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2007 Lincoln Town Car - car insurance quotes

How much does it cost to insure a  Lincoln Town Car 4.601 cc in 2023?


Lowest Town Car Rates $1472.32
Average Town Car Rates $2392.52
Highest Town Car Rates $3312.72
Please note that these 2007 Lincoln quotations are based on current studies and are indicative only!
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How much does 2007 Lincoln Town Car car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Lincoln Town Car (this trim level of the 2007 Town Car) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Lincoln Town Car is above $173 a month ($2.070 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Lincoln you drive (https://www.lincoln.com/)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Lincoln model with 243 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Lincoln Town Car if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.
On average, car insurance cost for a 2007 Lincoln Town Car is $173 a month, which is around $2.070 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How does age of your car affect car insurance costs?

2007 Lincoln Town Car is a 17 years old vehicle. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of Town Car (2007) are eligible for many discounts for vehicles loaded with a long list of safety features, technology, anti-theft and driver assistance equipement. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern Town Car cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control.
Your vehicle's performance is another important factor that determines your auto insurance rates. Lincoln Town Car, has engine power of 4601 cc, which means it's a high performance car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates.
Insurance Company New Vehicles * Used Vehicles *
Allied $1,528 $1,472
GEICO $1,123 $1,031
Nationwide $1,638 $1,288
Progressive $681 $552
State Farm $920 $681
Texas Farm Bureau $1,528 $1,233
USAA $1,215 $1,031
* Rough estimate for a new vs 17 years old used Lincoln Town Car, this trim level of the 2007 Town Car. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 2007 Lincoln Town Car car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Lincoln, Town Car is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Lincoln (made in 2007) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Lincoln Town Car auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!
How much is car insurance for a 2007 Lincoln Town Car in 2023? As you can see below, the lowest rates are around $1840.4, while the highest ones fluctuate around $3864.84 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.
Insurance Company Annual Rates (Estimate*)
GEICO $1,960
American Family  $1,914
Erie $1,912
Progressive $2,253
State Farm $2,481
Auto Owners  $2,205
State Auto  $2,613
Nationwide $2,542
Farmers $2,218
Allstate $3,145
Safe Auto  $3,329
MetLife $3,552
Victoria $3,769
Allied $2,659
Liberty Mutual $3,171
Encompass $3,948
* Just a rough estimate for 2007 Lincoln Town Car, this trim level of the 2007 Town Car

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model Town Car, make Lincoln) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Lincoln, Town Car will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?
  • Don't ignore small regional insurers.
  • Review your existing coverage and choose a higher deductible.
  • Shopping around is the key to saving money on car insurance.
  • Negotiate with an agent or directly with auto insurance company.
  • Check for 2007 Town Car car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
  • If you don't qualify for these discounts, explore other options available or switch the insurance company.
  • Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 2007 Lincoln Town Car auto insurance rates by state!

How much is 2007 Lincoln Town Car car insurance by location - rough estimate for model:  , 4601 cc, Sedan
How to calculate premium for Lincoln Town Car (2007) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 2007 Town Car () car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).
Rank State Lowest Rates Highest Rates
1 Vermont $1,380 $1,932
2 Ohio $1,399 $1,969
3 Idaho $1,436 $2,024
4 Virginia $1,491 $2,116
5 Iowa $1,546 $2,190
6 New Hampshire $1,620 $2,227
7 Wisconsin $1,638 $2,282
8 North Dakota $1,675 $2,411
9 Indiana $1,712 $2,540
10 North Carolina $1,748 $2,632
11 Pennsylvania $1,767 $2,779
12 Utah $1,804 $2,816
13 Maine $1,822 $2,871
14 Massachusetts $1,859 $2,926
15 Alaska $1,877 $2,963
16 Tennessee $1,896 $3,037
17 South Dakota $1,914 $3,202
18 Nebraska $1,932 $3,294
19 Minnesota $1,951 $3,350
20 Illinois $1,951 $3,405
21 Hawaii $1,969 $3,478
22 Alabama $1,988 $3,534
23 Oregon $2,006 $3,589
24 Missouri $2,024 $3,718
25 Washington $2,116 $3,846
26 South Carolina $2,135 $3,938
27 Kansas $2,190 $4,012
28 New Mexico $2,227 $4,104
29 Arizona $2,282 $4,141
30 New York $2,319 $4,159
31 National average $2,393 $4,215
32 New Jersey $2,429 $4,343
33 West Virginia $2,503 $4,380
34 Mississippi $2,558 $4,435
35 Maryland $2,613 $4,491
36 Montana $2,687 $4,583
37 Nevada $2,742 $4,619
38 Arkansas $2,779 $4,693
39 Kentucky $2,797 $4,767
40 Oklahoma $2,889 $4,822
41 Wyoming $2,945 $4,859
42 Colorado $3,018 $4,951
43 Texas $3,073 $4,987
44 Delaware $3,147 $5,061
45 Georgia $3,221 $5,080
46 California $3,294 $5,135
47 DC $3,350 $5,172
48 Connecticut $3,423 $5,227
49 Rhode Island $3,460 $5,245
50 Florida $3,515 $5,356
51 Louisiana $3,589 $5,429
52 Michigan $3,662 $5,521
* Compare 2007 Lincoln Town Car car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Teen driver - how much is car insurance for young drivers?
Is it a good idea for a young driver to drive a car like 2007 Lincoln Town Car (Automatic transmission, 4100 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Lincoln Town Car annual insurance cost for a 16 year old is approximately $4232.92, while the cost of the same coverage for seniors aged 70 - 74 is $1950.824. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Lincoln, Town Car have 4601 cc, 243 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?
Your AgeAverage Rate (Estimate*)
16 - 19 $4,049
20 - 24 $3,938
25 - 29 $3,313
30 - 34 $2,853
35 – 39 $2,301
40 – 44 $2,393
45 – 49 $2,190
50 – 54 $1,914
55 – 59 $2,356
60 – 64 $1,969
65 – 69 $2,061
70 – 74 $1,859
75 and more $1,914
* Rough estimate for teens, adults and seniors who are driving Lincoln Town Car (2007)
Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $1,564 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Lincoln, Town Car good for senior drivers? If you have questions or issues relevant to Lincoln Town Car or another vehicle, please ask in the discussion.
You know you need to insure your 2007 Rear Lincoln, Town Car, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Lincoln Town Car: Exterior Specs, Features & Options

The engine of Lincoln, Town Car (8 cyl) is mated to a Automatic transmission, that in this case, sends power to the Rear. Town Car Sedan, 4601 CC (liter), 243 ps (98.6% of a brake horsepower) is matched to an this trim level of the 2007 Town Car for 2007. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Lincoln, Town Car has horsepower of 243 ps & 4601 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model this trim level of the 2007 Town Car has an engine torque of 389 nm & 4100 rpm. The power and maximum speed of the Lincoln Town Car vehicle (sorry, we do not know how fast will Lincoln, Town Car accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Lincoln, Town Car Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (1977 kg is the weight of this model), its engine torque and the engine rotation speed.
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Lincoln, Town Car: specifications

Model body: Sedan
Model doors: 4
Model drive: Rear
Model engine bore: 90.2
Model engine (cc): 4601
Model engine compression: 9.4:1
Model engine (cyl): 8
Model engine fuel: Gasoline
Model engine position: Front
Model engine power (ps/hp): 243
Model engine max power (rpm): 4900
Model engine stroke (mm): 89.9
Model engine torque (nm): 389
Model engine max torque (rpm): 4100
Model engine type: V
Model engine (valves per cyl): 2
Model fuel cap: 106
Model height: 1510
Model length: 5630
Model Lkm (city): Fuel efficiency in city
Model Lkm (hwy): Fuel efficiency out of city
Model Lkm (mixed): 11.2
Model make: Lincoln
Model name: Town Car
Model seats: 5
Model to 100 (Kph): How fast your 2007 Lincoln Town Car accelerates to 100 km/h (0-60 mph)?
Model top speed (kph): We are not sure, what is the top speed of Town Car Lincoln 2007, but the engine power is around 4601 cc.
Model Transmission type: Automatic
Model trim: What you drive can heavily impacts what you pay for your car insurance. Different trim levels of your 2007 Lincoln Town Car with varying engine sizes can increase your insurance premiums based on engine size. Also the more powerful the engine of the vehicle is, the more the premium will be.
Model weight: 1977
Model wheelbase: 3150
Model width: 2000
Model year: 2007
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How does the interior of the new Town Car look like? Read our review of the 2007 Lincoln Town Car interior and browse photo gallery featuring the interior of this vehicle. Do not forget why you are here - finding lower insurance premiums for the new/used Town Car What you drive can heavily impacts what you pay for your car insurance. Different trim levels of your 2007 Lincoln Town Car with varying engine sizes can increase your insurance premiums based on engine size. Also the more powerful the engine of the vehicle is, the more the premium will be. .

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