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2002 Lotec C 1000 - car insurance quotes

How much does it cost to insure a  Lotec C 1000 5.500 cc in 2023?


Lowest C 1000 Rates $1760
Average C 1000 Rates $2860
Highest C 1000 Rates $3960
Please note that these 2002 Lotec quotations are based on current studies and are indicative only!
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How much does 2002 Lotec C 1000 car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Lotec C 1000 (this trim level of the 2002 C 1000) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Lotec C 1000 is above $206 a month ($2.475 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Lotec you drive (https://en.wikipedia.org/wiki/Lotec)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Lotec model with 855 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Lotec C 1000 if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.
On average, car insurance cost for a 2002 Lotec C 1000 is $206 a month, which is around $2.475 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How does age of your car affect car insurance costs?

2002 Lotec C 1000 is a 22 years old vehicle. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of C 1000 (2002) are eligible for many discounts for vehicles loaded with a long list of safety features, technology, anti-theft and driver assistance equipement. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern C 1000 cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control.
Your vehicle's performance is another important factor that determines your auto insurance rates. Lotec C 1000, has engine power of 5500 cc, which means it's a high performance car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates.
Insurance Company New Vehicles * Used Vehicles *
Allied $1,826 $1,760
GEICO $1,342 $1,232
Nationwide $1,958 $1,540
Progressive $814 $660
State Farm $1,100 $814
Texas Farm Bureau $1,826 $1,474
USAA $1,452 $1,232
* Rough estimate for a new vs 22 years old used Lotec C 1000, this trim level of the 2002 C 1000. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 2002 Lotec C 1000 car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Lotec, C 1000 is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Lotec (made in 2002) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Lotec C 1000 auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!
How much is car insurance for a 2002 Lotec C 1000 in 2023? As you can see below, the lowest rates are around $2200, while the highest ones fluctuate around $4620 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.
Insurance Company Annual Rates (Estimate*)
GEICO $2,343
American Family  $2,288
Erie $2,286
Progressive $2,693
State Farm $2,966
Auto Owners  $2,636
State Auto  $3,124
Nationwide $3,038
Farmers $2,651
Allstate $3,760
Safe Auto  $3,980
MetLife $4,246
Victoria $4,506
Allied $3,179
Liberty Mutual $3,791
Encompass $4,719
* Just a rough estimate for 2002 Lotec C 1000, this trim level of the 2002 C 1000

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model C 1000, make Lotec) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Lotec, C 1000 will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?
  • Don't ignore small regional insurers.
  • Review your existing coverage and choose a higher deductible.
  • Shopping around is the key to saving money on car insurance.
  • Negotiate with an agent or directly with auto insurance company.
  • Check for 2002 C 1000 car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
  • If you don't qualify for these discounts, explore other options available or switch the insurance company.
  • Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 2002 Lotec C 1000 auto insurance rates by state!

How much is 2002 Lotec C 1000 car insurance by location - rough estimate for model:  , 5500 cc, model body (SUV, Sedan, Truck, Coupe, Hatchback, Crossover, Luxury Car, Convertible, Sports Car, Wagon, Van)
How to calculate premium for Lotec C 1000 (2002) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 2002 C 1000 () car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).
Rank State Lowest Rates Highest Rates
1 Vermont $1,650 $2,310
2 Ohio $1,672 $2,354
3 Idaho $1,716 $2,420
4 Virginia $1,782 $2,530
5 Iowa $1,848 $2,618
6 New Hampshire $1,936 $2,662
7 Wisconsin $1,958 $2,728
8 North Dakota $2,002 $2,882
9 Indiana $2,046 $3,036
10 North Carolina $2,090 $3,146
11 Pennsylvania $2,112 $3,322
12 Utah $2,156 $3,366
13 Maine $2,178 $3,432
14 Massachusetts $2,222 $3,498
15 Alaska $2,244 $3,542
16 Tennessee $2,266 $3,630
17 South Dakota $2,288 $3,828
18 Nebraska $2,310 $3,938
19 Minnesota $2,332 $4,004
20 Illinois $2,332 $4,070
21 Hawaii $2,354 $4,158
22 Alabama $2,376 $4,224
23 Oregon $2,398 $4,290
24 Missouri $2,420 $4,444
25 Washington $2,530 $4,598
26 South Carolina $2,552 $4,708
27 Kansas $2,618 $4,796
28 New Mexico $2,662 $4,906
29 Arizona $2,728 $4,950
30 New York $2,772 $4,972
31 National average $2,860 $5,038
32 New Jersey $2,904 $5,192
33 West Virginia $2,992 $5,236
34 Mississippi $3,058 $5,302
35 Maryland $3,124 $5,368
36 Montana $3,212 $5,478
37 Nevada $3,278 $5,522
38 Arkansas $3,322 $5,610
39 Kentucky $3,344 $5,698
40 Oklahoma $3,454 $5,764
41 Wyoming $3,520 $5,808
42 Colorado $3,608 $5,918
43 Texas $3,674 $5,962
44 Delaware $3,762 $6,050
45 Georgia $3,850 $6,072
46 California $3,938 $6,138
47 DC $4,004 $6,182
48 Connecticut $4,092 $6,248
49 Rhode Island $4,136 $6,270
50 Florida $4,202 $6,402
51 Louisiana $4,290 $6,490
52 Michigan $4,378 $6,600
* Compare 2002 Lotec C 1000 car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Teen driver - how much is car insurance for young drivers?
Is it a good idea for a young driver to drive a car like 2002 Lotec C 1000 (Manual transmission, 3900 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Lotec C 1000 annual insurance cost for a 16 year old is approximately $5060, while the cost of the same coverage for seniors aged 70 - 74 is $2332. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Lotec, C 1000 have 5500 cc, 855 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?
Your AgeAverage Rate (Estimate*)
16 - 19 $4,840
20 - 24 $4,708
25 - 29 $3,960
30 - 34 $3,410
35 – 39 $2,750
40 – 44 $2,860
45 – 49 $2,618
50 – 54 $2,288
55 – 59 $2,816
60 – 64 $2,354
65 – 69 $2,464
70 – 74 $2,222
75 and more $2,288
* Rough estimate for teens, adults and seniors who are driving Lotec C 1000 (2002)
Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $1,870 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Lotec, C 1000 good for senior drivers? If you have questions or issues relevant to Lotec C 1000 or another vehicle, please ask in the discussion.
You know you need to insure your 2002 Rear Lotec, C 1000, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Lotec C 1000: Exterior Specs, Features & Options

The engine of Lotec, C 1000 (8 cyl) is mated to a Manual transmission, that in this case, sends power to the Rear. C 1000 model body (SUV, Sedan, Truck, Coupe, Hatchback, Crossover, Luxury Car, Convertible, Sports Car, Wagon, Van), 5500 CC (liter), 855 ps (98.6% of a brake horsepower) is matched to an this trim level of the 2002 C 1000 for 2002. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Lotec, C 1000 has horsepower of 855 ps & 5500 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model this trim level of the 2002 C 1000 has an engine torque of 990 nm & 3900 rpm. The power and maximum speed of the Lotec C 1000 vehicle (sorry, we do not know how fast will Lotec, C 1000 accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Lotec, C 1000 Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (1086 kg is the weight of this model), its engine torque and the engine rotation speed.
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C 1000, Lotec: specifications

Model body: find all body and trim levels of the Lotec C 1000 inside category
Model doors: parameter not set
Model drive: Rear
Model engine bore: The bore represents the size, in terms of diameter, of the cylinder in which a piston travels.
Model engine (cc): 5500
Model engine compression: is a value that represents the ratio of the volume of its combustion chamber from its largest capacity to its smallest capacity. You can find a more detailed explanation on wiki.
Model engine (cyl): 8
Model engine fuel: Gasoline
Model engine position: Middle
Model engine power (ps/hp): 855
Model engine max power (rpm): 6000
Model engine stroke (mm): bore/stroke ratio (cylinder bore diameter, piston stroke)
Model engine torque (nm): 990
Model engine max torque (rpm): 3900
Model engine type: V
Model engine (valves per cyl): parameter not set
Model fuel cap: the end of the pipe leading to the petrol tank
Model height: 1150
Model length: 4300
Model Lkm (city): Fuel efficiency in city
Model Lkm (hwy): Fuel efficiency out of city
Model Lkm (mixed): How does the fuel economy of the 2002 C 1000 looks like?
Model make: Lotec
Model name: C 1000
Model seats: Number of seats
Model to 100 (Kph): How fast your 2002 Lotec C 1000 accelerates to 100 km/h (0-60 mph)?
Model top speed (kph): We are not sure, what is the top speed of C 1000 Lotec 2002, but the engine power is around 5500 cc.
Model Transmission type: Manual
Model trim: What you drive can heavily impacts what you pay for your car insurance. Different trim levels of your 2002 Lotec C 1000 with varying engine sizes can increase your insurance premiums based on engine size. Also the more powerful the engine of the vehicle is, the more the premium will be.
Model weight: 1086
Model wheelbase: Did you know that having wider tyres fitted on your Lotec C 1000 you can also increase your car insurance premiums?
Model width: 2010
Model year: 2002
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How does the interior of the new C 1000 look like? Read our review of the 2002 Lotec C 1000 interior and browse photo gallery featuring the interior of this vehicle. Do not forget why you are here - finding lower insurance premiums for the new/used C 1000 What you drive can heavily impacts what you pay for your car insurance. Different trim levels of your 2002 Lotec C 1000 with varying engine sizes can increase your insurance premiums based on engine size. Also the more powerful the engine of the vehicle is, the more the premium will be. .

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