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2001 Mazda 323 - car insurance quotes

How much does it cost to insure a  Mazda 323 1.324 cc in 2023?


Lowest 323 Rates $423.68
Average 323 Rates $688.48
Highest 323 Rates $953.28
Please note that these 2001 Mazda quotations are based on current studies and are indicative only!
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How much does 2001 Mazda 323 car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Mazda 323 (this trim level of the 2001 323) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Mazda 323 is above $50 a month ($596 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Mazda you drive (https://www.mazdausa.com/)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Mazda model with 75 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Mazda 323 if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.
On average, car insurance cost for a 2001 Mazda 323 is $50 a month, which is around $596 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How does age of your car affect car insurance costs?

2001 Mazda 323 is a 23 years old vehicle. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of 323 (2001) are eligible for many discounts for vehicles loaded with a long list of safety features, technology, anti-theft and driver assistance equipement. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern 323 cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control.
Mazda 323, has engine power of 1324 cc, which means it is a medium-powered car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates. If you want to lower your car insurance rates, be sure to buy a car that isn't a high performer.
Insurance Company New Vehicles * Used Vehicles *
Allied $440 $424
GEICO $323 $297
Nationwide $471 $371
Progressive $196 $159
State Farm $265 $196
Texas Farm Bureau $440 $355
USAA $350 $297
* Rough estimate for a new vs 23 years old used Mazda 323, this trim level of the 2001 323. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 2001 Mazda 323 car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Mazda, 323 is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Mazda (made in 2001) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Mazda 323 auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!
How much is car insurance for a 2001 Mazda 323 in 2023? As you can see below, the lowest rates are around $529.6, while the highest ones fluctuate around $1112.16 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.
Insurance Company Annual Rates (Estimate*)
GEICO $564
American Family  $551
Erie $550
Progressive $648
State Farm $714
Auto Owners  $634
State Auto  $752
Nationwide $731
Farmers $638
Allstate $905
Safe Auto  $958
MetLife $1,022
Victoria $1,085
Allied $765
Liberty Mutual $913
Encompass $1,136
* Just a rough estimate for 2001 Mazda 323, this trim level of the 2001 323

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model 323, make Mazda) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Mazda, 323 will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?
  • Don't ignore small regional insurers.
  • Review your existing coverage and choose a higher deductible.
  • Shopping around is the key to saving money on car insurance.
  • Negotiate with an agent or directly with auto insurance company.
  • Check for 2001 323 car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
  • If you don't qualify for these discounts, explore other options available or switch the insurance company.
  • Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 2001 Mazda 323 auto insurance rates by state!

How much is 2001 Mazda 323 car insurance by location - rough estimate for model:  , 1324 cc, model body (SUV, Sedan, Truck, Coupe, Hatchback, Crossover, Luxury Car, Convertible, Sports Car, Wagon, Van)
How to calculate premium for Mazda 323 (2001) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 2001 323 () car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).
Rank State Lowest Rates Highest Rates
1 Vermont $397 $556
2 Ohio $402 $567
3 Idaho $413 $583
4 Virginia $429 $609
5 Iowa $445 $630
6 New Hampshire $466 $641
7 Wisconsin $471 $657
8 North Dakota $482 $694
9 Indiana $493 $731
10 North Carolina $503 $757
11 Pennsylvania $508 $800
12 Utah $519 $810
13 Maine $524 $826
14 Massachusetts $535 $842
15 Alaska $540 $853
16 Tennessee $545 $874
17 South Dakota $551 $922
18 Nebraska $556 $948
19 Minnesota $561 $964
20 Illinois $561 $980
21 Hawaii $567 $1,001
22 Alabama $572 $1,017
23 Oregon $577 $1,033
24 Missouri $583 $1,070
25 Washington $609 $1,107
26 South Carolina $614 $1,133
27 Kansas $630 $1,155
28 New Mexico $641 $1,181
29 Arizona $657 $1,192
30 New York $667 $1,197
31 National average $688 $1,213
32 New Jersey $699 $1,250
33 West Virginia $720 $1,260
34 Mississippi $736 $1,276
35 Maryland $752 $1,292
36 Montana $773 $1,319
37 Nevada $789 $1,329
38 Arkansas $800 $1,350
39 Kentucky $805 $1,372
40 Oklahoma $831 $1,388
41 Wyoming $847 $1,398
42 Colorado $869 $1,425
43 Texas $884 $1,435
44 Delaware $906 $1,456
45 Georgia $927 $1,462
46 California $948 $1,478
47 DC $964 $1,488
48 Connecticut $985 $1,504
49 Rhode Island $996 $1,509
50 Florida $1,012 $1,541
51 Louisiana $1,033 $1,562
52 Michigan $1,054 $1,589
* Compare 2001 Mazda 323 car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Teen driver - how much is car insurance for young drivers?
Is it a good idea for a young driver to drive a car like 2001 Mazda 323 (Manual transmission, 4000 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Mazda 323 annual insurance cost for a 16 year old is approximately $1218.08, while the cost of the same coverage for seniors aged 70 - 74 is $561.376. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Mazda, 323 have 1324 cc, 75 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?
Your AgeAverage Rate (Estimate*)
16 - 19 $1,165
20 - 24 $1,133
25 - 29 $953
30 - 34 $821
35 – 39 $662
40 – 44 $688
45 – 49 $630
50 – 54 $551
55 – 59 $678
60 – 64 $567
65 – 69 $593
70 – 74 $535
75 and more $551
* Rough estimate for teens, adults and seniors who are driving Mazda 323 (2001)
Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $450 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Mazda, 323 good for senior drivers? If you have questions or issues relevant to Mazda 323 or another vehicle, please ask in the discussion.
You know you need to insure your 2001 Front Mazda, 323, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Mazda 323: Exterior Specs, Features & Options

The engine of Mazda, 323 (4 cyl) is mated to a Manual transmission, that in this case, sends power to the Front. 323 model body (SUV, Sedan, Truck, Coupe, Hatchback, Crossover, Luxury Car, Convertible, Sports Car, Wagon, Van), 1324 CC (liter), 75 ps (98.6% of a brake horsepower) is matched to an this trim level of the 2001 323 for 2001. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Mazda, 323 has horsepower of 75 ps & 1324 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model this trim level of the 2001 323 has an engine torque of 109 nm & 4000 rpm. The power and maximum speed of the Mazda 323 vehicle (sorry, we do not know how fast will Mazda, 323 accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Mazda, 323 Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (1147 kg is the weight of this model), its engine torque and the engine rotation speed.
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323, Mazda: specifications

Model body: find all body and trim levels of the Mazda 323 inside category
Model doors: 5
Model drive: Front
Model engine bore: The bore represents the size, in terms of diameter, of the cylinder in which a piston travels.
Model engine (cc): 1324
Model engine compression: 9.4:1
Model engine (cyl): 4
Model engine fuel: Gasoline
Model engine position: Front
Model engine power (ps/hp): 75
Model engine max power (rpm): Car manufacturers indicate the power of an engine at different rpms.
Model engine stroke (mm): bore/stroke ratio (cylinder bore diameter, piston stroke)
Model engine torque (nm): 109
Model engine max torque (rpm): 4000
Model engine type: in-line
Model engine (valves per cyl): 4
Model fuel cap: 55
Model height: 1420
Model length: 4210
Model Lkm (city): Fuel efficiency in city
Model Lkm (hwy): Fuel efficiency out of city
Model Lkm (mixed): 8.5
Model make: Mazda
Model name: 323
Model seats: 5
Model to 100 (Kph): How fast your 2001 Mazda 323 accelerates to 100 km/h (0-60 mph)?
Model top speed (kph): We are not sure, what is the top speed of 323 Mazda 2001, but the engine power is around 1324 cc.
Model Transmission type: Manual
Model trim: What you drive can heavily impacts what you pay for your car insurance. Different trim levels of your 2001 Mazda 323 with varying engine sizes can increase your insurance premiums based on engine size. Also the more powerful the engine of the vehicle is, the more the premium will be.
Model weight: 1147
Model wheelbase: 2850
Model width: 1710
Model year: 2001
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How does the interior of the new 323 look like? Read our review of the 2001 Mazda 323 interior and browse photo gallery featuring the interior of this vehicle. Do not forget why you are here - finding lower insurance premiums for the new/used 323 What you drive can heavily impacts what you pay for your car insurance. Different trim levels of your 2001 Mazda 323 with varying engine sizes can increase your insurance premiums based on engine size. Also the more powerful the engine of the vehicle is, the more the premium will be. .

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