rough estimate for teens, adults and seniors who are driving Oldsmobile Ninety-Eight (1984)|
Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course
. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $1,404 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts
. Is Oldsmobile, Ninety-Eight good for senior drivers? If you have questions or issues relevant to Oldsmobile Ninety-Eight
or another vehicle, please ask in the discussion
You know you need to insure your 1984 Rear Oldsmobile, Ninety-Eight, but do you really know, how much should you pay for your coverage every month or year?
Ask for quotes from multiple companies
The engine of Oldsmobile, Ninety-Eight (6 cyl
) is mated to a Automatic transmission, that in this case, sends power to the Rear. Ninety-Eight
model body (SUV, Sedan, Truck, Coupe, Hatchback, Crossover, Luxury Car, Convertible, Sports Car, Wagon, Van), 4129 CC (liter), 125 ps (98.6% of a brake horsepower
) is matched to an this trim level of the 1984 Ninety-Eight
for 1984. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Oldsmobile, Ninety-Eight has horsepower of 125 ps & 4129 cc's = cubic capacity measured in cubic centimeters
) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model this trim level of the 1984 Ninety-Eight
has an engine torque of 279 nm & 2000 rpm
. The power and maximum speed of the Oldsmobile Ninety-Eight
vehicle (sorry, we do not know how fast will Oldsmobile, Ninety-Eight accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Oldsmobile, Ninety-Eight Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (1755 kg is the weight of this model), its engine torque
and the engine rotation speed