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2013 Lotus Evora - car insurance quotes

How much does it cost to insure a  Lotus Evora Automatic / IPS cc in 2023?


Lowest Evora Rates $576
Average Evora Rates $936
Highest Evora Rates $1296
Please note that these 2013 Lotus quotations are based on current studies and are indicative only!
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How much does 2013 Lotus Evora car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Lotus Evora (Automatic / IPS) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Lotus Evora is above $0 a month ($0 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Lotus you drive (http://www.lotuscars.com/)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Lotus model with 280 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Lotus Evora if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.
On average, car insurance cost for a 2013 Lotus Evora is $0 a month, which is around $0 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How does age of your 11 years old Lotus affect rates?

Modern safety features - how does age of your 11 years old Lotus affect auto insurance rates?
According to the NHTSA and the 2023 IIHS Top safety pick news, the 2013 Lotus Evora has a fairly good score for safety and comes equipped with a complex suite of modern safety and driver assistance features that may lower your premium. 2013 Evora is a 11 years old vehicle, which means it is probably equipped with electronic stability control (ESC), night vision or tracking devices and active/passive disabling devices (anti-theft, alarms). Some of those safety features and anti-theft technologies yield savings, but at most in tens of dollars per year. Discounts for safety features not only vary by your insurer, they also vary by state. According to recent data and studies, insurance companies in the U.S are not lowering insurance rates for safer, modern and more secure vehicles like this 11-year Lotus Evora. Why? Purchasing a Lotus Evora with helpful technology to prevent crashes and theft may reduce your coverage to the price around $720 a year, but new car technology and equipement makes cars more costly for insurers to repair or replace. If you borrow money to finance your new Evora via a loan or lease, you'll probably be required to carry increased coverage. This does not apply to used vehicles.
Lotus Evora, Automatic / IPS has engine power of parameter not set cc, which means it is a medium-powered car. The disadvantage is that high-powered vehicles are often considered more dangerous and therefore may increase auto insurance rates.
Insurance Company New Vehicles * Used Vehicles *
Allied $590 $540
GEICO $432 $374
Nationwide $655 $490
Progressive $281 $230
State Farm $367 $274
Texas Farm Bureau $590 $461
USAA $468 $403
* Rough estimate for a new vs 11 years old used Lotus Evora, Automatic / IPS. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 2013 Lotus Evora car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Lotus, Evora is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Lotus (made in 2013) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Lotus Evora auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!
How much is car insurance for a 2013 Lotus Evora in 2023? As you can see below, the lowest rates are around $720, while the highest ones fluctuate around $1512 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.
Insurance Company Annual Rates (Estimate*)
GEICO $767
American Family  $749
Erie $748
Progressive $881
State Farm $971
Auto Owners  $863
State Auto  $1,022
Nationwide $994
Farmers $868
Allstate $1,230
Safe Auto  $1,302
MetLife $1,390
Victoria $1,475
Allied $1,040
Liberty Mutual $1,241
Encompass $1,544
* Just a rough estimate for 2013 Lotus Evora, Automatic / IPS

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model Evora, make Lotus) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Lotus, Evora will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?
  • Don't ignore small regional insurers.
  • Review your existing coverage and choose a higher deductible.
  • Shopping around is the key to saving money on car insurance.
  • Negotiate with an agent or directly with auto insurance company.
  • Check for 2013 Evora car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
  • If you don't qualify for these discounts, explore other options available or switch the insurance company.
  • Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 2013 Lotus Evora auto insurance rates by state!

How much is 2013 Lotus Evora car insurance by location - rough estimate for model:  Automatic / IPS, parameter not set cc, Coupe
How to calculate premium for Lotus Evora (2013) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 2013 Evora (Automatic / IPS) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).
Rank State Lowest Rates Highest Rates
1 Vermont $540 $756
2 Ohio $547 $770
3 Idaho $562 $792
4 Virginia $583 $828
5 Iowa $605 $857
6 New Hampshire $634 $871
7 Wisconsin $641 $893
8 North Dakota $655 $943
9 Indiana $670 $994
10 North Carolina $684 $1,030
11 Pennsylvania $691 $1,087
12 Utah $706 $1,102
13 Maine $713 $1,123
14 Massachusetts $727 $1,145
15 Alaska $734 $1,159
16 Tennessee $742 $1,188
17 South Dakota $749 $1,253
18 Nebraska $756 $1,289
19 Minnesota $763 $1,310
20 Illinois $763 $1,332
21 Hawaii $770 $1,361
22 Alabama $778 $1,382
23 Oregon $785 $1,404
24 Missouri $792 $1,454
25 Washington $828 $1,505
26 South Carolina $835 $1,541
27 Kansas $857 $1,570
28 New Mexico $871 $1,606
29 Arizona $893 $1,620
30 New York $907 $1,627
31 National average $936 $1,649
32 New Jersey $950 $1,699
33 West Virginia $979 $1,714
34 Mississippi $1,001 $1,735
35 Maryland $1,022 $1,757
36 Montana $1,051 $1,793
37 Nevada $1,073 $1,807
38 Arkansas $1,087 $1,836
39 Kentucky $1,094 $1,865
40 Oklahoma $1,130 $1,886
41 Wyoming $1,152 $1,901
42 Colorado $1,181 $1,937
43 Texas $1,202 $1,951
44 Delaware $1,231 $1,980
45 Georgia $1,260 $1,987
46 California $1,289 $2,009
47 DC $1,310 $2,023
48 Connecticut $1,339 $2,045
49 Rhode Island $1,354 $2,052
50 Florida $1,375 $2,095
51 Louisiana $1,404 $2,124
52 Michigan $1,433 $2,160
* Compare 2013 Lotus Evora car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Teen driver - how much is car insurance for young drivers?
Is it a good idea for a young driver to drive a car like 2013 Lotus Evora (6-speed automatic transmission, 4600 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Lotus Evora annual insurance cost for a 16 year old is approximately $1656, while the cost of the same coverage for seniors aged 70 - 74 is $763.2. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Lotus, Evora have parameter not set cc, 280 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?
Your AgeAverage Rate (Estimate*)
16 - 19 $1,584
20 - 24 $1,541
25 - 29 $1,296
30 - 34 $1,116
35 – 39 $900
40 – 44 $936
45 – 49 $857
50 – 54 $749
55 – 59 $922
60 – 64 $770
65 – 69 $806
70 – 74 $727
75 and more $749
* Rough estimate for teens, adults and seniors who are driving Lotus Evora (2013)
Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $612 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Lotus, Evora good for senior drivers? If you have questions or issues relevant to Lotus Evora or another vehicle, please ask in the discussion.
You know you need to insure your 2013 Rear Lotus, Evora, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Lotus Evora: Exterior Specs, Features & Options

The engine of Lotus, Evora (8 cyl) is mated to a 6-speed automatic transmission, that in this case, sends power to the Rear. Evora Coupe, parameter not set CC (liter), 280 ps (98.6% of a brake horsepower) is matched to an Automatic / IPS for 2013. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Lotus, Evora has horsepower of 280 ps & parameter not set cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model Automatic / IPS has an engine torque of 350 nm & 4600 rpm. The power and maximum speed of the Lotus Evora vehicle (sorry, we do not know how fast will Lotus, Evora accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Lotus, Evora Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (1439 kg is the weight of this model), its engine torque and the engine rotation speed.
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Evora, Lotus: specifications

Model body: Coupe
Model doors: 2
Model drive: Rear
Model engine bore: 94
Model engine (cc): Engine power is one factor which determine the insurance premium of a Lotus. Evora models with higher CC are required to pay higher car insurance.
Model engine compression: is a value that represents the ratio of the volume of its combustion chamber from its largest capacity to its smallest capacity. You can find a more detailed explanation on wiki.
Model engine (cyl): 8
Model engine fuel: Gasoline
Model engine position: Middle
Model engine power (ps/hp): 280
Model engine max power (rpm): 6400
Model engine stroke (mm): 83
Model engine torque (nm): 350
Model engine max torque (rpm): 4600
Model engine type: V
Model engine (valves per cyl): parameter not set
Model fuel cap: 60
Model height: 1229
Model length: 4350
Model Lkm (city): 13.3
Model Lkm (hwy): 6.6
Model Lkm (mixed): How does the fuel economy of the 2013 Evora looks like?
Model make: Lotus
Model name: Evora
Model seats: Number of seats
Model to 100 (Kph): How fast your 2013 Lotus Evora accelerates to 100 km/h (0-60 mph)?
Model top speed (kph): We are not sure, what is the top speed of Evora Lotus 2013, but the engine power is around Engine power is one factor which determine the insurance premium of a Lotus. Evora models with higher CC are required to pay higher car insurance. cc.
Model Transmission type: 6-speed automatic
Model trim: Automatic / IPS
Model weight: 1439
Model wheelbase: 2575
Model width: 2047
Model year: 2013
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How does the interior of the new Evora look like? Read our review of the 2013 Lotus Evora interior and browse photo gallery featuring the interior of this vehicle. Do not forget why you are here - finding lower insurance premiums for the new/used Evora Automatic / IPS.

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