1992 Mercury Tracer - car insurance quotes

How much does it cost to insure a  Mercury Tracer 1.839 cc in 2023?

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The average insurance rate is at $993 per year for  adults, $1,648 for  teens and $824 for  senior drivers.

How much does 1992 Mercury Tracer car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Mercury Tracer (this trim level of the 1992 Tracer) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Mercury Tracer is above $69 a month ($828 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Mercury you drive (https://www.lincoln.com/)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Mercury model with 129 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Mercury Tracer if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 1992 Mercury Tracer is $69 a month, which is around $828 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How much is car insurance for a 32-year-old auto?

How does age of your car affect car insurance costs? 1992 Mercury Tracer is older than 32 years. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of Tracer (1992) are eligible for many discounts for vehicles loaded with a long list of safety features. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern Tracer cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control. Discounts for safety features on 32-year Mercury Tracer may reduce your coverage to the prices around $625 for 2023-2024. Here are other undisputed benefits of buying a used car. You can buy the cheapest liability insurance for your 1992 Mercury Tracer because if you get into a collision, it’s not worth spending high amounts of money to repair your older vehicle and therefore you do not need overpriced car insurance.

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Mercury Tracer, has engine power of 1839 cc, which means it is a medium-powered car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates. If you want to lower car insurance rates for your vehicle, be sure you buy one that isn't a high performer. You can also adjust your coverage levels if you would like to lower your premium and monthly payments. If you’re looking for the cheapest policy, you might need to find trusted and experienced insurance agent in your area who will assure you car insurance tailored to your specific needs.

Insurance Company	New Vehicles *	Used Vehicles *
Allied	$611	$588
GEICO	$449	$412
Nationwide	$655	$515
Progressive	$272	$221
State Farm	$368	$272
Texas Farm Bureau	$611	$493
USAA	$485	$412
* Rough estimate for a new vs 32 years old used Mercury Tracer, this trim level of the 1992 Tracer. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 1992 Mercury Tracer car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Mercury, Tracer is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Mercury (made in 1992) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Mercury Tracer auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 1992 Mercury Tracer in 2023? As you can see below, the lowest rates are around $735.6, while the highest ones fluctuate around $1544.76 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$783
American Family	$765
Erie	$764
Progressive	$900
State Farm	$992
Auto Owners	$881
State Auto	$1,045
Nationwide	$1,016
Farmers	$886
Allstate	$1,257
Safe Auto	$1,331
MetLife	$1,420
Victoria	$1,507
Allied	$1,063
Liberty Mutual	$1,267
Encompass	$1,578
* Just a rough estimate for 1992 Mercury Tracer, this trim level of the 1992 Tracer

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model Tracer, make Mercury) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Mercury, Tracer will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 1992 Tracer car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 1992 Mercury Tracer auto insurance rates by state!

How to calculate premium for Mercury Tracer (1992) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 1992 Tracer () car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$552	$772
2	Ohio	$559	$787
3	Idaho	$574	$809
4	Virginia	$596	$846
5	Iowa	$618	$875
6	New Hampshire	$647	$890
7	Wisconsin	$655	$912
8	North Dakota	$669	$964
9	Indiana	$684	$1,015
10	North Carolina	$699	$1,052
11	Pennsylvania	$706	$1,111
12	Utah	$721	$1,125
13	Maine	$728	$1,148
14	Massachusetts	$743	$1,170
15	Alaska	$750	$1,184
16	Tennessee	$758	$1,214
17	South Dakota	$765	$1,280
18	Nebraska	$772	$1,317
19	Minnesota	$780	$1,339
20	Illinois	$780	$1,361
21	Hawaii	$787	$1,390
22	Alabama	$794	$1,412
23	Oregon	$802	$1,434
24	Missouri	$809	$1,486
25	Washington	$846	$1,537
26	South Carolina	$853	$1,574
27	Kansas	$875	$1,604
28	New Mexico	$890	$1,640
29	Arizona	$912	$1,655
30	New York	$927	$1,662
31	National average	$956	$1,685
32	New Jersey	$971	$1,736
33	West Virginia	$1,000	$1,751
34	Mississippi	$1,022	$1,773
35	Maryland	$1,045	$1,795
36	Montana	$1,074	$1,832
37	Nevada	$1,096	$1,846
38	Arkansas	$1,111	$1,876
39	Kentucky	$1,118	$1,905
40	Oklahoma	$1,155	$1,927
41	Wyoming	$1,177	$1,942
42	Colorado	$1,206	$1,979
43	Texas	$1,228	$1,993
44	Delaware	$1,258	$2,023
45	Georgia	$1,287	$2,030
46	California	$1,317	$2,052
47	DC	$1,339	$2,067
48	Connecticut	$1,368	$2,089
49	Rhode Island	$1,383	$2,096
50	Florida	$1,405	$2,141
51	Louisiana	$1,434	$2,170
52	Michigan	$1,464	$2,207
* Compare 1992 Mercury Tracer car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 1992 Mercury Tracer (electronically controlled automatic, semi-automatic, continuously variable transmissions (CVTs) transmission, 4500 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Mercury Tracer annual insurance cost for a 16 year old is approximately $1691.88, while the cost of the same coverage for seniors aged 70 - 74 is $779.736. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Mercury, Tracer have 1839 cc, 129 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$1,618
20 - 24	$1,574
25 - 29	$1,324
30 - 34	$1,140
35 – 39	$920
40 – 44	$956
45 – 49	$875
50 – 54	$765
55 – 59	$942
60 – 64	$787
65 – 69	$824
70 – 74	$743
75 and more	$765
* Rough estimate for teens, adults and seniors who are driving Mercury Tracer (1992)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $625 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Mercury, Tracer good for senior drivers? If you have questions or issues relevant to Mercury Tracer or another vehicle, please ask in the discussion.

You know you need to insure your 1992 Front Mercury, Tracer, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Mercury Tracer: Exterior Specs, Features & Options

The engine of Mercury, Tracer (4 cyl) is mated to a electronically controlled automatic, semi-automatic, continuously variable transmissions (CVTs) transmission, that in this case, sends power to the Front. Tracer model body (SUV, Sedan, Truck, Coupe, Hatchback, Crossover, Luxury Car, Convertible, Sports Car, Wagon, Van), 1839 CC (liter), 129 ps (98.6% of a brake horsepower) is matched to an this trim level of the 1992 Tracer for 1992. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Mercury, Tracer has horsepower of 129 ps & 1839 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model this trim level of the 1992 Tracer has an engine torque of 154 nm & 4500 rpm. The power and maximum speed of the Mercury Tracer vehicle (sorry, we do not know how fast will Mercury, Tracer accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Mercury, Tracer Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (1104 kg is the weight of this model), its engine torque and the engine rotation speed.